# Pancake Money — Save money—one stack at a time > Automated personal finance tracker for budgeting, spending insights, and goal setting. (iPhone/iPad app by Pancake Money LLC.) - Source: https://appshunter.io/ios/app/pancake-money/id6755795806 (this page in markdown: same URL + `.md`) - Developer: [Pancake Money LLC](https://appshunter.io/developer/1856414800) - Category: Finance - Price: Free with in-app purchases - Age rating: 17+ - Requires: iOS 18.2 · 15 MB - Released: 2026-03-11 - Data updated: 2026-07-17 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/pancake-money/id6755795806/reviews.md ## What is Pancake Money? Take control of your finances — one stack at a time. Pancake connects to your bank and automatically tracks your spending, income, and balances so you can build smarter budgets without the busywork. Whether you're paying off debt, building savings, or just trying to figure out where your money goes each month, Pancake gives you the clarity you need in a clean, intuitive interface. SMART BUDGET BUILDER Connect your bank and Pancake generates a personalized monthly budget based on your actual spending habits. Organize your money into Needs, Wants, and Savings buckets — or customize them however you like. Adjust mid-month when life happens. ALL YOUR ACCOUNTS IN ONE PLACE Link checking, savings, credit cards, and investment accounts through secure bank-level encryption. See your total balance, safe cash (what you actually have after credit card debt), and track your debt payoff progress at a glance. SPENDING INSIGHTS See exactly where your money goes with category and merchant breakdowns. Track weekly spending trends, compare against your budget, and spot patterns before they become problems. FINANCIAL GOALS Set savings, investment, and debt payoff goals. Track your progress visually and stay motivated as you hit milestones. CALENDAR VIEW Never miss a payment. See upcoming recurring charges and credit card due dates on a month-by-month calendar so you always know what's coming. DASHBOARD THAT ACTUALLY HELPS Your home screen shows what matters: remaining budget, upcoming payments, top spending categories, top merchants, and your real-time balances — all in one scroll. SECURITY FIRST Face ID and Touch ID support. Your bank credentials are handled by Plaid and never stored on our servers. Your data stays yours. PANCAKE PRO — $2.99/mo or $29.99/year Dark Mode Unlimited daily refreshes (free tier: 3/day) 12 months of transaction history (free tier: 3 months) Payback Linking — match Venmo, Zelle, and Cash App transfers back to the original expense so your budget stays accurate Questions? Reach us at hello@pancakemoney.com. Terms of Use: https://pancakemoney.com/terms Privacy Policy: https://pancakemoney.com/privacy-policy ## Key features - Automated budget builder - Connects to bank accounts - Spending and income tracking - Debt payoff progress - Financial goal setting - Payment reminders - Secure bank-level encryption ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pancake Pro Monthly | $2.99 | per month | | Pancake Pro Yearly | $29.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/pancake-money/id6755795806/reviews.md ### 5/5 — AMAZING!!!! *2026-03-25* This is so much better than Quicken which is what I was using for my finance needs before. It makes budgeting SOOO easy! It is also affordable at $2.99 a month and $29.99 a year. You could divide your purchases between wants and needs and it creates a budget automatically for you with AI. You can also set your own budget goals like for example saving $200 a month for investments. Privacy is also highly valued as well with this company. They can not see any of your financial data linked with any personal account. Software is smooth and easy to use. I recommend this to anyone who wants to begin budgeting, especially to those who have smaller budgets. ### 5/5 — Budgeting app without the fluff *2026-03-17* Finally, a budgeting app without the extra bloatware and features no one ever asked for. UI is simple and easy to navigate. Payback feature is awesome. Overall great app and will definitely be my go-to budgeting app moving forward. ## Frequently asked questions about Pancake Money ### Does Pancake have ads? Yes, Pancake Money contains advertisements. As a free application, it utilizes ads to support its services. ### What are the benefits of Pancake Pro? Pancake Pro offers Dark Mode, unlimited daily refreshes (free tier has 3/day), 12 months of transaction history (free tier has 3 months), and Payback Linking to accurately match transfers to expenses. It costs $2.99/month or $29.99/year. ### How secure is Pancake Money? Pancake Money uses secure bank-level encryption and supports Face ID and Touch ID. Bank credentials are handled by Plaid and never stored on Pancake's servers, ensuring your data remains private. ### What devices does Pancake Money support? Pancake Money is available on iPhone and iPad devices. ### How often is Pancake Money updated? The latest version of Pancake Money is 1.0.7, and it was last updated on March 23, 2026. Updates are released periodically to improve functionality and security. ### What is the age rating for Pancake Money? Pancake Money has an age rating of 17+, indicating it is intended for mature users due to the nature of financial management content. ### Can I customize my budget categories in Pancake? Yes, you can organize your money into Needs, Wants, and Savings buckets, or customize them entirely to suit your personal financial habits and preferences. ### How does Pancake help with debt payoff? Pancake allows you to set debt payoff goals and track your progress visually. It also provides insights into your total balance and safe cash, helping you manage your debt more effectively. ## Version history (last 5 releases) ### 1.0.7 — 2026-03-23 Minor UI updates. ### 1.0.4 — 2026-03-21 Promo code bug fix. Minor UI updates. ### 1.0.3 — 2026-03-18 Minor bug fixes. ### 1.0.2 — 2026-03-17 Minor bug and UI updates. ### 1.0.1 — 2026-03-16 Minor UI updates. Storekit bug fixes. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-17.*