# ParmisaK PFM — Personal Financial Manager

> Personal and family financial manager for tracking income, expenses, and transactions. (iPhone/iPad app by Karim Besharati.)

- Source: https://appshunter.io/ios/app/parmisak-pfm/id1591926848 (this page in markdown: same URL + `.md`)
- Developer: [Karim Besharati](https://appshunter.io/developer/1591926850)
- Category: Finance, Lifestyle
- Price: Free
- Rating: 4.86/5 from 2,549 App Store ratings · 237 written reviews indexed
- Age rating: 4+
- Requires: iOS 12.0 · 20 MB
- Languages: English, Persian
- Released: 2021-11-02
- Data updated: 2026-08-28
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/parmisak-pfm/id1591926848/reviews.md

## What is ParmisaK PFM?

Become the personal accountant of yourself and your family. It’s not difficult to manage your financial issues such as incomes, expenses, bank’s transactions by using Parmisak Personal Accounting.

Base definitions:
- Define accounts in three levels
- Define counterparties and relate them to your Phonebook
- Income and expenses
- Debtors and creditors
- Banks and bank accounts
- Funds and wallets
- Loans, debts and assets
- Manage incomes and expenses of family members
- Manage payable and receivable checks and notes
- Budgeting incomes and expenses

Functionalities
- Take record of all incomes and expenses
- Take record of all receivable cash and checks (cash and bank, debts and settlement, etc.)
- Take record of all payable cash and checks (costs, debt, etc.)
- Full management of checks (payables and receivables)
- Manage information of payable checks with due
- Cash or bounce checks and the ability to update bank accounts
- Management of banks and funds
- Assign each receipt and payment to a family member
- Record payable and received loans and installments with the ability to determine the type of installment fees in both simple and advanced mode
- Ability to record all of the installments with the first installment date and the number of installments
- Ability of receipt with the ability to deduct payments from a certain account

Reports
- Trial balance report
- Invoice reports and turnover report of each of the accounts with the ability of export to Excel
- Presentation of income and expense account balances with charts
- Daily report of total costs and expenses 
- Total report of expenses by each expense record
- Total report of incomes by each income record
- Report account balance with the ability to display and review any account balance headlines with all details
- Report status and turnover of each family member 
- Report manual installment of received or payables loans 
- Ability to manage and send Excel files (Bluetooth, Email, Dropbox, etc.)


Support
- Get quick support via ticketing system
- Continuous updates and new features
- Automatic backups
- Manage backup files and sharing them via Bluetooth, Drop box, email and etc.
- Ability to restore backups

Features
- Pin-based and biometric login to protect your data
- Ability to change font and font size
- And many other useful features...


Contact us
Website:
https://www.accexpert.com
Email:
Info@accexpert.com

## Key features

- Income and expense tracking
- Family member financial management
- Debt and loan management
- Budgeting
- Bank transaction recording
- Detailed financial reports
- Secure login (PIN/biometric)

## What do users think of ParmisaK PFM?

Overall sentiment: positive

**Pros**

- 👍 User-friendly interface
- 🚀 Efficient and practical
- 💡 Useful for personal finance management
- 🔒 Secure and reliable
- 🤩 Helpful and informative

**Cons**

- 🐛 Occasional bugs and crashes
- 🔋 High battery consumption
- 📝 Lack of certain features (e.g., search, SMS integration)

**Commonly reported bugs**

- Login issues
- Problems with loan and payment tracking
- Inability to delete old/unused accounts

**Most requested features**

- Add search functionality
- Integrate with bank SMS/notifications
- Implement dark mode
- Allow data backup and sync across devices
- Improve UI/UX for better navigation

## Recent user reviews (10 of 237)

All indexed reviews: https://appshunter.io/ios/app/parmisak-pfm/id1591926848/reviews.md

### 4/5 — Please Add Bank SMS Import for iOS!

*2026-08-23, version 1.54.29*

Great app! 👍 It would be much more useful on iOS if you could add an option to import bank transactions by simply copying and pasting the SMS text. Ideally, users could paste multiple bank SMS messages at once and have the app automatically extract the transaction details. This would make tracking expenses much easier on iOS.

### 5/5 — Ask

*2026-08-08, version 1.54.29*

Please insert search as an option

### 5/5 — عالی

*2026-08-07, version 1.54.29*

تشکر از برنامه نویس این نرم افزار

### 4/5 — خیلی خوبه

*2026-07-12, version 1.54.29*

خیلی خوبه سپاس از عوامل برنامه خیلی تو مدیریت مالی کمک می کنه🙏

### 5/5 — خوبه

*2026-07-06, version 1.54.29*

برای ایفون امکاناتش کمه و تم قدیمی داره به پیام ها هم وصل نیست

### 5/5 — Ha.35.nejati

*2026-06-11, version 1.54.29*

So Ha.35.nejati

### 5/5 — Good

*2026-06-05, version 1.54.29*

Very good😁😁

### 5/5 — پیشنهاد

*2026-05-28, version 1.54.29*

برنامه خوبه ولی میتونه بهتر بشه 
مثلا زمانی که میخواهی مبلغ درج کن موجودی حساب ها رو نشون نمیده تا ببن درست داری کار انجام میدی یا نه

### 1/5 — Does not login after signing up

*2026-04-08, version 1.54.27*

I would even not gave it one star but there is nothing less then one

### 4/5 — Ui

*2026-02-26, version 1.54.27*

Unfortunately it doesn’t have a friendly Ui design. I hope developers change the theme it is for iOS not for Android

## Frequently asked questions about ParmisaK PFM

### What does Parmisak PFM do?

Parmisak PFM acts as a personal accountant for you and your family. It helps you manage financial issues such as incomes, expenses, and bank transactions. You can define accounts, counterparties, and track debts, loans, and assets.

### What are the key features of Parmisak PFM?

Key features include recording all incomes and expenses, managing checks (payable and receivable), handling loans and installments, budgeting, and generating various financial reports. It also offers secure PIN-based and biometric login for data protection.

### Is Parmisak PFM free to use?

Based on the provided information, the application is available for free. There are no mentions of subscription fees or in-app purchases.

### What kind of reports can I generate with Parmisak PFM?

The app offers a wide range of reports, including trial balance, invoice reports, turnover reports, daily cost and expense reports, and account balance reports with detailed information. You can also get reports on family member status and loan installments.

### Can I manage finances for multiple family members?

Yes, the application allows you to manage incomes and expenses for individual family members. You can assign each receipt and payment to a specific family member, providing a clear overview of each person's financial activity.

## Version history (last 5 releases)

### 1.54.29 — 2026-04-27

bug fix

### 1.54.27 — 2025-10-28

Bug Fix

### 1.54.26 — 2025-10-21

Bug fixes

### 1.54.25 — 2025-01-03

bug fix

### 1.54.24 — 2023-01-09

Fixed some reported problems

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-28.*