# Patrn Money — Budget, Spend & Save Smarter

> Personal finance app for budgeting, spending analysis, goal planning, and AI coaching. (iPhone/iPad app by Patrn LLC.)

- Source: https://appshunter.io/ios/app/patrn-money/id6788902221 (this page in markdown: same URL + `.md`)
- Developer: [Patrn LLC](https://appshunter.io/developer/6788902223)
- Category: Finance
- Price: Free with in-app purchases
- Rating: 5.00/5 from 2 App Store ratings · 1 written reviews indexed
- Age rating: 4+
- Requires: iOS 15.1 · 128 MB
- Languages: American English
- Released: 2026-08-03
- Data updated: 2026-10-04
- Monetization: freemium
- User reviews in markdown: https://appshunter.io/ios/app/patrn-money/id6788902221/reviews.md

## What is Patrn Money?

Meet Patrn, a personal finance app that helps you understand spending, build a budget, plan goals, manage debt, and ask questions about your money.

SEE THE WHOLE PICTURE
Connect eligible financial accounts through Plaid to view balances and transactions in one place. Patrn organizes activity into clear categories so you can see where your money is going.

PLAN WITH PURPOSE
Create a monthly budget, track progress, and see how current spending compares with your plan. Set savings goals and explore debt payoff strategies that fit your priorities.

GET PERSONALIZED AI COACHING
Ask Patrn questions about your financial activity and receive personalized explanations and practical next steps based on the data available in your account. You control whether AI financial coaching may use your financial data and can change that choice in Settings.

STAY IN CONTROL
Manage linked accounts, notifications, privacy choices, sign-in methods, subscription settings, data export, and account deletion directly in the app.

PREMIUM SUBSCRIPTION
Patrn Premium unlocks personalized financial coaching and premium insights. Monthly and yearly plans are available as auto-renewing subscriptions. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew unless canceled at least 24 hours before the end of the current period. Manage or cancel in App Store settings.

IMPORTANT
Patrn provides educational information and tools—not financial, investment, tax, or legal advice. Data availability and categorization may vary by provider.

Privacy Policy: https://patrn.money/privacy
Terms of Use: https://patrn.money/terms
Support: admin@patrn.ai

## Key features

- Connect financial accounts
- Categorize spending
- Build and track budgets
- Set savings goals
- Debt payoff strategies
- AI financial coaching
- Manage linked accounts

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Patrn Money Premium Monthly | $12.99 | per month |
| Patrn Money Premium Yearly | $99.00 | per year |


## Is Patrn Money safe?

Not enough ratings yet to assess Patrn Money.

## Is Patrn Money legit?

Patrn Money has limited verification signals. The AppsHunter Legitimacy Score for Patrn Money is 58 out of 100 points across 7 verification signals from App Store and developer data.

## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/patrn-money/id6788902221/reviews.md

### 5/5 — This app is amazing

*2026-08-26*

One of the best apps for managing your money, not sure why it’s so underrated

## Frequently asked questions about Patrn Money

### What can Patrn Money do?

Patrn Money helps you understand your spending, build a budget, plan savings goals, and manage debt. It also offers AI coaching to answer your financial questions.

### How does Patrn Money help me see my finances?

You can connect eligible financial accounts through Plaid to view all your balances and transactions in one place. The app then organizes this activity into clear categories.

### Does Patrn Money offer financial advice?

Patrn Money provides educational information and tools, including AI coaching for personalized explanations. However, it does not offer financial, investment, tax, or legal advice.

### What is Patrn Money Premium?

Patrn Money Premium unlocks advanced features like personalized financial coaching and premium insights. It is available as an auto-renewing subscription with monthly and yearly plans.

### How much does Patrn Money Premium cost?

Patrn Money Premium Monthly costs $12.99 per month, and the Yearly plan is $99.00 per year. These are auto-renewing subscriptions.

### How do I cancel my Patrn Money subscription?

Subscriptions renew unless canceled at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store settings.

### Is Patrn Money safe to use?

The app allows you to manage linked accounts, privacy choices, and sign-in methods directly within the app. You control whether AI coaching uses your financial data.

### What devices does Patrn Money support?

Patrn Money is currently supported on iPhone and iPod devices. It was last updated on August 18, 2026.

## Version history (last 5 releases)

### 1.1.3 — 2026-09-11

• Add bills manually with a due date, category, and flexible repeat schedule.
• See your manual bills alongside upcoming bank bills, with totals that refresh after saving.
• Clearer linked-account balances and available-credit labels.
• Clearer subscription terms, including seven-day trials for eligible subscribers.

### 1.1.1 — 2026-09-08

• Improved bank reconnection to help prevent duplicate account entries.
• Clearer transaction refresh status and daily bank refreshes.
• Smoother navigation and improved AI Coach buttons.
• A full 30-day Upcoming Bills view with merchant and category search.

### 1.1.0 — 2026-09-04

• A new personalized post-quiz experience that compares your expectations with recent spending.
• See a clear 90-day breakdown of your top spending categories.
• Discover practical opportunities based on your money patterns.
• Improved account connection, sign-in, and onboarding reliability.

### 1.0.9 — 2026-09-02

• See your upcoming bills for the next 30 days in one place.
• Find payments faster with date grouping and search.
• Improved Spending insights and overall app reliability.

### 1.0.7 — 2026-08-28

• Added Continue with Google.
• Improved startup presentation and Patrn branding.
• Improved sign-up reliability and overall app quality.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-04.*