# Paper: Budget & Expense App — Track Spending • No Ads

> Affordable, private, and secure bank-connected budgeting and expense tracking app. (iPhone/iPad app by Snail Kite Studios LLC.)

- Source: https://appshunter.io/ios/app/paper-budget-and-expense-app/id6756664194 (this page in markdown: same URL + `.md`)
- Developer: [Snail Kite Studios LLC](https://appshunter.io/developer/1862158711)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Rating: 5.00/5 from 3 App Store ratings
- Age rating: 4+
- Requires: iOS 18.0 · 47 MB
- Languages: American English
- Released: 2026-02-18
- Data updated: 2026-08-10
- Monetization: subscription
- User reviews in markdown: https://appshunter.io/ios/app/paper-budget-and-expense-app/id6756664194/reviews.md

## What is Paper?

Premium budgeting shouldn’t come with a premium price.

Paper is one of the most affordable bank-connected budgeting apps available. Thoughtfully designed for clarity, privacy, and control. Track your spending, set intentional budgets, and understand your financial patterns — without clutter, ads, or distractions.

Features include:
- Clean, simple interface
- Split income and expense for couples
- Multiple account profiles
- Tracks recurring expenses and income
- Future cash flow calendar
- Intuitive category organization
- Flexible budgeting as high or detailed as you wish
- Custom events
- Spending analysis by Brand
- Edit categories, add a note, show/hide from calculations
- Add manual income/expense
- On Device AI with Apple Intelligence

Secure Bank & Card Syncing
- Connect accounts securely with Plaid
- Bank credentials are never stored
- Apple Card integration supported

Simple Subscription
Paper is available as a monthly or yearly subscription with a free trial.

No tiers.
No locked essentials.
Cancel anytime.
No upsells

Privacy Policy: https://getpaper.io/privacy
Terms & Conditions: https://getpaper.io/terms
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Key features

- Secure bank and card syncing
- On-device AI for spending analysis
- Intuitive category organization
- Future cash flow calendar
- Split income and expense for couples
- Customizable transaction editing

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Paper+ | $4.99 | per month |
| Paper+ Yearly | $44.99 | per year |
| Paper Premium Monthly | $2.99 | per month |
| Paper Premium Yearly | $29.99 | per year |



## Frequently asked questions about Paper

### What is Paper?

Paper is a bank-connected budgeting app designed for clarity, privacy, and control. It helps you track spending, set budgets, and understand your financial patterns without ads or distractions.

### How does Paper ensure security?

Paper uses Plaid for secure bank and card syncing. Your bank credentials are never stored by the app, and it leverages on-device AI for data processing, enhancing privacy.

### What are the subscription options for Paper?

Paper is available as a monthly subscription for $2.99 or a yearly subscription for $29.99. Both plans include a 7-day free trial and can be canceled anytime.

### Does Paper have ads?

No, Paper is designed to be free of ads and distractions. The app focuses on providing a clean and focused budgeting experience.

### What devices does Paper support?

Paper is available for iPhone and iPad, making it accessible for users on Apple's mobile platforms.

### How often is Paper updated?

The latest version of Paper is 1.1.1, and it was last updated on May 27, 2026. This indicates regular maintenance and potential feature additions.

### Can Paper be used by couples?

Yes, Paper includes a feature to split income and expenses for couples, allowing shared financial management within the app.

### What is the age rating for Paper?

Paper has an age rating of 4+, making it suitable for a wide range of users interested in managing their finances.

## Version history (last 5 releases)

### 1.1.6 — 2026-08-09

- Events logic and UI upgrades
- Meta SDK support

### 1.1.5 — 2026-07-14

- Adds Apple Pay/Apple Cash integration via FinanceKit
- Profile cleanup

### 1.1.4 — 2026-07-13

- optimized scroll on Accounts View

### 1.1.3 — 2026-07-09

- Dashboard loading optimization 
- Future Cash flow removes duplicates better

### 1.1.2 — 2026-06-17

- Manual Bank/Credit Card account added
- Brand View gets a summary view
- Scroll optimized and other improvements

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-10.*