# Palmo: Paycheck Budget Tracker — Bills, Balance & Spending Log

> All-in-one personal finance app for tracking spending, bills, and transactions. (iPhone/iPad app by JLApp LLC.)

- Source: https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808 (this page in markdown: same URL + `.md`)
- Developer: [JLApp LLC](https://appshunter.io/developer/1071114569)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings
- Age rating: 4+
- Requires: iOS 17.0 · 14 MB
- Languages: American English
- Released: 2022-10-10
- Data updated: 2026-07-25
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/palmo-paycheck-budget-tracker/id6443496808/reviews.md

## What is Palmo?

Know what you can actually spend — before your next bill hits.
Palmo shows your real spendable balance after upcoming bills are accounted for. Track income, expenses, and spending by pay period — All private stored on-device and synced through your own iCloud. No third-party servers. No tracking. No ads.

What you can do:
- Set up recurring bills and let Palmo apply them automatically
- Track income and expenses by category
- Review your spending breakdown by pay period

Palmo Pro unlocks:
- Unlimited bills
- Spending limits with per-category tracking
- Multi-period spending history and trends
- Payday preview notifications

Simple enough to open and use in seconds. Powerful enough to actually stay on top of your finances.

Terms of Use: https://jlappllc.com/eula-moneyy

## Key features

- Consolidate financial information
- Track spending habits
- Manage bills and payments
- Monitor transactions
- User-friendly interface

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Palmo Pro — Monthly | $3.99 | per month |
| Palmo Pro — Annual | $24.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Palmo Pro — Lifetime | $39.99 | one-time |



## Frequently asked questions about Palmo

### What is Moneyy?

Moneyy is a personal finance app designed to help users manage their money by tracking spending, bills, and transactions. It aims to consolidate all financial information into one user-friendly platform.

### Is Moneyy free to use?

Yes, Moneyy is completely free to download and use. There are no subscription fees or upfront costs associated with its core features.

### What devices does Moneyy support?

Moneyy is available for iPhone and iPad devices. It is designed to run on Apple's mobile operating system.

### How often is Moneyy updated?

The app was last updated on April 26, 2023, with version 1.5.0. This indicates a commitment to ongoing development and improvements.

### What is the age rating for Moneyy?

Moneyy has an age rating of 4+, meaning it is suitable for users of all ages. This suggests no mature content is present in the application.

### Does Moneyy have ads?

No, Moneyy does not contain advertisements. Users can manage their finances without interruptions from in-app ads.

### How does Moneyy help with financial goals?

By providing a clear overview of spending, bills, and transactions, Moneyy empowers users to make informed decisions about their money. This visibility is key to setting and achieving personal financial goals.

### What are the main features of Moneyy?

Moneyy allows users to consolidate financial information, track spending, manage bills, and monitor transactions. Its interface is designed for ease of use, even for those new to budgeting.

## Version history (last 5 releases)

### 1.6.2 — 2026-07-15

- Bills now automatically deduct from your balance when they're due, even after reopening the app or adding a new bill mid-session
- Fixed an issue where some bills weren't firing on their correct due date every month
- Your balance card now turns red and shows "Over Budget" when upcoming bills exceed your total balance
- iCloud data now restores automatically after reinstalling the app

### 1.6.1 — 2026-07-10

Your data now syncs automatically through iCloud. Switch devices and everything - balance, transactions, bills - is right there.
Payday preview notifications give you a heads-up before your paycheck lands so you know what's coming.
Bug fixes and performance improvements.

### 1.6.0 — 2026-06-06

• New onboarding experience for first-time users with optional name setup
• Spending tab — category breakdown for your current pay period
• Spending limits with alerts when you're close to your budget
• Multi-period spending history and trends
• Free accounts limited to 5 bills
• Variable bill tracking — log estimated vs actual amounts
• Payday preview notification the morning before payday
• Stability improvements and bug fixes

### 1.5.0 — 2023-04-26

Moneyy just got even better! Check out our latest updates:

- Newest transactions are now displayed first, keeping you up to date on your money management.
- Additional transaction categories for better organization of your spending.
- Updated total balance UI for an instant overview of your finances.
- New tab view for smoother navigation and UI control.
- Plus, minor UI updates for a better user experience.

Upgrade to the latest version of Moneyy from the App Store today and enjoy these exciting new features!

### 1.1.0 — 2023-02-12

- Add authentication for users to sync data
- Add transaction tracking
- Improve the Total Balance feature
- Improve track bills feature
- Improve overall design

## Apps similar to Palmo

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Share a Budget](https://appshunter.io/ios/app/share-a-budget/id6476510230) | 5.0 (1) | Free | Finance |
| [KinLocker](https://appshunter.io/ios/app/kinlocker/id1627398239) | 4.0 (4) | Free | Finance |
| [ProFinance FCU Mobile Banking](https://appshunter.io/ios/app/profinance-fcu-mobile-banking/id1473010202) | — | Free | Finance |
| [UP Arkansas FCU Xpress](https://appshunter.io/ios/app/up-arkansas-fcu-xpress/id651075397) | 5.0 (2) | Free | Finance |
| [Mint Valley FCU](https://appshunter.io/ios/app/mint-valley-fcu/id1231471088) | 5.0 (2) | Free | Finance |
| [Budget Buddy Financial](https://appshunter.io/ios/app/budget-buddy-financial/id1561495064) | 4.9 (8) | Free | Finance |

## More apps by JLApp LLC

- [RealOrBluff](https://appshunter.io/ios/app/realorbluff/id1332349170)
- [SoloRocket](https://appshunter.io/ios/app/solorocket/id1375336622)
- [Web3C](https://appshunter.io/ios/app/web3c/id6466555489)

All apps by JLApp LLC: https://appshunter.io/developer/1071114569

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-25.*