# ParAI: Income Expense Tracker — Budget, bills & money manager

> Budget, bills & money manager (iPhone/iPad app by berkay ocguder.)

- Source: https://appshunter.io/ios/app/parai-income-expense-tracker/id6778869930 (this page in markdown: same URL + `.md`)
- Developer: [berkay ocguder](https://appshunter.io/developer/1863243357)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: +4
- Requires: iOS 26.0 · 18 MB
- Languages: American English, Turkish
- Released: 2026-06-16
- Data updated: 2026-11-07

## What is ParAI?

ParAI – Budgeting, Beautifully Simple

Managing your money should feel clear, simple, and effortless. ParAI helps you track your spending, organize your income and expenses, understand your habits, and stay in control of your budget — all in a clean, elegant, easy-to-use experience.

Whether you want to log daily expenses, review your monthly balance, manage recurring payments, or understand where your money goes, ParAI gives you a simple way to see everything at a glance.

With smart AI-powered input, you can add transactions faster by typing naturally, using your voice, or scanning receipts. ParAI helps turn everyday spending into clear, organized records so you can focus less on tracking and more on understanding your money.

Track your money with ease

Add expenses and income in seconds. Keep your financial activity organized by category, date, amount, and transaction type. ParAI is designed to make money tracking feel fast, simple, and natural.

Understand your spending patterns

ParAI helps you see your financial habits more clearly with clean insights, category breakdowns, budget progress, and spending summaries. Know which categories take the biggest share of your expenses and where you may want to adjust.

Add transactions with AI

Say it, type it, or scan it. ParAI can help you quickly parse transactions from natural language, voice input, or receipts, then review and save them with ease.

Examples:
“Spent $50 on groceries, $10 on coffee, $35 on gas.”

ParAI organizes the details so you can confirm and save them quickly.

Customize your categories

Create and edit your own income and expense categories. Choose icons, colors, and budget caps to make your money tracking personal, visual, and easy to understand.

Stay on top of recurring payments

Track recurring income and expenses such as salary, subscriptions, memberships, bills, and monthly payments. Set them once and keep your budget organized over time.

Simple insights, clearer decisions

ParAI gives you a clean view of your income, expenses, savings, cash flow, budget progress, and top spending categories. See patterns, understand your habits, and make better everyday money decisions.

Designed to feel simple

ParAI is built around a minimal, elegant interface that keeps your financial information clear and easy to read. No complicated spreadsheets. No overwhelming charts. Just the information you need, presented beautifully.

Features

• Track income and expenses
• View monthly net balance
• Add transactions quickly
• Use AI-powered text, voice, and receipt input
• Review parsed transactions before saving
• Organize spending by category
• Customize category icons and colors
• Set budget caps for categories
• Track recurring transactions
• View spending insights and patterns
• See category breakdowns
• Monitor budget progress
• Export and review budget reports
• Clean, minimal, easy-to-use design

Why ParAI?

Because budgeting should not feel complicated.

ParAI helps you manage your money with less effort, more clarity, and a better experience. From quick transaction entry to smart insights and recurring payment tracking, ParAI gives you a simple way to understand your financial life.

Budgeting, beautifully simple.

Subscription Information

ParAI may offer optional premium features through auto-renewable subscriptions. Payment will be charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings.

Disclaimer

ParAI is a budgeting and personal finance tracking tool. It does not provide financial, investment, tax, or legal advice. All insights are for informational purposes only.

Privacy Policy:
https://appsium.co/privacy.html

Terms of Use:
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| ParAI Pro Weekly | $2.99 | per 7 days |
| ParAI Pro Yearly | $29.99 | per year |

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| ParAI Pro Lifetime | $44.99 | one-time |


## Is ParAI safe?

Not enough ratings yet to assess ParAI.

## Is ParAI legit?

ParAI: Income Expense Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for ParAI is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 1.4 — 2026-11-04

ParAI just got a major upgrade! Here is what’s new in this version:

• Savings Goals: Set targets for the things that matter, log deposits, and track your progress right from the home screen.
• Credit Card Statement Tracker: Never miss a due date again with statement tracking and smart payment reminders.
• Debts & Receivables: Easily keep track of money you’ve lent or borrowed with built-in due date notifications.
• Recurring Payment Reminders: Stay ahead of your subscriptions and repeating bills with timely alerts.
• Refined Home Screen & UI Polish: Cleaner category bars, smoother animations, and under-the-hood performance improvements.

### 1.3 — 2026-09-17

ParAI just got even more powerful. 

• Easily track your credit card due dates.
• Keep track of money you owe and money owed to you, all in one place.
• Performance improvements and bug fixes.

Managing your money is now even easier with ParAI.

### 1.2 — 2026-08-12

Savings tracking is now available in ParAI! Set your savings goals, track your progress, and stay on top of your financial goals more easily.

### 1.1 — 2026-07-13

With this update:
• Split bills and shared expenses easily with the new Bill Split feature.
• Turkish language support is now available throughout the app.
• Performance improvements and bug fixes.

Tracking expenses and sharing the bill is now easier than ever.

### 1.0 — 2026-06-17

No release notes.

## Apps similar to ParAI

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| --- | --- | --- | --- |
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| [artıda: Bütçe Planlayıcı](https://appshunter.io/ios/app/artda-butce-planlayc/id6798415589) | — | Free | Finance |

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All apps by berkay ocguder: https://appshunter.io/developer/1863243357

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-11-07.*