# PAIY — pay with intelligence > Digital gift card management platform for purchasing, sending, and redeeming cards. (iPhone/iPad app by 4PAY Inc..) - Source: https://appshunter.io/ios/app/paiy/id1511426375 (this page in markdown: same URL + `.md`) - Developer: [4PAY Inc.](https://appshunter.io/developer/1390954197) - Category: Finance, Shopping - Price: Free - Age rating: 4+ - Requires: iOS 10.0 · 18 MB - Languages: English - Released: 2020-05-14 - Data updated: 2026-06-11 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paiy/id1511426375/reviews.md ## What is PAIY? PAiY is a digital gift card management platform. Using the PAiY App makes it easy to select and purchase gift cards from hundreds of participating companies and denominations easily and securely from your mobile device. You can easily give gift cards to friends and loved ones using the PAiY App and you can redeem digital gift cards that have been given to you. The PAiY App also gives you the convenience of an all-in-one location to manage all your digital cards and be able to see the current balance in real time on a card. • Download the app and get started today. • Buy gift cards from over 100+ retailers with more being added all the time • Earn cashback on a wide number of gift cards when purchased using the PAiY app • Give gift cards instantly using the PAiY app • Easily manage your PAiY account on your mobile device • See a complete history of all cards you have purchased • Get a real time balance on your gift cards so you always know how much you have • Instantly use gift cards at checkout using the unique digital barcode for your gift card • Claim gift cards received as a gift in the PAiY app to add the to your PAiY wallet or claim online at PAiY.ca • Participate in fundraising campaigns. Contact collaborate@paiy.ca for more information The PAiY app is secured by bank-grade security protocols and adheres to PCI standards for digital payments and fraud prevention. Legal Info By clicking 'install' you consent to the installation of the PAiY app provided by 4PAY INC. on your mobile device. You acknowledge that updates to the application may provide additional functionality or remove some functionality as required from time to time. You may withdraw your consent at any time by uninstalling the PAiY App. The PAiY App is free to install and can be used freely but standard carrier rates apply for data usage and messaging. PAiY does not support Jailbroken devices. Full Terms and Conditions are available at paiy.ca. Important Info PAiY asks for your mobile phone number to enable two factor authentication. PAiY requires that you setup a payment method in your account profile to enable gift card purchases. PAiY requires that you enter your address information to comply with Know Your Customer fraud prevention standards. Full Privacy Policy is available at paiy.ca. https://vimeo.com/415149614 ## Key features - Purchase gift cards from 100+ retailers - Send gift cards instantly - Manage digital gift cards - View real-time card balances - Earn cashback on purchases - Use digital barcodes for checkout ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/paiy/id1511426375/reviews.md ### 1/5 — Unusable *2024-02-04, version 1.0.8* Unusable for paying parking :( ### 2/5 — Username issues *2022-08-10, version 1.0.8* The app was not clear when using a mobile number as username that the 1 is needed before the phone number and becomes part of the username. This could be confirmed better by the app. ### 1/5 — Confusing and overly complicated *2021-11-24, version 1.0.8* Our township requires us to use this app to gain free parking municipal lots. So far the app is not very intuitive and way too complex for my needs. Not so much the apps fault, but certainly the township of Uxbridge. ## Frequently asked questions about PAIY ### How secure is the PAYI app? PAIY utilizes bank-grade security protocols and adheres to PCI standards for digital payments and fraud prevention. It also requires two-factor authentication using your mobile phone number for enhanced security. ### What payment methods can I use with PAYI? To enable gift card purchases, you will need to set up a payment method within your account profile. The app requires this to comply with Know Your Customer fraud prevention standards. ### Does PAYI offer cashback rewards? Yes, the PAYI app offers cashback on a wide number of gift cards when purchased through the platform. This provides an added benefit for users buying gift cards. ### Can I manage gift cards I've received as gifts? Yes, you can claim gift cards received as a gift directly within the PAYI app. These can be added to your PAYI wallet or claimed online at PAiY.ca. ### What devices does PAYI support? PAIY is available for iPhone and iPod devices. The app does not support jailbroken devices. ### How often is the PAYI app updated? The latest version of PAYI is 1.0.8, last updated on February 14, 2023. Updates may introduce new functionality or remove existing features as needed. ### Is PAYI free to use? The PAYI app is free to install and use. Standard carrier rates apply for data usage and messaging, but there are no direct costs for the app itself. ### What information does PAYI collect? PAIY requests your mobile phone number for two-factor authentication and your address information to comply with Know Your Customer fraud prevention standards. A payment method is also required for purchases. ## Version history (last 3 releases) ### 1.0.8 — 2023-02-14 graphic formatting ### 1.0.7 — 2020-05-19 Updated Catalog ### 1.0.0 — 2020-05-14 No release notes. ## Apps similar to PAIY | App | Rating | Price | Category | | --- | --- | --- | --- | | [Verto - Pay and Get Paid](https://appshunter.io/ios/app/verto-pay-and-get-paid/id1611203669) | — | Free | Finance | | [iA Private Wealth](https://appshunter.io/ios/app/ia-private-wealth/id1597755165) | 4.8 (29) | Free | Finance | | [Quyana](https://appshunter.io/ios/app/quyana/id1593460100) | 5.0 (4) | Free | Finance | | [Nautilus - NANO Wallet](https://appshunter.io/ios/app/nautilus-nano-wallet/id1615775960) | 4.7 (36) | Free | Finance | | [MDM Mobile App](https://appshunter.io/ios/app/mdm-mobile-app/id1480844360) | — | Free | Finance | | [Taif POS](https://appshunter.io/ios/app/taif-pos/id1642716880) | 5.0 (1) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-11.*