# Pay Alert: Bill & Loan Tracker — Rent, Bill & Payment Reminder

> Organize and track bills, loans, and payments with smart reminders and history. (iPhone/iPad app by MANOGARAN P.)

- Source: https://appshunter.io/ios/app/pay-alert-bill-and-loan-tracker/id6748883178 (this page in markdown: same URL + `.md`)
- Developer: [MANOGARAN P](https://appshunter.io/developer/1224912486)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 17.0 · 10 MB
- Languages: American English
- Released: 2025-07-21
- Data updated: 2026-09-07
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/pay-alert-bill-and-loan-tracker/id6748883178/reviews.md

## What is Pay Alert?

STAY AHEAD OF BILLS AND EMI PAYMENTS

Pay Alert is a simple, powerful bill reminder and payment tracker designed to help you keep track of due dates. Track EMIs, credit card bills, loans, rent, utilities, subscriptions and monthly fees in one clean place.

No sign-up required. No complicated setup. Your core payment tracking works offline.

If you are looking for a bill reminder, EMI tracker, loan tracker, credit card payment reminder or subscription manager, Pay Alert keeps your dues organized and easy to manage.

KEY FEATURES

• SMART RECURRING REMINDERS
Track monthly EMIs, credit card bills, house rent, loans, insurance, utilities and subscriptions. Mark a recurring bill paid to create its next monthly payment.

• CUSTOM NOTIFICATION SCHEDULE
Choose your reminder time in Settings. Set alerts 5 days, 3 days or 1 day before, on the due date, or daily after it becomes overdue. Changing the time updates scheduled reminders.

• ALL-IN-ONE BILL ORGANIZER
Use Pay Alert as your personal bill manager. Add any type of payment manually, from school fees and internet bills to rent, loans and other recurring expenses.

• CLEAR PAYMENT STATUS
Instantly see what is overdue, due today, upcoming or paid. Keep your full payment schedule visible in one organized dashboard.

• PAYMENT HISTORY & TRACKING
View your past payments in a clean monthly timeline. See the payments you have marked paid and keep a record without spreadsheets.

• EXPORT DATA TO CSV
Export your dues and payment history to a CSV file with one tap. Keep a copy for personal budgeting or review.

• OFFLINE-FIRST TRACKING
Your payment records stay on your device. Manage dues and payment history even without an internet connection.

• MULTI-CURRENCY SUPPORT
Choose your preferred display currency, including ₹, $, €, ¥ and more. All payment amounts use your selected currency; no automatic currency conversion.

• LIGHT & DARK MODE
Enjoy a modern interface designed to look clean in both light and dark mode.

• iOS WIDGETS
See upcoming payments quickly from your iPhone Home Screen with Pay Alert widgets.

PAY ALERT PRO — ONE-TIME AD REMOVAL

The free app includes ads. Upgrade to Pay Alert Pro to remove banner and full-screen ads with one lifetime purchase. No subscription. Restore an existing purchase with the same Apple Account.

WHO IS PAY ALERT FOR?

Pay Alert is useful for anyone managing multiple EMIs, credit card payments, loans, rent, utilities or subscriptions. Whether you are a student tracking monthly subscriptions or a family managing household bills, Pay Alert helps keep every due date under control.

PRIVACY CHOICES

Optional usage analytics is off by default. You can choose whether to share it when invited or in Settings. Advertising privacy choices are available where required. Your bill names, amounts and payment records are not sent to Analytics.

Pay Alert does not connect to your bank, make payments or automatically verify payment status. Enable notifications to receive reminders.

Stay organized and keep track of every due date.

Download Pay Alert today - your smart bill reminder, EMI tracker and payment manager.

## Key features

- Smart recurring reminders
- Customizable notification schedules
- All-in-one bill organizer
- Clear payment status dashboard
- Payment history and tracking
- Export data to CSV
- Offline-first tracking

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $2.99 | one-time |


## Recent user reviews (1 of 1)

All indexed reviews: https://appshunter.io/ios/app/pay-alert-bill-and-loan-tracker/id6748883178/reviews.md

### 2/5 — No Notification alert

*2026-04-02*

No notification alert

## Frequently asked questions about Pay Alert

### How does Pay Alert help me avoid late fees?

Pay Alert provides smart recurring reminders and customizable notification schedules, ensuring you are alerted well in advance of due dates for bills, EMIs, loans, and rent. This proactive approach helps you stay organized and avoid penalties associated with late payments.

### Can I use Pay Alert without an internet connection?

Yes, Pay Alert features offline-first tracking. Your core payment records and history stay on your device, allowing you to manage dues and track payments even without an internet connection.

### What types of payments can I track with Pay Alert?

You can track a wide variety of payments, including EMIs, credit card bills, loans, rent, utilities, subscriptions, insurance premiums, and other recurring expenses. Any type of payment can be added manually.

### Does Pay Alert have ads?

Yes, Pay Alert contains advertisements. Users can upgrade to Pay Alert Premium to remove ads and enjoy an uninterrupted experience.

### Can I export my payment data from Pay Alert?

Yes, Pay Alert allows you to export your dues and payment history to a CSV file with a single tap. This feature is useful for personal budgeting, creating backups, or for further review.

### What devices is Pay Alert available on?

Pay Alert is currently supported on iPhone and iPod devices. It also offers iOS widgets to quickly view upcoming payments from your Home Screen.

### How often is Pay Alert updated?

The latest version of Pay Alert is 4.0, and it was last updated on June 3, 2026. This indicates a commitment to regular updates and improvements.

### What is the price of Pay Alert?

Pay Alert is available for free. However, there is an option to upgrade to Pay Alert Premium for an enhanced, ad-free experience.

## Version history (last 5 releases)

### 5.0 — 2026-09-06

Pay Alert 5.0 brings a fresh native iOS experience.

• A clearer overview, reminders list and monthly payment history.
• Choose your reminder time in Settings, with alerts updated when you change it.
• Easier access to Pay Alert Pro and a redesigned one-time purchase screen.
• Updated privacy choices, with optional usage analytics off by default.
• Improvements to reminders and bringing your existing payment records into the new app.

### 4.0 — 2026-06-03

Pay Alert 4.0 brings a full visual refresh for iOS.

- Cleaner dashboard for bills, EMIs, loans and credit cards
- Improved reminders view for overdue, due today and upcoming payments
- Redesigned payment history and settings screens
- Better light and dark mode experience
- iOS widgets for quick upcoming payment checks
- UI polish and stability improvements across the app

This update makes payment tracking faster, clearer and easier to use every day.

### 3.1 — 2026-01-20

BIG UPDATE! v3.1 is here with a brand new look.

- ENHANCED UI
Enjoy a cleaner, modern interface that makes tracking your bills faster and smoother.

- PERFORMANCE BOOST
We fixed bugs and optimized the engine. Your offline data now loads instantly.

### 3.0 — 2025-12-09

BIG UPDATE! v3.0 is here with a brand new look.

- ENHANCED UI
Enjoy a cleaner, modern interface that makes tracking your bills faster and smoother.

- NEW PREMIUM OPTION
You can now remove ads for a completely distraction-free experience.

- PERFORMANCE BOOST
We fixed bugs and optimized the engine. Your offline data now loads instantly.

### 2.0 — 2025-08-01

-Dark Mode: Introducing a sleek new dark theme for a better low-light experience.
-Smarter Notifications: Enhanced timing logic ensures you get reminders exactly when you need them.
-Bug Fixes & Performance Improvements: We’ve squashed some bugs and fine-tuned the app for smoother performance.

Stay on top of your payments — with style and precision!

## Apps similar to Pay Alert

| App | Rating | Price | Category |
| --- | --- | --- | --- |
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| [Bill Organizer App: Bookipay](https://appshunter.io/ios/app/bill-organizer-app-bookipay/id1600258314) | 4.9 (64) | Free | Finance |
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| [BillOut - Bill Tracker](https://appshunter.io/ios/app/billout-bill-tracker/id1561575664) | 4.8 (260) | Free | Finance |
| [Bill, Money Tracker: Organizer](https://appshunter.io/ios/app/bill-money-tracker-organizer/id6759362362) | 5.0 (11) | Free | Finance |
| [Bill Organizer + Reminders](https://appshunter.io/ios/app/bill-organizer-plus-reminders/id6737248419) | 4.8 (300) | Free | Finance |

## More apps by MANOGARAN P

- [Times Tables Quiz: Multiply](https://appshunter.io/ios/app/times-tables-quiz-multiply/id1281267400)
- [My Mark: Shadow Work AI Diary](https://appshunter.io/ios/app/my-mark-shadow-work-ai-diary/id6757134974)
- [Note Split: Bill Splitter](https://appshunter.io/ios/app/note-split-bill-splitter/id6775212865)
- [Loose Ends: Open Loop Tracker](https://appshunter.io/ios/app/loose-ends-open-loop-tracker/id6779313069)

All apps by MANOGARAN P: https://appshunter.io/developer/1224912486

## Related topics

[payment tracker daily](https://appshunter.io/ios/topics/payment-tracker-daily) · [bill pay alerts](https://appshunter.io/ios/topics/bill-pay-alerts) · [payment tracker widgets](https://appshunter.io/ios/topics/payment-tracker-widgets) · [simple payment tracker](https://appshunter.io/ios/topics/simple-payment-tracker) · [bill pay tracker](https://appshunter.io/ios/topics/bill-pay-tracker)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-07.*