# PALPAY-Mahfazati

> Mobile electronic wallet for financial transactions without a bank account. (iPhone/iPad app by PALPAY.)

- Source: https://appshunter.io/ios/app/palpay-mahfazati/id1509672300 (this page in markdown: same URL + `.md`)
- Developer: [PALPAY](https://appshunter.io/developer/1509672299)
- Category: Business, Finance
- Price: Free
- Rating: 3.30/5 from 173 App Store ratings · 26 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.5.7 · 42 MB
- Languages: American English, Arabic
- Released: 2020-06-27
- Data updated: 2026-08-30
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/palpay-mahfazati/id1509672300/reviews.md

## What is PALPAY?

Mahfazati is an electronic wallet that allows clients to make any financial transaction on their mobile phone, without the need for a bank account.  And use various Cash-in methods in order to add balance to their accounts and get access to multiple financial services, such as: 
•	Pay to Friend
•	Pay to Merchant
•	Cash out
•	Bills payment
•	Mobile top up
•	Card issuing
•	Coupons service
•	Entertainment gift cards

## Key features

- Financial transactions without a bank account
- Cash-in methods for adding balance
- Pay to Friend
- Pay to Merchant
- Cash out
- Bills payment
- Mobile top up

## Recent user reviews (10 of 26)

All indexed reviews: https://appshunter.io/ios/app/palpay-mahfazati/id1509672300/reviews.md

### 1/5 — Rubbish app

*2026-07-29*

Unusable app and unhelpful customer support

### 1/5 — الخليل

*2026-06-30*

تطبيق سيئ ودعم فني سيئ مابنصح حد يتورط

### 1/5 — ‏ miserable service

*2026-05-25*

The worst ever you cannot imagine anything worse.

### 1/5 — bad custom service

*2026-05-25*

Very bad custom service

### 1/5 — I do not recommend it

*2026-05-07*

The worst service ever, the app itself has many bugs when they updated, they bring more bugs , Customer Service is almost absentee.

### 1/5 — مشكلة في التطبيق قبل آخر تحديث

*2026-05-02*

التطبيق يغلق فجأة عند محاولة تسجيل الدخول للحساب
نظام التشغيل 12.5.8

### 1/5 — the worst ever customer service

*2026-04-27, version 3.8.0*

Bad app and with the worst ever customer service, they don’t reply to calls or WhatsApp chat

### 1/5 — التطبيق يغلق عند ادخال رمز الدخول السريع

*2026-04-26*

بعد التحديث الجديد التطبيق يغلق تماما عند ادخال رمز الدخول السريع على جوال ايفون ٦ بلس  ، النظام ios 12.5.8

### 1/5 — ما بتدعم التحويل لمحفظة الرفلكة

*2026-02-21*

ما بتدعم التحويل لمحفظة الرفلكة

### 1/5 — !!!

*2026-01-27*

تطبيق سيء جداً
مرات ازرار بتختفي ومرات اشياء بتتغير وبالموت تا الواحد يعمل حساب

## Frequently asked questions about PALPAY

### What is Mahfazati?

Mahfazati is an electronic wallet application that allows users to perform various financial transactions directly from their mobile phones. It provides a convenient way to manage money and make payments without requiring a traditional bank account.

### What are the key features of Mahfazati?

Key features include the ability to make payments to friends and merchants, cash out funds, pay bills, top up mobile credit, and issue cards. It also offers a coupons service and entertainment gift cards.

### How do I add money to my Mahfazati account?

You can add balance to your Mahfazati account using various "Cash-in" methods. The description does not specify the exact methods, but it implies multiple options are available to fund your wallet.

### Is Mahfazati free to use?

Based on the provided information, the app is listed as 'free' and does not have in-app purchases or ads. This suggests that the core services are available without direct cost to the user.

### Who is Mahfazati designed for?

This app is designed for individuals who want to conduct financial transactions and manage their money using their mobile phone, especially those who may not have access to or prefer not to use a traditional bank account.

## Version history (last 5 releases)

### 3.8.7 — 2026-08-18

Mahfazati 3.8.7 brings a smarter and more secure payment experience! Instantly generate and scan EMV QR codes, transfer money more conveniently, and benefit from our enhanced account activation process with added security. This update also includes stability improvements, crash fixes, and performance enhancements to ensure a smoother experience every day. Update now and enjoy the latest innovations in digital payments.

### 3.8.6 — 2026-07-26

Improved card request notifications and enhanced in-app notification experience.

### 3.8.5 — 2026-06-28

New enhancements: Scan EMV QR, improved amount formatting in notifications, and decimal truncation for a cleaner user experience.

### 3.8.4 — 2026-05-08

الدفع باستخدام ال USSD

### 3.8.3 — 2026-04-29

A new Enhancements were added

## Apps similar to PALPAY

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Jawwal](https://appshunter.io/ios/app/jawwal/id550875047) | 2.9 (2,222) | Free | Business |
| [Islami Mobile](https://appshunter.io/ios/app/islami-mobile/id1232154721) | 3.7 (95) | Free | Business |

## More apps by PALPAY

- [PalPay Merchants Services](https://appshunter.io/ios/app/palpay-merchants-services/id1600123917)

All apps by PALPAY: https://appshunter.io/developer/1509672299

## Related topics

[pal pay](https://appshunter.io/ios/topics/pal-pay)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-30.*