# Pallo: Financial Management — Budgets, Accounting, Invoices > All-in-one personal and business financial management solution. (iPhone/iPad app by BMG Technologies Inc..) - Source: https://appshunter.io/ios/app/pallo-financial-management/id1581935134 (this page in markdown: same URL + `.md`) - Developer: [BMG Technologies Inc.](https://appshunter.io/developer/1571261080) - Category: Finance - Price: Free - Rating: 4.43/5 from 28 App Store ratings · 16 written reviews indexed - Age rating: 4+ - Requires: iOS 11.0 · 77 MB - Languages: English - Released: 2022-01-12 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pallo-financial-management/id1581935134/reviews.md ## What is Pallo? Discover the ultimate all-in-one personal and business financial management solution with Pallo. Join fellow freelancers, self-employed individuals and small-business owners who have already eliminated the need for multiple costly apps and services to manage personal and business finances. Whether you juggle a side-hustle alongside your job, freelance full-time as a solo-preneur, or own multiple small businesses, Pallo has all the features you need to effortlessly manage your personal and business budgets, income, expenses, receipts, clients, projects, invoices, accounting, reporting, taxes, and more, all in one convenient place. Why Choose Pallo? - Ad-Free Experience: Enjoy an app without intrusive ads. - Privacy and Data Protection: Rest assured knowing that we prioritize your privacy and never sell your data. - Bank-Level Security: Benefit from robust security and encryption protocols, ensuring a secure connection to over 12,000 financial institutions. Download Pallo today and experience the time and money-saving advantages that await you. - Simplify Budgeting: Create and manage separate personal and business budgets with ease. - Instant Transaction Categorization: Connect your financial institution accounts securely and receive instant categorization and reconciliation for all transactions. - Complete Transaction Visibility: View, filter, and search any personal or business transaction from your connected accounts in a single view. - Comprehensive Income and Expense Insights: Gain a comprehensive overview of both employment and business income and expense streams effortlessly. - Flexible Business Management: Manage multiple business structures or income streams, such as Freelancer/Sole Proprietor, LLC, Partnership, S-Corp, or C-Corp. - Instant Credit Score access: View your Credit Score and increase your financial confidence. - Effortless Receipt Management: Capture and upload receipts, and let Pallo automatically match them to the correct category and transaction. - Smart Insights: Access valuable insights into personal and business money management, cash flow, tax deduction opportunities, spending habits, budgets, and more. - Advanced Accounting Reports: Generate detailed accounting reports, including Profit and Loss (P&L) statements, quarterly, and annual reports. - Client and Project Management: Seamlessly track all your clients and projects in one convenient view. - Time and Expense Tracking: Utilize the in-app stopwatch to track billable and non-billable time, and effortlessly manage expenses for each client. - Customizable Invoicing: Set up and automate sending customized, branded, and visually appealing invoices to clients and receive payment-due reminders. - Vehicle Tracking: Keep track of vehicle information, expenses, and mileage effortlessly. - Tax Preparation Made Easy: Stay prepared for quarterly and annual business and personal taxes with Pallo's intuitive features. Download the app now and revolutionize the way you handle your personal and business finances. ## Key features - Ad-free experience - Bank-level security - Instant transaction categorization - Comprehensive income and expense insights - Customizable invoicing - Advanced accounting reports - Receipt management ## Recent user reviews (10 of 16) All indexed reviews: https://appshunter.io/ios/app/pallo-financial-management/id1581935134/reviews.md ### 1/5 — Scam *2025-01-08* I think they went out of business and continue to charge a monthly subscription fee. I’ve had issues this entire year and had to contact tech support anytime I needed to log in because the app wouldn’t work. Moving to Wave immediately. ### 1/5 — DO NOT USE PALLO *2024-12-03* I like how everything is set up for this app. I’ve been using it to track my finances and invoices for my small business. It would be a 5 star review if I didn’t keep experiencing network issues with this app. I have had 3 instances, the third currently happening, where I can’t login to the app due to an app error which puts me behind in getting my invoices and financing done, which is unacceptable. There is no app support or customer service I can talk to about figuring this issue out. I can’t even cancel my plan because there is no website/link so I’ll just be charged for nothing. Every time I email, the email address is wrong that’s listed. They don’t have a website that works either so I’m very frustrated at this point. I’m already looking into using a different app because it’s ridiculous at this point. ### 5/5 — App is good *2024-09-11* The app is good ### 5/5 — Outstanding support *2024-04-01* I signed up and reached out for support and received a call from Sanin one of the founders of Pallo. Sanin took the time to address my question and help me understand the platform. I am beyond impressed by that. In a day when you cannot get support easily from apps, I received support from a founder. Super impressive! ### 5/5 — Absolutely wonderful! *2023-10-04* This app is so awesome and time-saving! Not only is everything extremely intuitive, there are tips and quick to-dos to help you get started and maximize your money and taxes. The auto-categorizing is PHENOMENAL. It is mind-blowing how accurate it is. It's so easy to track and filter each and every transaction and saves So Much Time. Love this app! ### 5/5 — What Quickbooks Self Employed should have been *2023-02-23* Quickbooks is buggy, and they’ve been dragging their feet on time tracking. These guys have it out of the gate, and the UI/IX is the best of any small business app I’ve used. ### 4/5 — User-friendly! *2023-02-22* Very helpful app! ### 5/5 — I love this app! *2023-02-17* This app has been very easy to use, and really helps me keep track of my expenses. It is really helpful as a first time self-employed person. Also, the owner and those who work for him are very helpful people and they obviously really care about the success of this app, company, and idea. Very good job to the developers as well. The app looks great! ### 5/5 — Life Changing *2023-02-10* This app has changed my life. Every small maker, vintage-slanger, antique dealer, freelancer NEEDS THIS APP. I was doing everything by hand - NO MORE! My business is small but growing and this app has completely eliminated my anxiety surrounding bookkeeping. I feel empowered!! Its simple and intuitive. The interface is very user-friendly and support for my questions has been fantastic. I really appreciate the quality customer support - its the best i’ve ever seen. I have felt heard and supported as I use the app. The transaction categories are IRS categories and they are easy to tag and classify. The reports are FANTASTIC and will make tax time a breeze for me. I look forward to the work the Pallo team will continue to do to make this app even better. Its seriously the best. ### 5/5 — I like it so far *2023-02-03* I really like this app so far. I love that it lets you separate all of you personal and business accounts so you can see them separately. I usually have to use two separate quickbooks accounts to do this and pay two subscription fees. This is a great feature for sole proprietors. I do wish there was the ability to customize the categories and to use a desktop. ## Frequently asked questions about Pallo ### Is Pallo free to use? Yes, Pallo is a free application. It offers a comprehensive suite of financial management tools without any upfront cost to the user. ### What kind of security does Pallo offer? Pallo provides bank-level security and encryption protocols, ensuring a secure connection to over 12,000 financial institutions. The app also prioritizes user privacy and does not sell data. ### Can Pallo handle multiple business structures? Yes, Pallo supports flexible business management for various structures, including Freelancer/Sole Proprietor, LLC, Partnership, S-Corp, or C-Corp. It allows management of multiple business structures or income streams. ### How does Pallo help with taxes? Pallo makes tax preparation easier by offering features to stay prepared for quarterly and annual business and personal taxes. It provides advanced accounting reports like Profit and Loss statements. ### What devices is Pallo available on? Pallo is currently available for iPhone and iPod devices. The latest version is 0.84.16, last updated on November 6, 2023. ### Does Pallo have ads? No, Pallo offers an ad-free experience, allowing users to manage their finances without intrusive advertisements. ### How often is Pallo updated? Pallo was last updated on November 6, 2023, with version 0.84.16. This indicates regular updates to improve functionality and security. ### What are the main benefits of using Pallo for freelancers? For freelancers, Pallo simplifies budgeting, offers instant transaction categorization, provides complete transaction visibility, and includes client and project management with time and expense tracking for invoicing. ## Version history (last 5 releases) ### 0.84.16 — 2023-11-06 NEW! Boost your financial confidence with instant access to your Credit Score and unlock Pallo's Smart Insights to understand your credit health effortlessly. We value your opinion! Share your thoughts on Pallo's existing features and our latest release. Leave us a review, provide in-app feedback, or reach out to our team at info@pallo.com. Your feedback helps us continue to deliver the ultimate all-in-one finance app you deserve! ### 0.84.10 — 2023-10-12 NEW! Boost your financial confidence with instant access to your Credit Score and unlock Pallo's Smart Insights to understand your credit health effortlessly. We value your opinion! Share your thoughts on Pallo's existing features and our latest release. Leave us a review, provide in-app feedback, or reach out to our team at info@pallo.com. Your feedback helps us continue to deliver the ultimate all-in-one finance app you deserve! ### 0.84.0 — 2023-09-01 NEW! Boost your financial confidence with instant access to your Credit Score and unlock Pallo's Smart Insights to understand your credit health effortlessly. We value your opinion! Share your thoughts on Pallo's existing features and our latest release. Leave us a review, provide in-app feedback, or reach out to our team at info@pallo.com. Your feedback helps us continue to deliver the ultimate all-in-one finance app you deserve! ### 0.83.0 — 2023-08-02 Pallo, the all-in-one personal and business financial app, just got better with exciting new features and improvements for a seamless money management experience. NEW! Search for transaction categories to find the right category more easily. NEW! Seamlessly switch views of your expenses between Category and Merchant, providing you a clear picture of where your money is going. IMPROVED! Clear visibility into transfers between bank accounts or refunds received, ensuring seamless financial tracking. We value your opinion! Share your thoughts on Pallo's existing features and our latest release. Leave us a review, provide in-app feedback, or reach out to our team at info@pallo.com. Your feedback helps us continue to deliver the ultimate all-in-one finance app you deserve! ### 0.82.0 — 2023-06-13 Pallo, the all-in-one personal and business financial app, just got better with exciting new features and improvements for a seamless money management experience. NEW! Seamlessly switch views of your expenses between Category and Merchant, providing you a clear picture of where your money is going. IMPROVED! Clear visibility into transfers between bank accounts or refunds received, ensuring seamless financial tracking. We value your opinion! Share your thoughts on Pallo's existing features and our latest release. Leave us a review, provide in-app feedback, or reach out to our team at info@pallo.com. 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Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*