# Paisaflow: Expense Tracker — Paisaflow: Expense Tracker

> Paisaflow: Expense Tracker (iPhone/iPad app by Umesh Ghimire.)

- Source: https://appshunter.io/ios/app/paisaflow-expense-tracker/id6811267954 (this page in markdown: same URL + `.md`)
- Developer: [Umesh Ghimire](https://appshunter.io/developer/6810116192)
- Category: Finance, Utilities
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 24 MB
- Languages: American English
- Released: 2026-09-15
- Data updated: 2026-09-21
- User reviews in markdown: https://appshunter.io/ios/app/paisaflow-expense-tracker/id6811267954/reviews.md

## What is Paisaflow?

Every feature free. No premium tier, no locked buttons, no trial that expires.

PaisaFlow is an expense tracker and budget planner that keeps your money data
on your own phone. No account, no sign-up, no cloud. Open it and start logging.

LOG AN EXPENSE IN SECONDS
Most expense apps make you tap through a form. PaisaFlow opens on a keypad with
the amount ready, expense preselected, and your most-used category already
chosen. Two taps and the amount is all it usually takes. There is a "Save & add
another" button for when you are catching up on a week of receipts.

BUDGETS THAT WARN YOU IN TIME
A budget that only tells you the damage afterwards is useless. PaisaFlow tracks
your spending against the pace you would need to keep, so you can see you are
running hot on the 10th rather than the 30th. When spending crosses a budget
threshold you are told the moment it happens, with the figure, not the next
time you happen to open the app.

SEE WHERE THE MONEY ACTUALLY GOES
- A spend-versus-pace chart with a forecast for the month
- Your top spending categories, ranked, with real percentages
- A calendar heat map showing which days cost you the most
- Monthly trends for both spending and income
- Filter any report by day, week, month or year

YOUR DATA STAYS YOURS
Everything is stored locally on your device. There is no account to create, no
server holding your transaction history, and the app works completely offline —
on a plane, on the underground, anywhere. Export the lot to CSV whenever you
like and open it in any spreadsheet. Take a full backup and restore it later.
It is your data, in a format you can read, that you can take with you.

WHAT ELSE IS INCLUDED — ALL FREE
- Income and expense tracking with custom categories
- Recurring entries for rent, salary and subscriptions, entered once
- Multiple budgets, weekly, monthly or yearly
- 154 currencies
- Full dark mode
- CSV export and complete backup and restore
- Undo on deletions, so a mis-swipe is not permanent

BUILT TO BE READABLE
Amounts line up in proper columns so you can scan them. Income and expenses are
told apart by a plus or minus sign, not by colour alone, so the app still works
if you are colourblind or looking at a screenshot in greyscale. Text scales with
your system setting, and every screen has been checked against accessibility
contrast standards.

HONEST ABOUT ADS
PaisaFlow is free because it shows a small banner ad. That is the whole
business model. There is no paid tier and there is not going to be one, so no
feature will ever be taken away and sold back to you. Ads never appear while
you are entering a transaction or confirming a deletion.

WHAT PAISAFLOW DOES NOT DO
It does not connect to your bank. It does not sync between devices. It does not
scan receipts. If you need those, another app will serve you better — and we
would rather tell you now than have you find out after installing.

Questions or a bug to report? Get in touch, we read everything.


## Version history (last 1 release)

### 1.0.9 — 2026-09-15

No release notes.

## More apps by Umesh Ghimire

- [Kalimati Tarkari कालिमाटी बजार](https://appshunter.io/ios/app/kalimati-tarkari/id6810991514)

All apps by Umesh Ghimire: https://appshunter.io/developer/6810116192

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*