# Panhandle First: Learn & Earn — Prepaid Banking Account Cards

> Financial education app for kids and teens to learn money management and investing. (iPhone/iPad app by BusyKid, Inc..)

- Source: https://appshunter.io/ios/app/panhandle-first-learn-and-earn/id6481401911 (this page in markdown: same URL + `.md`)
- Developer: [BusyKid, Inc.](https://appshunter.io/developer/1041028579)
- Category: Finance, Education
- Price: Free
- Rating: 4.80/5 from 5 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 108 MB
- Languages: American English
- Released: 2024-08-29
- Data updated: 2026-07-23
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/panhandle-first-learn-and-earn/id6481401911/reviews.md

## What is Panhandle First?

Thanks to our app, kids and teens can now learn important money management skills by completing chores, earning money and using their mobile devices.

Due to the lack of financial education in most schools, our app has just about everything any child (5 to 17 years old) could ever need to help build the important money skills they’ll need to be successful adults. From the palm of their hands they can make real-life money decisions with parents serving as a safety net.

Teens and kids can earn, save, donate to charities and spend. They can even use the funds to learn to invest in real stocks. Hand-on experience is the best way for kids to learn, and with parents approving all money transactions leaving the app, it’s safer than giving them actual money.

Chores and allowance tracker:
Kids can earn an allowance by doing chores based on age and schedule. There are hundreds of chore/allowance combinations available but a parent can also add their own. In addition, the app’s chores and allowance tracker helps them build important character traits like accountability, dependability, time management and teamwork.

Enjoy our easy setup and real-time push notifications on chores and money transactions.

Teach Easy Investing*:
Included in every family account! No upgrades needed! Teach your kids/teens how to invest from an early age and their potential can be limitless. Think college funds, first car, a home, and more. These valuable skills could help guide them through adulthood and create financial strength you can’t get with a bank alone.

Learn to invest on our app and your assets are safe with our integrated investing platform, backed by Apex Clearing Corporation. Families can invest together, and within, just a few clicks make an investment for as little as $10 a transaction (and say goodbye to commissions).

Being Charitable:
Our app promotes a balance financial lifestyle and that includes being charitable. Donating is important for more reasons than the tax implications. Our app has more than 60 local and national charities built in to help make sharing easy.

Safety First:
We use the latest SSL encryption technology, and funds inside the app (child’s accounts) are FDIC Insured. The app and cards require individual PINs for use, and we strongly encourage all PINs be different.

Parents receive alerts for any money transactions and card issues. Has all sensitive information stored by partners compliant with all Payment Card Industry Data Security Standards.

This Panhandle First Bank program is provided through BusyKid. The BusyKid Visa® Prepaid Card is issued by Pathward®,N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa® debit cards are accepted. All cardholder funds are insured by the FDIC in accordance with the FDIC’s applicable terms and conditions. For more information about your card terms and conditions including the VISA® Zero Liability policy go here. Cliq® is the exclusive and authorized Servicer of the BusyKid VISA® Prepaid Card.

Brokerage services provided by Apex Clearing, an SEC-registered broker-dealer and member of FINRA/SIPC.

*This optional feature/service is an Apex Clearing product.

Investments in securities: No Bank Guarantee • May Lose Value. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives, charges and expenses.

## Key features

- Chore and allowance tracker
- Real-time financial decision making
- Teach investing in real stocks
- Charitable donation options
- Parental transaction approval
- FDIC insured funds

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/panhandle-first-learn-and-earn/id6481401911/reviews.md

### 5/5 — Virtual debit card

*2025-10-26*

Physical card take to much time you should add virtual debit card for kids

## Frequently asked questions about Panhandle First

### What is the age range for Panhandle First?

Panhandle First is designed for children and teens aged 5 to 17 years old. It aims to provide them with foundational money management skills.

### Is Panhandle First safe for my child?

Yes, the app prioritizes safety with SSL encryption and FDIC insured funds for child accounts. Parents receive alerts for all transactions and can approve them, acting as a safety net.

### Can my child learn to invest with Panhandle First?

Absolutely. The app includes an integrated investing platform where kids and teens can learn to invest in real stocks with transactions as low as $10, with no commissions.

### How does the chore tracker work in Panhandle First?

Kids can earn an allowance by completing chores based on age and schedule, with hundreds of pre-set options or custom entries. This helps build accountability and time management skills.

### Does Panhandle First support charitable giving?

Yes, the app promotes a balanced financial lifestyle by including over 60 local and national charities for easy donation. This encourages charitable giving from an early age.

### What devices is Panhandle First available on?

Panhandle First is available on iPhones and iPods. The app is designed for mobile use on these Apple devices.

### How often is Panhandle First updated?

The app was last updated on November 13, 2025, indicating regular maintenance and feature additions. The latest version is 3.33.09.

### What is the user rating for Panhandle First?

Panhandle First has a high user rating of 4.8 stars based on 5 ratings. This suggests a positive user experience among its current users.

## Version history (last 5 releases)

### 3.35.07 — 2026-07-14

Minor bug fixes and feature improvements

### 3.34.08 — 2026-05-26

Bug fixes and feature improvements

### 3.33.09 — 2025-11-13

Bug fixes and feature improvements

### 3.32.26 — 2025-07-31

Bug fixes and feature improvements

### 3.32.19 — 2025-06-09

Minor updates and bug fixes

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## More apps by BusyKid, Inc.

- [BusyKid](https://appshunter.io/ios/app/busykid/id1474508509)
- [First Bank Hampton NextGen](https://appshunter.io/ios/app/first-bank-hampton-nextgen/id6738139705)

All apps by BusyKid, Inc.: https://appshunter.io/developer/1041028579

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-23.*