# Pasiv: Smarter Wealth — Trade Stock & ETFs with Agents

> AI-powered micro-investing app for stocks and ETFs via chat. (iPhone/iPad app by Pasiv Technologies Ltd..)

- Source: https://appshunter.io/ios/app/pasiv-smarter-wealth/id1496494065 (this page in markdown: same URL + `.md`)
- Developer: [Pasiv Technologies Ltd.](https://appshunter.io/developer/1496494064)
- Category: Finance, Productivity
- Price: Free
- Rating: 5.00/5 from 3 App Store ratings · 1 written reviews indexed
- Age rating: 17+
- Requires: iOS 15.1 · 67 MB
- Languages: American English
- Released: 2021-06-17
- Data updated: 2026-08-16
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/pasiv-smarter-wealth/id1496494065/reviews.md

## What is Pasiv?

Pasiv is an agentic investing platform that helps you research, plan, and place trades through a chat-based AI interface. Build wealth on your terms.

Start with a free simulated portfolio and explore the app with virtual money. When you're ready, complete KYC to open a real investing account and trade U.S. stocks and ETFs commission-free.

Discover AI-powered investing by Pasiv Financial, pioneers in conversational wealth since 2019. Leverage frontier models — Claude and Codex — to make faster, more informed investing decisions tailored to your portfolio, all within a secure chat interface with built-in authentication guardrails. Pasiv's always-on cloud agent uses persistent context to support multi-step portfolio workflows: research a stock, plan a trade, review your portfolio, and confirm orders in one widget-rich interface.

With Pasiv, you can:
- Build a portfolio aligned to your long-term wealth goals
- Monitor holdings, track progress, and rebalance over time
- Plan contributions to help you save, invest, and earn toward a basic retirement goal
- Prepare and confirm single or multi-order stock and ETF trades in-app
- Stay updated with live quote data and portfolio-aware insights
- Use your existing Claude or ChatGPT account within the app

Key features
- Built-in investing app + AI agent workflow
- Persistent agent context across portfolio tasks
- Chat-based stock and ETF execution flows
- Multi-order confirmations, including mixed buy/sell baskets
- OTP-protected for all transactions
- Automated daily deposit & fractional share order placement across your portfolio to dollar cost average seamlessly
- Roundup investing for eligible users in supported regions

Important  
Pasiv is a technology platform enabling you to host a persistent AI agent with pre-configured execution skills and does not provide personalized investment advice or recommendations. All investing involves risk, including possible loss of principal. Product availability, brokerage features, and funding options vary by jurisdiction and account eligibility. Pasiv is currently available to users age 18+ only, and real-money investing is subject to account approval. U.S. securities and financial products are offered through ChoiceTrade Inc., member FINRA and SIPC. Use is subject to terms, disclosures, and applicable approvals.

## Key features

- Micro-investing with spare change
- AI-powered GPT chat for stock inquiries
- Automated portfolio management
- Stock and ETF discovery
- Watchlist and price alerts
- Bank-grade security and insurance

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/pasiv-smarter-wealth/id1496494065/reviews.md

### 5/5 — Easy to use and chat bot that understands company financials

*2023-07-02*

This is a solid app. Easy to use: paper trading/real trade options. 
Best feature is the automated chat bot that understands companies.

## Frequently asked questions about Pasiv

### What is Pasiv?

Pasiv is an AI-powered investment app that allows users to micro-invest in US stocks and ETFs by rounding up their everyday purchases. It uses GPT-driven chat to simplify investing, manage portfolios, and answer user questions.

### How does Pasiv's AI chat work?

Pasiv's proprietary bot answers questions about stocks, provides alerts on portfolio updates, and can execute trades directly through the chat interface. Users can ask questions like 'What is a dividend?' or 'Buy 2 shares of...'.

### Is Pasiv free to use?

Pasiv is free to use as a companion for virtual money investing. Paid members can invest real money, deposit funds, and withdraw profits. The app also contains advertisements.

### What security measures does Pasiv use?

Pasiv employs bank-grade security with 256-bit encryption for all trades and withdrawals, requiring One-Time Password (OTP) authentication. Funds are insured by ChoiceTrade, a member of SIPC, up to $500,000.

### Who is Pasiv available to?

Pasiv is available to all ages 18+ and is subject to account approval for real money investing. The roundup spending feature is currently only available to customers in the UAE. It is not available to US persons or Canadian residents.

### How often is Pasiv updated?

The latest version of Pasiv is 68.0.0, and it was last updated on May 1, 2026. This indicates a commitment to regular updates and maintenance.

### What are the user reviews for Pasiv?

Pasiv has a high rating of 5.0 stars based on 3 ratings, suggesting positive user sentiment among its current user base.

### Does Pasiv have ads?

Yes, Pasiv contains advertisements as indicated by the 'hasAds' flag in its data.

## Version history (last 5 releases)

### 75.0.0 — 2026-08-11

• Performance improvements and bug fixes
• Enhanced user experience
• General stability improvements

### 68.0.0 — 2026-05-01

• Smoother sign-in + OTP flow, so getting in is way less chaotic
• Startup stability got a major glow-up for a more reliable launch every time
• Onboarding + document uploads are now more consistent end-to-end
• Deposit and onboarding screens feel cleaner, clearer, and easier to use
• Performance and stability upgrades across core app flows for a snappier experience

### 64.0.0 — 2026-04-21

• Smoother sign-in + OTP flow, so getting in is way less chaotic
• Startup stability got a major glow-up for a more reliable launch every time
• Onboarding + document uploads are now more consistent end-to-end
• Deposit and onboarding screens feel cleaner, clearer, and easier to use
• Performance and stability upgrades across core app flows for a snappier experience

### 63.0.0 — 2026-04-12

• Smoother sign-in + OTP flow, so getting in is way less chaotic
• Startup stability got a major glow-up for a more reliable launch every time
• Onboarding + document uploads are now more consistent end-to-end
• Deposit and onboarding screens feel cleaner, clearer, and easier to use
• Performance and stability upgrades across core app flows for a snappier experience

### 62.0.0 — 2026-04-08

Smoother sign-in + OTP flow, so getting in is way less chaotic.
Startup stability got a major glow-up for a more reliable launch every time.
Onboarding + document uploads are now more consistent end-to-end.
Deposit and onboarding screens feel cleaner, clearer, and easier to use.
Performance and stability upgrades across core app flows for a snappier experience.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-16.*