# Panammoney — Budget with a private AI coach

> Budget with a private AI coach (iPhone/iPad app by Balamurugan Suriyaprakash.)

- Source: https://appshunter.io/ios/app/panammoney/id6792565494 (this page in markdown: same URL + `.md`)
- Developer: [Balamurugan Suriyaprakash](https://appshunter.io/developer/6792520685)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 1 MB
- Languages: American English
- Released: 2026-08-03
- Data updated: 2026-08-23
- User reviews in markdown: https://appshunter.io/ios/app/panammoney/id6792565494/reviews.md

## What is Panammoney?

Panammoney is the beautifully simple way to see where your money actually goes — without connecting a single bank account.

Most budgeting apps ask you to link your bank, then bury you in dashboards. Panammoney does the opposite: you log what you spend in a couple of taps, and it turns those entries into clear, private insights. No bank logins. No ads. No selling your data. Everything stays on your device.

WHY YOU'LL LOVE IT

• Dead-simple logging — add an expense or income in seconds with clean categories
• Clear insights — see what you spent this month, your income, and where it all went
• Beautiful charts — spending by category and a 6-month trend at a glance
• Recurring bills — track subscriptions and monthly bills so nothing surprises you
• Monthly reports — export a clean PDF or CSV whenever you need one

MEET YOUR AI MONEY COACH

Panammoney includes a private, on-device AI Money Coach. Ask it questions in plain English — "Where did most of my money go?" or "How can I cut my spending by 10%?" — and get answers based on your own numbers. On supported iPhones it runs entirely on-device using Apple's built-in intelligence, so your financial data never leaves your phone and there are no per-use fees.

PRIVATE BY DESIGN

Your money is nobody's business but yours. Panammoney never connects to your bank, never shows ads, and never sells your data. Your information lives on your device, and syncs only through your own private iCloud if you choose to enable it.

PANAMMONEY PRO

Upgrade to Pro to unlock charts, recurring-bill tracking, plain-English takeaways, the AI Money Coach, and PDF/CSV export. Try it free for 7 days.

• Monthly or yearly subscription with a 7-day free trial
• Payment is charged to your Apple Account at confirmation of purchase
• Subscriptions renew automatically unless cancelled at least 24 hours before the period ends
• Manage or cancel anytime in your Apple Account settings

Start understanding your money today — simply, beautifully, and privately.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Panammoney Pro Monthly | $3.99 | per month |
| Panammoney Pro Yearly | $29.99 | per year |



## Version history (last 2 releases)

### 1.1 — 2026-08-09

New: automatic payment capture. Pair Panammoney with your iPhone's Wallet automation and card payments log themselves — no manual entry. Plus performance improvements and bug fixes.

### 1.0 — 2026-08-04

No release notes.

## More apps by Balamurugan Suriyaprakash

- [Migria: Migraine Tracker](https://appshunter.io/ios/app/migria-migraine-tracker/id6792520683)
- [Payanwise: Flights & Hotels](https://appshunter.io/ios/app/payanwise-flights-and-hotels/id6796956937)

All apps by Balamurugan Suriyaprakash: https://appshunter.io/developer/6792520685

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*