# Param: Receive & Spend Money — Digital Wallet & Cashback > Digital wallet and prepaid card for earning cashback and managing finances. (iPhone/iPad app by TURK Elektronik Para A.S..) - Source: https://appshunter.io/ios/app/param-receive-and-spend-money/id1076585397 (this page in markdown: same URL + `.md`) - Developer: [TURK Elektronik Para A.S.](https://appshunter.io/developer/968343085) - Category: Finance, Business - Price: Free - Rating: 3.40/5 from 15 App Store ratings · 6 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 106 MB - Languages: English - Released: 2016-01-25 - Data updated: 2026-06-22 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/param-receive-and-spend-money/id1076585397/reviews.md ## What is Param? Welcome to Param! You're in the right place to earn instant cashback on your purchases and manage your money easily. Discover the world of Param, Turkey's first BDDK-licensed electronic money institution, packed with benefits. Spend and earn with your ParamKart prepaid card, providing instant support for your budget. Don't Miss Out on Instant Cashback Opportunities! Earn instant cashback on your purchases at partner brands using your ParamKart. You can spend the cashback amounts you earn however you like. Atasay: 5% Cashback Boyner: 4% Cashback Burger King: 2% Cashback CarrefourSA: 3% Cashback e-bebek: 4% Cashback Hatemoğlu: 5% Cashback Hotiç: 7% Cashback İpekyol: 8% Cashback Jack&Jones: 12% Cashback Cafe & Restaurant: 10% Cashback Kiğılı: 7% Cashback Koçtaş: 2% Cashback Kütahya Porselen: 5% Cashback Modanisa: 2% Cash Back Network: 5% Cash Back Panço: 8% Cash Back Popeyes: 2% Cash Back All Your Financial Transactions in One Place - Create a Virtual Card: Shop online securely without sharing your card details. Create your virtual card in seconds and easily manage your spending. - Free 24/7 Money Transfers: Send money instantly to anyone, anytime with FAST. - Pay Your Bills: Easily settle all your bill payments without waiting in line. - Pay with QR Code: Complete your payment in seconds by scanning the QR code at the cash register. - Easily Load Money: Instantly load money into your account with your bank or credit card. - Insurance and Donation Transactions: Get insurance quotes from partner institutions or easily make donations to non-profit organizations. Download Param Mobil now, spend and earn with your prepaid card, and grab cashback opportunities! About Param Founded in 2014, Param is Turkey's first and leading electronic money institution licensed by the BDDK, with over 9.5 million users. We serve a wide audience with over 150 co-branded card projects, from lawyers to unions, shopping malls to universities. Secure Digital Account BDDK Licensed and Regulated: All our activities are supervised by the Central Bank of the Republic of Turkey. International Validity: Member of Troy, Mastercard, and BKM (Interbank Card Center). Superior Security: Personal data and card information are protected by PCI DSS and SSL certificates. Customer Support Web: param.com.tr Phone: 0850 988 8888 Email: destek@param.com.tr Param is a brand of TURK Elektronik Para A.Ş ## Key features - Earn instant cashback at partner brands - Create virtual cards for secure online shopping - Free 24/7 money transfers via FAST - Pay bills and use QR code payments - Load money easily from bank or credit card - Insurance and donation transactions ## Recent user reviews (6 of 6) All indexed reviews: https://appshunter.io/ios/app/param-receive-and-spend-money/id1076585397/reviews.md ### 1/5 — Rezalet *2024-04-05* Tamamiyle zaman kaybı. Üye olup hesabınızı kullanmanız için talep yapmanız gerekiyor. 3 iş gününde sonuçlanacak denmesine rağmen sonuçlanmıyor. Daha sonra bir hata alındı diye dönüş yapıyorlar. Tekrar işlem girilmesi gerek deniyor. Onun sonuçlanması da 3 iş günü diyorlar. Ama zaten o da 3 iş gününde sonuçlanmıyor. Çağrı merkezine ulaşmak imkansız. Ulaşırsanız da zaten birşey yapmıyorlar. Ben böyle saçma bir sistem görmedim. Hesap açmada böyle saçmalıklar var. Hesabı açıp bir sorunla karşılaşsanız mümkün değil bir işinizi çözemezsiniz. Üye olmak için talep girdikten sonra farkettim. Şikayetvar da bu şirket ile ilgili birsürü şikayet yazılmış. Uzak durulması gereken bir yer. Sakın bulaşmayın. **Developer response:** Merhaba 🙂 Öncelikle yaşadığın problem için üzgün olduğumuzu belirtmek isteriz. Konuyla ilgili daha detaylı yardımcı olabilmek için seninle görüşmek isteriz. Dilersen 0850 988 88 88 numaradan destek merkezimiz ile görüşebilir ya da param.com.tr adresindeki canlı destek hattımıza bağlanabilirsin. Sevgiler. 💜 ### 1/5 — Cevap vermiyorlar, kötü hizmet veriyorlar ve paramı kesiyorlar *2023-10-09* Cevap vermiyorlar, kötü hizmet veriyorlar ve paramı kesiyorlar **Developer response:** Merhaba 🙂 Öncelikle yaşadığın durum için üzgün olduğumuzu belirtmek isteriz. Konuyla ilgili sorununu, isim soy isim ve telefon bilgilerini bize iletebilirsen en kısa sürede yardımcı olmak isteriz. Dilersen 0850 988 88 88 numaradan destek merkezimiz ile görüşebilir ya da param.com.tr adresindeki canlı destek hattımıza bağlanabilirsin. Sevgiler 💜 ### 1/5 — No sms *2023-01-22* Its not even send me a sms ! **Developer response:** Hello 🙂 Thank you for your feedback. We are continuing our developments to provide a better service. We would like to provide a better experience for you by learning the details of your negative experience. It will be enough to call our Param Support Center at 0850 988 88 88 to share your experience with us. 💜 ### 5/5 — Paradan Fazlası *2022-08-23* Uygulama çok kolay ve hızlı. Ne ararsam kolayca buluyorum. Her şeyi buradan yönetiyorum. **Developer response:** Merhaba 🙂 Geri bildirimin için teşekkür ederiz. 💜 ### 1/5 — Çok kötü arayüz ve işlevsellik *2020-10-27* Uygulamanızda para transferi yapılamıyor. Pek çok hata var. Pratik kullanıma uygun değil. Çok çalışmanız lazım. ### 1/5 — Full hatalı *2020-09-24* Böyle uygulama olmaz be ne kayıt yapabiliyorsun nede Hesapınız kişiselleştirebilirsiniz hiç uğraşmayasın direk masa üstün den yada Chrome dan yapın yoksa kafa yersiniz benim gibi **Developer response:** Merhaba , Soru ve talepleriniz için bize 0850 988 88 88 veya destek@param.com.tr adreslerimizden ulaşabilirsiniz. Memnuniyetiniz bizim için çok önemli, talebinizi ilettiğiniz taktirde en kısa sürede geri dönüş yapılacaktır. Sağlıklı günler dileriz ## Frequently asked questions about Param ### What is Param? Param is Turkey's first BDDK-licensed electronic money institution, offering a digital wallet and prepaid card for managing finances and earning cashback. It was founded in 2014 and has over 9.5 million users. ### How can I earn cashback with Param? You can earn instant cashback on purchases at various partner brands, such as Atasay (5%), Boyner (4%), and Burger King (2%), when you use your ParamKart prepaid card. ### Is Param secure? Yes, Param is BDDK licensed and regulated, a member of Troy, Mastercard, and BKM. It employs PCI DSS and SSL certificates for superior security of personal data and card information. ### Can I make money transfers with Param? Yes, Param allows for free 24/7 money transfers to anyone, anytime, using the FAST system. You can also easily load money into your account via your bank or credit card. ### What devices does Param support? Param is available on iPhone and iPod devices. The app was last updated on March 26, 2026, with version 3.0.46. ### What is the user rating for Param? Param has a rating of 3.4 stars based on 15 ratings. Users can access customer support via their website, phone, or email. ### Does Param have ads? No, Param does not contain advertisements. The app is free to download and use, with no in-app purchases mentioned. ### What age rating does Param have? Param has an age rating of 4+, making it suitable for a wide range of users. The app was first released on January 25, 2016. ## Version history (last 5 releases) ### 3.0.52 — 2026-06-08 New Param Mobile update's bug fixes and performance improvements are waiting for you, along with Param's seamless and secure financial technologies. Innovations that give you more control over your financial ecosystem through a single app are waiting for you. ### 3.0.51 — 2026-05-28 Param’s seamless and secure financial technologies await you, featuring bug fixes and performance improvements in the new Param Mobile update. ### 3.0.50 — 2026-05-19 Experience seamless and secure fintech with the latest Param Mobile update. Bug fixes and performance enhancements are live now! ### 3.0.49 — 2026-05-11 Param’s seamless and secure financial technologies await you, now featuring bug fixes and performance improvements in the new Param Mobile update. ### 3.0.46 — 2026-03-26 With bug fixes and performance improvements in the new Param Mobile update, Param's seamless and secure financial technologies are waiting for you. ## Apps similar to Param | App | Rating | Price | Category | | --- | --- | --- | --- | | [iyzico](https://appshunter.io/ios/app/iyzico/id1436467445) | 4.4 (43) | Free | Finance | | [Sipay](https://appshunter.io/ios/app/sipay/id1521140345) | 4.6 (38) | Free | Finance | | [Nays](https://appshunter.io/ios/app/nays/id1602212505) | 4.6 (20) | Free | Finance | | [UPTION Para Transferi](https://appshunter.io/ios/app/uption-para-transferi/id1519393201) | 4.7 (81) | Free | Finance | | [Parolapara: Para Gönder, Harca](https://appshunter.io/ios/app/parolapara-para-gonder-harca/id1670458285) | 4.0 (1) | Free | Finance | | [Paycell - Digital Wallet](https://appshunter.io/ios/app/paycell-digital-wallet/id1198609962) | 4.7 (799) | Free | Finance | ## More apps by TURK Elektronik Para A.S. - [AdaletKart](https://appshunter.io/ios/app/adaletkart/id903291301) - [e - Tahsilat](https://appshunter.io/ios/app/e-tahsilat/id968343086) - [BaroKart](https://appshunter.io/ios/app/barokart/id1058293937) - [Param POS](https://appshunter.io/ios/app/param-pos/id1063209534) - [TurkTahsilat](https://appshunter.io/ios/app/turktahsilat/id1097477468) All apps by TURK Elektronik Para A.S.: https://appshunter.io/developer/968343085 ## Related topics [fups](https://appshunter.io/ios/topics/fups) · [uption](https://appshunter.io/ios/topics/uption) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-22.*