# Panhandle Credit Union — user reviews > 15 indexed App Store user reviews of Panhandle Credit Union by Panhandle Credit Union, rated 4.84/5 from 760 ratings. - Source: https://appshunter.io/ios/app/panhandle-credit-union/id976363326/reviews - App overview in markdown: https://appshunter.io/ios/app/panhandle-credit-union/id976363326.md - Rating breakdown: 5★ 700 · 4★ 31 · 3★ 9 · 2★ 5 · 1★ 15 ## What do users think of Panhandle Credit Union? Overall sentiment: negative **Pros** - 👍 User-friendly interface - 🔒 Two-step verification security feature - ⭐ Reliable banking service - ✅ Functional core features **Cons** - 🐛 Frequent app crashes - 📱 iPhone compatibility issues - ⚠️ Glitchy performance requiring restarts - ❌ Lags behind competitor apps in features - 🔐 Two-step verification code delivery failures **Commonly reported bugs** - App crashes immediately upon opening after updates - App crashes multiple times per month - Two-step verification code not sending - App non-functional on iPhone for extended periods - Performance glitches requiring multiple restarts **Most requested features** - Touch ID / biometric login support - Account naming functionality (checking/savings labels) - In-app transfer capabilities between accounts - Apple Pay and Cash App integration - Pending transaction visibility - Scheduled transfer viewing and editing - Timezone settings adjustment ## Most critical reviews (10 lowest-rated) ### 1/5 — Garbage *2024-08-22* Just like the bank, the app is TRASH ### 1/5 — 2 step verification *2023-11-24* I like that this app has 2 step verification. IF ONLY IT WOULD SEND THE CODE TO GET IT. Been locked out so many times because your code generating and sending system is absolute GARBAGE. So inconvenient. 1 star for you. ### 1/5 — Glitchy *2023-11-11* The app only works after it glitches a few times ### 1/5 — Doesn’t work on iPhone *2023-02-28* It hasn’t worked on a iPhone in over a year ### 1/5 — Doesn’t work *2021-12-16, version 21.2.70* The app will no longer open on my iPhone. ### 1/5 — Worst App *2020-12-16, version 20.2.62* The app crashes at least once a month. The old app was way better. Thinking about changing banks that have apps that work ### 1/5 — Will not open *2015-07-07, version 4.7.286* This app use to be an amazing help, but since the update it crashes as soon as you tap on the app to open it. ### 2/5 — Won't open *2015-05-02, version 4.7.286* It would be a solid 4 stars because it worked fine but now it crashes immediately upon tapping it. ### 3/5 — It’s Ok! *2020-03-29, version 19.3.20* Just wish we could use cash app or Apple Pay ### 3/5 — Just ok *2017-08-11, version 17.1.106* Needs to be updated for: Touch ID, timezone settings, scheduled transfers viewing/editing, and pretty much anything else you can do from their online banking website. App is functional, but lags behind others in enhancements. ## Most praised reviews (5 highest-rated) ### 5/5 — J. Warr *2022-05-19, version 21.2.70* I love this bank, they have always done me right and have never messed up my accounts. I recommend this bank regularly to others. ### 5/5 — I just want one thing *2019-08-03, version 18.2.70* I wish we can name our accounts on here. I’d like for it it say checking/ saving instead of the numbers. ### 5/5 — Edited review *2019-05-22, version 18.2.70* I love it since I’ve been able to use it on iPhone! Just wish I could do transfers to other accounts on the app. My fiancé and I are about to get a joint account but we have multiple accounts here. Have to get on the browser to transfer to each other. ### 4/5 — Great product *2015-04-03, version 4.7.286* Very user friendly!!! Thanks PEFCU! ### 3/5 — Just ok...gets the job done. *2017-07-31, version 17.1.106* Needs to be updated to be able to log in with TouchID and to be able to see pending transactions. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*