# Passive Income — ProfitLoop — Credit interest calculator

> Credit interest calculator (iPhone/iPad app by Dmitrii Prokushev.)

- Source: https://appshunter.io/ios/app/passive-income-profitloop/id6746945209 (this page in markdown: same URL + `.md`)
- Developer: [Dmitrii Prokushev](https://appshunter.io/developer/1815306793)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18.5 · 4 MB
- Languages: American English
- Released: 2025-06-10
- Data updated: 2026-08-23
- User reviews in markdown: https://appshunter.io/ios/app/passive-income-profitloop/id6746945209/reviews.md

## What is Passive Income?

ProfitLoop is a financial calculator and strategy tool that helps you estimate how much passive income you can generate using interest-free credit card grace periods. It’s designed for people who want to turn unused credit limits into profit — without fees, debt, or risk.

The app allows you to simulate moving borrowed funds from your credit card into high-yield savings accounts during the grace period, then calculate the income you can earn before repayment is due. ProfitLoop is not a bank-connected service — all data is entered manually and securely stored.

Whether you’re curious about optimizing your existing credit card usage or looking to build a risk-free short-term income strategy, ProfitLoop offers a powerful and flexible environment to model your finances with precision.

Use ProfitLoop to:
– Estimate how much profit you can earn from credit card grace periods
– Compare high-yield savings accounts across banks and currencies
– Plan strategies that turn available credit into short-term deposits
– Track deposits, grace periods, and expected returns
– Calculate daily interest, annualized yield, and ROI for each strategy

ProfitLoop is ideal for users looking for a:
– Credit card to savings calculator
– Passive income estimator
– Risk-free deposit planner
– Grace period tracker
– High-interest deposit simulator
– Personal finance calculator

Key Features:
– Add unlimited credit cards with custom names, currencies, and grace period settings (Premium)
– Simulate deposits from credit cards to any savings account
– Input your own interest rates and duration to get real-time profit projections
– Connect multiple cards and accounts into single strategies
– Track income potential in multiple currencies (USD, EUR, RUB, GEL, and more)
– View daily profit, annual returns, and total strategy earnings
– Visual dashboard with financial health and active strategy insights
– Export your data in JSON or CSV (Premium)
– Offline mode and secure local storage
– iCloud sync for multi-device access and backup (Premium)

ProfitLoop is a simple yet powerful utility for anyone who wants to explore credit-based income opportunities — from beginners just learning about grace periods, to advanced users modeling dozens of credit cards.

No sign-ups, no external connections — just a manual calculator that helps you stay in full control. It’s privacy-first, lightweight, and works entirely offline.

Premium version unlocks advanced planning with unlimited strategies, multi-currency support, and complete data export tools for deeper analysis or tax reporting.

If you’re searching for tools like:
– credit card payoff planner
– income calculator app
– credit card optimization tool
– budget and savings estimator
– interest earnings calculator
– personal finance strategy builder
Free Money has you covered.

Turn your available credit into profit — without spending a cent. Use ProfitLoop to plan, simulate, and optimize smarter financial habits.

Download ProfitLoop and discover how much you could be earning.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Free Money Premium Monthly | $7.99 | per month |
| Free Money Premium Annual | $79.99 | per year |



## Version history (last 2 releases)

### 1.0.1 — 2025-07-22

– Updated app icon for a fresh new look
– Renamed the app for better clarity and branding
– Minor visual improvements and fixes

### 1.0 — 2025-06-11

No release notes.

## Apps similar to Passive Income

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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## More apps by Dmitrii Prokushev

- [Spending Tracker – Subcoster](https://appshunter.io/ios/app/spending-tracker-subcoster/id6746378374)
- [WefixSound – Audio Restoration](https://appshunter.io/ios/app/wefixsound-audio-restoration/id6746714546)
- [Weight Goal Tracker — Eatio](https://appshunter.io/ios/app/weight-goal-tracker-eatio/id6746759196)
- [Foot Measure App – FitFoot](https://appshunter.io/ios/app/foot-measure-app-fitfoot/id6746805590)
- [Mood Tracker — SimpleMood](https://appshunter.io/ios/app/mood-tracker-simplemood/id6747050121)

All apps by Dmitrii Prokushev: https://appshunter.io/developer/1815306793

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-23.*