# Paisabazaar:Credit Score, Loan > Free credit score checks, reports, loan eligibility, and EMI calculators. (iPhone/iPad app by PAISABAZAAR MARKETING AND CONSULTING PRIVATE LIMITED.) - Source: https://appshunter.io/ios/app/paisabazaarcredit-score-loan/id1029403201 (this page in markdown: same URL + `.md`) - Developer: [PAISABAZAAR MARKETING AND CONSULTING PRIVATE LIMITED](https://appshunter.io/developer/1029403198) - Category: Finance - Price: Free - Rating: 4.39/5 from 14,986 App Store ratings · 61 written reviews indexed - Age rating: 12+ - Requires: iOS 18.0 · 105 MB - Released: 2015-08-19 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paisabazaarcredit-score-loan/id1029403201/reviews.md ## What is Paisabazaar? Paisabazaar is a trusted personal finance app that helps you check your Credit Score, compare and apply for Instant Personal Loans from 30+ Banks and NBFCs, and choose from 100+ Credit Cards — all in one app. Use the Paisabazaar App to check and track your CIBIL Score, find the right personalized Personal Loan and Credit Card offers in minutes. Over the last 12 years, Paisabazaar has earned the trust of 5.7 Crore consumers across 850 cities by offering best-matched financial products with transparency and convenience. Paisabazaar is also a convenient app for Mobile Recharge and Bill Payments. Pay electricity bills, broadband bills, mobile recharge (prepaid & postpaid), and credit card bills securely from the app - with zero platform fee and assured rewards. You can also invest using the Paisabazaar App. Explore Bonds and Fixed Deposits and earn up to 13.25% fixed returns (YTM). Why Choose the Paisabazaar App? Paisabazaar is India’s leading financial app and marketplace for Personal Loans, Credit Cards, and investments. The Paisabazaar App connects you with Banks and NBFCs from across the ecosystem, helping you compare offers, check eligibility, and apply online with ease. • One app for credit, payments, and investments • CIBIL Score check • Wide choice of Loans and Credit Cards • Pre-approved Instant Loans • Loan certainty with high Chances of Approval • End-to-end digital processes • Secure, digital and unbiased platform • Trusted by 5.7 crore Indians Key Features: Credit Score Check | Credit Score App • Credit Score from credit bureaus including CIBIL • Instant access to your latest credit score • Monthly Score updates to track changes • Credit health insights to improve eligibility • Credit reports in regional languages How to Improve Your Credit Score / CIBIL Score • Track your Credit Score regularly on the Paisabazaar app • Subscribe to our exclusive Credit Health Report for deep insights to improve score • Use Score Simulator to see probable impact on credit score with each credit action Personal Loan App | Instant Personal Loan Personal Loan Features & Benefits • Loan amount up to ₹40–50 lakh • Pre-approved Personal Loan offers • Zero to Minimal documentation • Instant disbursal • Expert assistance Other Loans Offered: • Micro Personal Loan (small ticket size) • Business Loan • Home Loan • Balance Transfer Loans How to Apply: Check eligibility instantly and apply online through the Paisabazaar App. Credit Card App | Apply Credit Card Online Choose from 100+ credit cards, according to your lifestyle and needs. Types of Credit Cards • Cashback Credit Cards • UPI Credit Cards (RuPay) • Travel & Lifestyle Credit Cards • Secured Credit Cards to build Credit Score Credit Card Features & Benefits • Pre-qualified offers from leading Banks • Faster approvals with minimal documentation • Digital process How to Apply: Check eligibility in seconds and apply for the right Credit Card from the app. Mobile Recharge & Bill Payment App Use the Paisabazaar App for Mobile Recharge and Bill Payments across 30+ categories. Payment Categories: • Mobile recharge (prepaid & postpaid) • Electricity and utility bills • Broadband & DTH • Credit Card bill payments Benefits • Zero platform fee • Assured rewards on bill payments • Secure and seamless payments • Zero hassle Investment App | Bonds & Fixed Deposits Paisabazaar is also an investment app for Bonds and Fixed Deposits. Investment Options • Corporate Bonds • Fixed Deposits from leading banks Why Invest? • Fixed returns up to 13.25% YTM (on Bonds) • Low-risk, regulated investment options • Suitable for stable income Download the Paisabazaar App Today Take control of your Credit Score, Personal Loans, Credit Cards, Bill Payments, Bonds, and Fixed Deposits with one powerful financial app. Download the Paisabazaar App now. Contact Us feedback@paisabazaar.com ## Key features - Free credit score checks - Monthly updated credit reports - Detailed credit analysis - Loan and credit card eligibility - EMI calculators - Reports in regional languages ## Recent user reviews (10 of 61) All indexed reviews: https://appshunter.io/ios/app/paisabazaarcredit-score-loan/id1029403201/reviews.md ### 1/5 — Total Scam *2026-07-31* I had a very disappointing experience with Paisabazaar’s Credit Health Report service. The marketing made it seem like I would receive meaningful assistance to improve my credit profile, but after paying, I felt that the service provided very little value. Most of the guidance consisted of generic advice and steps that are already available for free. I expected expert support and practical assistance, but I still had to do most of the work myself. In my opinion, the service was not worth the money. I believe Paisabazaar should be more transparent about what customers will actually receive before they pay. Based on my experience, I would not recommend purchasing the Credit Health Report unless you clearly understand what is and is not included. ### 5/5 — Awesome app *2026-06-30* The best app to check your credit score. Extremely intuitive and user friendly. Best part is all 4 credit score is available and for free. The regular refresh feature makes it easy to monitor the score. I have also started using the app to pay my bills. It’s s great addition. ### 5/5 — Quick Personal loan *2026-05-20* I was looking for instant personal loan for some emergency & paisabazaar app help me to quick disbursal of loan in my account in just few hours. I found the app very useful where I can check credit score free & recharge mobile in a single app. Very helpful to use this app for all my financial needs. ### 1/5 — Misleading Calls & CIBIL Impact by Paisabazaar Executives *2026-05-10* Very disappointing experience with Paisabazaar application and customer support executives. Their agents continuously call and force customers to check loan eligibility only for completing their targets. Because of these repeated eligibility checks multiple inquiries get recorded in CIBIL reports which negatively impacts customers CIBIL scores and financial records. Many customers do not understand that every unnecessary inquiry affects their credit profile. Executives give false confidence and pressure users to apply again and again without properly informing about the consequences on CIBIL. This is not acceptable customer service. People trust financial platforms with their personal and financial details but instead customers are facing unnecessary CIBIL impacts, stress, and loss of credibility in loan records. I want to alert everyone especially new users please be careful before applying through Paisabazaar or sharing OTP/details with their executives. Do not repeatedly check eligibility just because their agents are forcing or convincing you. Customers deserve transparency honest guidance & protection of their credit records — not target-based pressure calls and misleading notifications. 🚨 Stay alert and protect your CIBIL score. ### 5/5 — Unique Credit Score features *2026-04-15, version 7.14.0* Can check score from CIBIL equifax crif and experian which other platforms don’t have and you can refresh score when you want ### 1/5 — Promised 4 Bureau Scores, Delivered Incomplete Service *2026-02-12* I purchased the ₹99 plan from PaisaBazaar because it clearly promised access to credit scores from all four credit bureaus. However, even after payment, the CIBIL score is not showing at all. This is misleading and disappointing. Customers should receive exactly what is promised at the time of purchase. I also did not receive a clear or satisfactory response from customer support. If the full service cannot be provided, then a refund should be issued immediately. Please stop misleading customers with incomplete services. ### 1/5 — Useless app and worst customer support *2026-01-27, version 7.11.0* I have downloaded this app to check my Credit Score. After that they started calling in the name of pre approved personal loan offers. They used to call multiple times a day, in spite of denying the offer. Oneday I need some urgent fund and I thought of accepting their offer and that was my biggest mistake. Their customer care is worst and they made three civil enquiries and all three cases were rejected. ### 1/5 — Fake Offers - Worst customer service *2025-11-25, version 6.3.1* They call 100 times a day saying that you are prequalified for credit cards and reject the application without any communication. This decreases our credit score and affects our portfolio. Worst service staffs.. just saying some fancy words and not at all professionals. They want to earn commissions from us and not at all bothered to solve customers problems. Please don’t fall for their traps. ### 1/5 — Simply Scam *2025-11-23* ⭐ 1/5 — Extremely Disappointed I applied for this credit card ONLY because customer care clearly assured me that I would get the cashback benefits once the card was activated and used. I followed every single instruction they gave — activated the card, made the required transactions, and even waited beyond the promised time. But guess what? NO cashback. This is nothing but false promises and misleading information from customer care. If you can’t honor what your own team commits, then why even advertise these offers? It’s extremely frustrating, unprofessional, and honestly feels like a scam to get people to sign up. I have wasted my time, trust, and money because of this nonsense. Fix your system, train your support team properly, and stop misleading customers. Until then, I wouldn’t recommend this app to apply for any credit card or loan with it or this app to anyone. Worst app ever! ### 1/5 — Too many spam calls *2025-09-16, version 6.0.1* Please don’t install this app .. if u install atleast don’t register .. they will call you too many spam calls .. if after selecting I don’t have internet intrest in ur loan still i am getting calls .. then i called their consumer support and made my number as dnd still I am getting spam calls !!!!! Its too unbearable now .. thinking or rising a complaint on sanchar sathi or other gov portal to mitigate this issue ## Frequently asked questions about Paisabazaar ### How secure is Paisabazaar for checking my credit score? Paisabazaar prioritizes user data security. While specific security protocols are not detailed, the app aims to provide a secure platform for accessing sensitive financial information like credit scores. ### What credit bureaus does Paisabazaar use for credit reports? Paisabazaar provides free credit reports from multiple credit bureaus, including CIBIL, allowing users to get a comprehensive view of their credit standing. ### Can I get my credit report in languages other than English with Paisabazaar? Yes, Paisabazaar allows you to read and download your credit report in various regional languages, including Hindi, Marathi, Gujarati, Telugu, and Kannada. ### How often is my credit score updated in Paisabazaar? Your credit score is updated monthly with refreshed credit reports, provided to you for free for life, helping you track changes over time. ### What is the age rating for Paisabazaar? Paisabazaar has an age rating of 17+, indicating it is suitable for users aged 17 and above. ### How frequently is Paisabazaar updated? The latest version of Paisabazaar is 5.6.0, and it was last updated on August 27, 2025, suggesting regular updates to improve functionality and reliability. ### What devices are supported by Paisabazaar? Paisabazaar is available on iPhone and iPod devices, allowing users on these platforms to manage their credit health. ### What do users like most about Paisabazaar? Users appreciate the free access to credit scores and reports from multiple bureaus, along with the convenience of monthly updates and EMI calculators for financial planning. The app has earned trust from approximately 25 million customers. ## Version history (last 5 releases) ### 7.38.2 — 2026-08-25 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge! Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience. ### 7.38.1 — 2026-08-20 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge! Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience. ### 7.38.0 — 2026-08-18 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge! Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience. ### 7.37.0 — 2026-08-14 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge! Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience. ### 7.36.2 — 2026-08-11 Free Mobile Recharge: Zero platform fees, plus assured rewards with every recharge! Faster & Smoother: We’ve crushed bugs and boosted load speeds for a lightning-fast experience. ## Apps similar to Paisabazaar | App | Rating | Price | Category | | --- | --- | --- | --- | | [Intuit Credit Karma](https://appshunter.io/ios/app/intuit-credit-karma/id519817714) | 4.8 (7,711,052) | Free | Finance | | [Possible: Fast Cash & Credit](https://appshunter.io/ios/app/possible-fast-cash-and-credit/id1380384597) | 4.8 (134,258) | Free | Finance | | [IndiaLends-Loans, Credit Score](https://appshunter.io/ios/app/indialends-loans-credit-score/id1163514601) | 4.4 (42) | Free | Finance | | [Tilt: Cash Advance & Credit](https://appshunter.io/ios/app/tilt-cash-advance-and-credit/id1136397354) | 4.8 (455,319) | Free | Finance | | [Brigit: Cash Advance & Credit](https://appshunter.io/ios/app/brigit-cash-advance-and-credit/id1341884073) | 4.8 (552,527) | Free | Finance | | [slice: UPI credit card & bank](https://appshunter.io/ios/app/slice-upi-credit-card-and-bank/id1123372237) | 4.2 (239) | Free | Finance | ## More apps by PAISABAZAAR MARKETING AND CONSULTING PRIVATE LIMITED - [PB Connect](https://appshunter.io/ios/app/pb-connect/id6751571028) - [Pensionbazaar](https://appshunter.io/ios/app/pensionbazaar/id6761717079) All apps by PAISABAZAAR MARKETING AND CONSULTING PRIVATE LIMITED: https://appshunter.io/developer/1029403198 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*