# Pare: Money in Plain English — Your whole month, explained > Financial insights and summaries in plain English, not just dashboards. (iPhone/iPad app by Pare App LLC.) - Source: https://appshunter.io/ios/app/pare-money-in-plain-english/id6771837783 (this page in markdown: same URL + `.md`) - Developer: [Pare App LLC](https://appshunter.io/developer/6771837785) - Category: Finance - Price: Free with in-app purchases - Rating: 5.00/5 from 2 App Store ratings · 2 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 29 MB - Languages: American English - Released: 2026-05-27 - Data updated: 2026-08-14 - Monetization: subscription - User reviews in markdown: https://appshunter.io/ios/app/pare-money-in-plain-english/id6771837783/reviews.md ## What is Pare? All your finances. One clear briefing. Pare turns your money into a simple, current update: where your month stands, what is still coming, and why anything changed—without another dashboard to manage. YOUR WHOLE MONTH. ONE PLAIN ANSWER. Accounts, transactions, bills, paychecks, budgets, and upcoming payments come together in one briefing you can understand in seconds. Pare does the interpretation first, so you do not have to compare balances, scan charts, or do the mental math yourself. Open the app, get the answer, and get on with your day. AUTOMATIC BUDGETING, WITHOUT THE BUSYWORK Every transaction is organized into a suggested budget built around your real activity. There are no categories or rules you have to maintain. Review Pare’s suggestion, then adjust anything you want. SEE WHAT’S NEXT—BEFORE IT ARRIVES Bills, card payments, paychecks, and other expected events are already part of the briefing. Pare shows what is coming, when it matters, and how it changes where the month is likely to land. WHEN SOMETHING SHIFTS, KNOW WHY Pare connects the pattern, the reason, and what it means. Routine activity stays quiet. Changes worth noticing rise to the surface in plain language, without making you dig through the ledger. EVERY NUMBER HAS THE WORK BEHIND IT Tap any figure to inspect the accounts, income, expected payments, set-aside money, and transactions behind it. Activity holds the records. Breakdown explains the month. Ahead shows what happens next. Insights identifies patterns worth noticing. YOUR MONEY STAYS WHERE YOU PUT IT Pare connects through Plaid using a read-only flow. Pare can read the financial information needed to build your briefing, but it cannot move money or make transactions. Your banking password never reaches Pare. When the available information is not current or complete enough for a reliable answer, Pare says so instead of pretending certainty. Accounts can be disconnected, and account-management, privacy, support, purchase restoration, and account-deletion controls remain available when needed. NOTHING IMPORTANT CHANGED? THAT’S THE POINT. No news is useful news. Pare gives you a current briefing without asking you to manage another dashboard, so you can understand the month and stop checking for now. SUBSCRIPTIONS Pare provides one real briefing before the subscription decision. Continued current briefings and access to the complete product require an auto-renewing subscription. Available plans, trial eligibility, price, billing period, and renewal terms are shown before purchase. Manage or cancel through your App Store account settings. Terms of Use: https://getpare.ai/terms Privacy Policy: https://getpare.ai/privacy Support: https://getpare.ai/support ## Key features - Plain-English financial summaries - Secure account linking via Plaid - Net worth and cash position tracking - Identification of significant financial changes - Guidance on safe spending amounts - Monthly written financial recaps - Access to underlying transaction data ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | Pare Monthly | $19.99 | per month | | Pare Annual | $179.99 | per year | ## Recent user reviews (2 of 2) All indexed reviews: https://appshunter.io/ios/app/pare-money-in-plain-english/id6771837783/reviews.md ### 5/5 — Impressive! *2026-07-01* Really impressed with this app! It makes keeping up with financial news quick and easy without feeling overwhelming. The summaries are clear, the interface is clean, and I can get caught up in just a few minutes. It’s become part of my daily routine. Definitely recommend it if you want to stay on top of the markets and financial news. ### 5/5 — So helpful! *2026-06-07* This app helps me budget efficiently and meet my financial goals. It explains everything so clearly and is very easy to use! ## Frequently asked questions about Pare ### Does Pare have ads? Pare is ad-free. The business model is a subscription, ensuring no conflicting incentives from advertisements. ### How much does Pare cost? Pare costs $19.99 per month or $179.99 per year after a 7-day free trial. Subscription auto-renews unless cancelled. ### What financial institutions does Pare support? Pare uses Plaid to securely link checking, savings, credit cards, and investment accounts. Your credentials are not stored on Pare's servers. ### Is Pare safe to use with my bank accounts? Yes, Pare uses Plaid for secure, read-only account linking. Your bank credentials never touch Pare's servers, and your data is encrypted. ### What is the age rating for Pare? Pare has an age rating of 4+ and is available on iPhone, iPad, and iPod. ### How often is Pare updated? The latest version of Pare is 1.21, last updated on June 19, 2026. Updates typically occur regularly to improve functionality and security. ### Can I cancel my Pare subscription? Yes, you can manage or cancel your Pare subscription at any time through your account settings. The subscription auto-renews until cancelled. ### What makes Pare different from budgeting apps? Pare is not a budgeting app; it provides a written interpretation of your finances rather than requiring manual categorization or budget setting. It focuses on providing a clear, calm overview of your financial status. ## Version history (last 5 releases) ### 1.50 — 2026-08-09 Meet Pare 1.50: one clear briefing for your whole month. This release adds automatic budgeting, clearer upcoming bills and paychecks, reliable purchase and restore flows, improved notification setup, and stability fixes. ### 1.22 — 2026-07-03 Added a clear trial timeline (Today, Day 6, Day 7) to the subscribe screen so you always know what's next Clearer explanation when your safe-to-spend number needs more income data to calculate Fixed a bug that could cause the dashboard to hang on load for some accounts General performance and stability improvements ### 1.21 — 2026-06-19 Smart budgets: Pare now reads your last three months of spending and suggests a budget for each category — with a clear view of what you've averaged and where you could trim. A clearer home for your subscriptions and recurring charges. Notifications are fully in your control: choose exactly what Pare tells you about, including an optional weekly recap. They're quiet by default. Your daily briefing now loads automatically, every time. Faster, more reliable loading and a refreshed in-app support chat. ### 1.2 — 2026-06-15 Improved Today briefings, account-linking reliability, and under-the-hood performance fixes. ### 1.1 — 2026-06-01 Improved account linking, smarter spending insights, and under-the-hood performance improvements. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-14.*