# Papara — Papara, not a bank

> Digital financial services platform for payments, budgeting, investing, and saving. (iPhone/iPad app by Papara Elektronik Para A.S.)

- Source: https://appshunter.io/ios/app/papara/id1146507477 (this page in markdown: same URL + `.md`)
- Developer: [Papara Elektronik Para A.S](https://appshunter.io/developer/1146507476)
- Category: Finance, Shopping
- Price: Free
- Rating: 4.80/5 from 4,969 App Store ratings · 228 written reviews indexed
- Age rating: 4+
- Requires: iOS 14.0 · 294 MB
- Languages: American English, Russian, Turkish
- Released: 2016-09-10
- Data updated: 2026-08-29
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/papara/id1146507477/reviews.md

## What is Papara?

Fast, simple, affordable and enjoyable financial services are on Papara!
 
Download now, open your free account in seconds. Simply deposit money and start using instantly: make your payments, manage your budget, invest and save!
 
JOIN OVER 23 MILLION PAPARA USERS
 
→ With Papara Card, spend worldwide and online without debt. 
→ Earn instant Cashback as you spend.
→ Make money transfers cost-free 24/7. 
→ Receive money to your account from all banks 24/7 with your Papara IBAN. 
→ Simply pay your bills with Papara. Pay simply, track your monthly expenses with graphs! If you wish, place automatic payment orders and save time. 
→ Top up your travel cards in seconds, 24/7.
→ Save money freely with a Savings Account. Set goals and track your progress. 
→ Open Precious Metals Account and buy/sell gold, silver, and platinum 24/7. 
→ Send money to over 100 countries within minutes. Receive transfers from abroad.
→ Chat with friends using the familiar messaging experience. 
→ Split expenses and request money simply. 
→ Deposit/withdraw cash from any ATM, make POS payments, and accept payments via QR.
→ Track your expenses with graphs, manage your budget.
 
ENTER THE WORLD OF INVESTING WITH PAPARA INVEST
 
→ Swipe through Accounts section to view Investment Account, and open your account in seconds.
→ Even without opening Investment Account, you can monitor the stock market with real-time data, add stocks to your watchlist, and simply track market trends.
→ Buy/sell dollars at advantageous exchange rates, transfer money from your bank.
→ Even with just $1, become a shareholder of global giants like Apple, Tesla, Amazon, Microsoft, and Google. Invest in over 4.000 stocks listed on NASDAQ and NYSE.
 
 
CHOOSE YOUR PAPARA CARD
 
Pick the prepaid Papara Card that suits you best.
 
→ Papara Card: Choose one of five colors and request your free Papara Card instantly. Customize it with your own text, drawings, and icons.
→ Metal Card: Earn Cashback abroad with your personalized Metal Card made of 18 grams of stainless steel, available in three colors.
→ Sticker Card: Pop it out, stick it, make contactless payments in just one-step. No wallet needed!
→ Collection Card: Stand out with Batman Card, Joker Card, Harley Quinn Card, The Flash Card or Superman Card, inspired by DC Universe characters.
→ TS Card: Show your Trabzonspor passion everywhere. Enjoy fan privileges.
→ Voice Card: The world’s first audio card for the visually impaired—hear the amount and pay securely. 
→ Virtual Card: Choose Mastercard, Visa, or TROY card scheme and create a Virtual Card, enjoy fast and secure online shopping.
→ Ghost Virtual Card: Eliminate risks completely with the single-use Ghost Card for online shopping. 
→ Gift Card: Choose from hundreds of brands and send free Gift Cards to your loved ones. 
→ Edu Card: The digital way to give an allowance. Track the student’s expenses in real time from your Papara account and send allowances 24/7 cost-free.
 
EARN INSTANT CASH WITH PAPARA CASHBACK PROGRAM
 
Spend at least 500 TL in total with your Papara Card across the current and previous calendar month, start earning instant cash at favorite brands monthly.
 
Open your free account and verify it in just 3 minutes, and start experiencing the privileges of being a Papara user!
 
PAPARA, NOT A BANK
 
------------------------------------------
 
Our contact numbers and e-mail address: 
www.papara.com 
0850 340 0 340 
destek@papara.com 
topluluk.papara.com
 
Papara Elektronik Para A.Ş. (Central Registry Number: 0721043152900015) 
Papara is an electronic money and payment services organization authorized by the Banking Regulation and Supervision Agency (BRSA) in April 2016 and has been operating since then. Papara's commercial activities are strictly limited to the issuance of electronic money and fund transfers in accordance with Law No. 6493.
 
Registered Address: 
Burhaniye Mah. Atilla Sok. No: 7-1, Üsküdar, Istanbul, Turkey, 34676

## Key features

- Free account opening
- Instant cashback rewards
- Cost-free money transfers
- Bill payments and expense tracking
- Savings and investment accounts
- Global money transfers
- Multiple card options

## What do users think of Papara?

Overall sentiment: neutral

**Pros**

- 👍 Easy to use
- 🚀 Fast and reliable
- 💳 Convenient payment options
- 💰 Useful cashback features

**Cons**

- 🐛 Face recognition issues
- 🚫 Difficulty verifying accounts
- 💸 Problems with money transfers
- 🤖 Poor customer service

**Commonly reported bugs**

- App crashes on newer devices
- Verification process not working
- Delayed card delivery
- Incorrect transaction notifications

**Most requested features**

- Add English language support
- Integrate with bank accounts
- Implement NFC payment option
- Improve account deletion process

## Recent user reviews (10 of 228)

All indexed reviews: https://appshunter.io/ios/app/papara/id1146507477/reviews.md

### 3/5 — QR and Cards

*2026-04-01, version 3.51.1*

Пожалуйста исправьте оплаты, пополнения и снятие денег со счета с помощью QR кода, и исправьте ошибки по созданию карты
На момент отзыва дата 01.04.2026, начало месяца. Но мне выдает ошибку при создании виртуальной карты что у меня одновременно максимум может быть 0 вирутальных карт. Исправьте

### 5/5 — Yurtdışı para transferi ne zaman açılacak ?

*2026-03-21, version 3.51.0*

Öğrenciler bekliyor yurtdışı para transferi yapıyordum rusyaya çok hızlı işlemdi. Neden kapatıldı ? Acil açınız

### 5/5 — Spelling mistake

*2025-12-25, version 3.49.0*

Hello, you made a mistake writing “Entering Personal Deta” it’s suppose to be Entering Personal Data

### 1/5 — Berbat

*2025-12-25, version 3.49.0*

Paranızı çekin hesabınızı kapatın

### 5/5 — Seni çok özleyeceğim Papara 😪

*2025-11-28, version 3.49.0*

Şuan Papara dışında başka banka uygulaması yükledim ama hepsini toplasanız bir Papara kadar etmez onaylı hesap yapıyorum ama halen e-ticaret sınırı İBAN sınırı vs. Koymuşlar bu yüzden hepsinden nefret ediyorum seni hiç unutmayacağım Papara (yararlı basın üste çıksın)

### 1/5 — Papara Top-Down

*2025-11-21, version 3.49.0*

Kisa zaman önce Revolut gibi bir uygulama buldugum icin sevinmistim, Türkiye‘ de yasamadigim icin tl hesapli bir iban edinmek, YouTube Premium gibi üyeliklerimin ödemelerinde cashback firsatlarindan yararlanmak müthis kullanisliyken yanlis politika kurbani oldu ve bu sürecte yasadisi bahis, kara para aklama ya da herhangi bir illegal islem gerceklesmemesine ragmen neredeyse bir aydir hesaplarimdaki varliklarimi alamiyorum. Yurtdisinda yasayan ve kendi adina TC bankalarinda iban sahibi olmayanlarin iadeleri hakkinda seffaf bir bilgilendirme yapmaktan kacinan bir kurulus olarak hatirlanacak. Kayyum atanmis bir kurumun kullanicilari devlet eliyle magdur ediliyor, elmalar ve cürük elmalar ayni anda cezalandiriliyor.

### 1/5 — Scam

*2025-11-14, version 3.49.0*

this app stole my 20 dollars and they are not giving my money back. do not use it!

### 5/5 — Ah Papara…

*2025-11-14, version 3.48.1*

Ben bunu niye yaziyorum bilmiyorum saat 5.40 ve uykum tutmadi. Destekle ilgili bir ihtiyacim yok sadece paparanin hayatimda ne kadar büyük bir parça oldugunu ve kapanmasi haberini bugün tam olarak 25 dakika önce duydugumda ne kadar üzüldügümü anlatmak istedim.
Ilk olarak yillar önce ininalin her ay bizden para kesmeye baslamasindan dolayi arkadaslarimizla para birikimi yapabilmek ve online uygulamalar üzeri nasil alisveris alisveris yapmak icin alternatif uygulamalar arayisina kalkinmistik ve karsimiza bu mükemmelite çikti.
Baslangicta her ne kadar fazla güvenemediysemde uygulamaya gelen güncellemelerle beraber Paparaya isinmaya basladim. Kullandim kullandim ama nasil kullandim, o aldigim cashbacklerden yaptigim altin yatirimlarindan sevgilimle yaptigim ilk ve son alisverisin dijital fisine kadar… Kartlara yakin zamanda gelen kendine özel design ile sevgilim ve bana özel kart yapmistik. Bunu gördügünde onun yüzündeki tebessümü anlatamam. O kart üzerinden sadece beraber iken alisveris yapardik oyüzden gözümde çok degerli idi. Fakat son zamanlarda yasanan olumsuzluklardan ötürü paparadan parami cekmek zorunda kalmistim. Farkli bankalari kullanmaya basladikça paparaya kiyasen bankalarim hem uygulamalari hemde vatandasa bulunan artilarinin ne kadar kötü olduguna taniklik ettim. Ne bir dark mode var uygulamalarinda ne cashback… Özel kart diye birsey yok bile. Bu uygulamanin sonunun böyle olucagini hiç düsünmezdim. Baska insanlarin bu uygulamayi kötü sebepler için kullanmasi tüm kullanici kitlesini etkilememeliydi! Papara ile beraber büyüdüm ve beraber harcadim. Gidisini görmek çok üzdü.
Umarim Paparayi gelistiren takim her veya tüm emegi gecen insanlar bu yaptiklari/basardiklari, ortaya koyduklari uygulamadan ne kadar minnettar oldugumuzun farkindadirlar. 2016‘dan 2025 Ekim 30‘a kadar yanimizda bulunup böyle bir hizmeti bize sundugunuz için tesekkurler! 🫡

### 5/5 — (Rıp Papara) 2016-2025 😢

*2025-11-10, version 3.48.1*

Herşey İçin Sağolun Ama Gitmeniz Malesef Beni Çok Üzdü

### 5/5 — o7 PAPARA

*2025-11-06, version 3.48.1*

Tüm uygulamalar içinden en kolayı,en faydalı ve en hızlısı sendin be papara.Yöneticinmiş,kayyumunmuş umurumda değil seni bir uygulama olarak seviyordum ben.Kendine iyi bak,daha çok zamanın vardı oysa🪦❗️Kumarcı o* ların gelmişi geçmişini...

## Frequently asked questions about Papara

### What does Papara do?

Papara offers a range of digital financial services, including making payments, managing budgets, investing, saving, and sending money globally. It provides a free account that can be opened in seconds, allowing users to deposit money and start using its features immediately.

### What are the key features of Papara?

Key features include a Papara Card for worldwide spending, instant cashback, cost-free 24/7 money transfers, bill payments with expense tracking, savings accounts, precious metals accounts, global money transfers, expense splitting, and various investment options like stocks and foreign currency exchange.

### Is Papara free to use?

Opening an account with Papara is free, and many of its core services, such as money transfers and bill payments, are cost-free. The app also offers free Papara Cards. While the platform is largely free, it does have in-app purchases for certain services or premium card options.

### What types of Papara cards are available?

Papara offers a diverse selection of cards, including the customizable prepaid Papara Card, a Metal Card for earning cashback abroad, a convenient Sticker Card for contactless payments, themed Collection Cards, a TS Card for fans, a Voice Card for the visually impaired, Virtual Cards for online shopping, a single-use Ghost Virtual Card, Gift Cards, and an Edu Card for allowances.

### How can I use Papara for investing?

Papara allows users to enter the world of investing through its Investment Account. You can monitor the stock market with real-time data, add stocks to your watchlist, and track market trends. You can also buy and sell dollars at advantageous exchange rates and invest in global stocks with small amounts.

## Version history (last 5 releases)

### 3.56.0 — 2026-08-27

We’re continuing to improve Papara for you.
 
This version includes performance improvements.

### 3.55.0 — 2026-06-05

We’re continuing to improve Papara for you.

This version includes performance improvements.

### 3.53.0 — 2026-04-21

We’re continuing to improve Papara for you.

This version includes performance improvements.

### 3.52.0 — 2026-04-03

We’re continuing to improve Papara for you.

This version includes performance improvements.

### 3.51.1 — 2026-03-21

We’re continuing to improve Papara for you.

This version includes performance improvements.

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## More apps by Papara Elektronik Para A.S

- [Devret](https://appshunter.io/ios/app/devret/id1527436469)
- [Papara Ticari](https://appshunter.io/ios/app/papara-ticari/id1669571733)

All apps by Papara Elektronik Para A.S: https://appshunter.io/developer/1146507476

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*