# Panhandle Credit Union > Mobile banking app for managing accounts, payments, and credit. (iPhone/iPad app by Panhandle Credit Union.) - Source: https://appshunter.io/ios/app/panhandle-credit-union/id976363326 (this page in markdown: same URL + `.md`) - Developer: [Panhandle Credit Union](https://appshunter.io/developer/976363325) - Category: Finance - Price: Free - Rating: 4.84/5 from 760 App Store ratings · 15 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 141 MB - Languages: English - Released: 2015-03-31 - Data updated: 2026-06-10 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/panhandle-credit-union/id976363326/reviews.md ## What is Panhandle Credit Union? Panhandle CU’s free mobile app allows you to securely manage your money anytime, anywhere from your mobile device. With just a few clicks on your mobile phone or tablet, you can get a quick, Instant Balance without logging in. Once you log in to the app, you can: Check account and loan balances, View recent transactions, Pay bills, Transfer money between your Panhandle CU accounts, Transfer funds to other Panhandle CU members, Deposit checks with Mobile Deposit, Send Money with Zelle®, Open an account with PCU, Apply for a loan, Monitor your Credit Score, View your Credit Report, Get financial management tips, and Find the nearest PCU branch or fee-free ATM. Log in to the Panhandle CU mobile app with your Online Banking User ID and Password to get started. If you have any questions about the app, please call us at (850) 769-3306 or (800) 737-0934, toll-free. Message and data rates may apply, based on your agreement with your mobile phone provider. ## Key features - Instant Balance check - View account and loan balances - Pay bills - Transfer money - Mobile check deposit - Send money with Zelle® - Monitor credit score ## What do users think of Panhandle Credit Union? Overall sentiment: negative **Pros** - 👍 User-friendly interface - 🔒 Two-step verification security feature - ⭐ Reliable banking service - ✅ Functional core features **Cons** - 🐛 Frequent app crashes - 📱 iPhone compatibility issues - ⚠️ Glitchy performance requiring restarts - ❌ Lags behind competitor apps in features - 🔐 Two-step verification code delivery failures **Commonly reported bugs** - App crashes immediately upon opening after updates - App crashes multiple times per month - Two-step verification code not sending - App non-functional on iPhone for extended periods - Performance glitches requiring multiple restarts **Most requested features** - Touch ID / biometric login support - Account naming functionality (checking/savings labels) - In-app transfer capabilities between accounts - Apple Pay and Cash App integration - Pending transaction visibility - Scheduled transfer viewing and editing - Timezone settings adjustment ## Recent user reviews (10 of 15) All indexed reviews: https://appshunter.io/ios/app/panhandle-credit-union/id976363326/reviews.md ### 1/5 — Garbage *2024-08-22* Just like the bank, the app is TRASH ### 1/5 — 2 step verification *2023-11-24* I like that this app has 2 step verification. IF ONLY IT WOULD SEND THE CODE TO GET IT. Been locked out so many times because your code generating and sending system is absolute GARBAGE. So inconvenient. 1 star for you. ### 1/5 — Glitchy *2023-11-11* The app only works after it glitches a few times ### 1/5 — Doesn’t work on iPhone *2023-02-28* It hasn’t worked on a iPhone in over a year ### 5/5 — J. Warr *2022-05-19, version 21.2.70* I love this bank, they have always done me right and have never messed up my accounts. I recommend this bank regularly to others. ### 1/5 — Doesn’t work *2021-12-16, version 21.2.70* The app will no longer open on my iPhone. ### 1/5 — Worst App *2020-12-16, version 20.2.62* The app crashes at least once a month. The old app was way better. Thinking about changing banks that have apps that work ### 3/5 — It’s Ok! *2020-03-29, version 19.3.20* Just wish we could use cash app or Apple Pay ### 5/5 — I just want one thing *2019-08-03, version 18.2.70* I wish we can name our accounts on here. I’d like for it it say checking/ saving instead of the numbers. ### 5/5 — Edited review *2019-05-22, version 18.2.70* I love it since I’ve been able to use it on iPhone! Just wish I could do transfers to other accounts on the app. My fiancé and I are about to get a joint account but we have multiple accounts here. Have to get on the browser to transfer to each other. ## Frequently asked questions about Panhandle Credit Union ### What can I do with the Panhandle CU mobile app? The app allows you to securely manage your money anytime, anywhere. You can check account and loan balances, view recent transactions, pay bills, transfer money between accounts or to other members, deposit checks, send money with Zelle®, open accounts, apply for loans, monitor your credit score and report, and find branches or ATMs. ### Is the Panhandle CU mobile app free to use? Yes, the Panhandle CU mobile app is free to download and use. However, message and data rates may apply based on your agreement with your mobile phone provider. ### How do I log in to the app? You can log in to the Panhandle CU mobile app using your existing Online Banking User ID and Password. If you do not have these credentials, you will need to set them up through online banking first. ### Can I deposit checks using the app? Yes, the app features Mobile Deposit, allowing you to conveniently deposit checks directly from your mobile device. Simply follow the on-screen instructions to endorse and capture images of your check. ### What are the benefits of using the app for financial management? The app provides instant access to your financial information, enabling you to manage your accounts, make payments, and transfer funds with ease. It also offers features like credit score monitoring and financial management tips to help you stay on top of your finances. ## Version history (last 5 releases) ### 24.1.71 — 2024-06-26 Bug fixes and performance improvements ### 23.2.20 — 2024-02-07 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 23.1.70 — 2023-08-23 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 22.2.200 — 2023-03-29 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ### 22.2.80 — 2023-01-18 We are continually releasing new updates to further improve your mobile banking experience. This version includes user interface improvements, security updates and bug fixes. Please be sure to turn on automatic updates to make sure that your app is always up to date. ## Apps similar to Panhandle Credit Union | App | Rating | Price | Category | | --- | --- | --- | --- | | [Choice Bank Mobile](https://appshunter.io/ios/app/choice-bank-mobile/id637046896) | 4.1 (227) | Free | Finance | | [Infuze Credit Union](https://appshunter.io/ios/app/infuze-credit-union/id484196988) | 4.6 (1,015) | Free | Finance | | [PEFCU Cards](https://appshunter.io/ios/app/pefcu-cards/id1126147949) | 4.8 (332) | Free | Finance | | [Centennial Bank Mobile](https://appshunter.io/ios/app/centennial-bank-mobile/id555725040) | 4.8 (30,696) | Free | Finance | | [PCU Mobile Banking](https://appshunter.io/ios/app/pcu-mobile-banking/id1064672640) | 4.2 (6) | Free | Finance | | [PeoplesSouth Bank](https://appshunter.io/ios/app/peoplessouth-bank/id973566646) | 3.3 (14) | Free | Finance | ## More apps by Panhandle Credit Union - [Panhandle Credit Card Manager](https://appshunter.io/ios/app/panhandle-credit-card-manager/id1497224868) - [PCU Anywhere](https://appshunter.io/ios/app/pcu-anywhere/id6504883123) All apps by Panhandle Credit Union: https://appshunter.io/developer/976363325 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*