# Pay Off Debt by Jackie Beck — user reviews > 91 indexed App Store user reviews of Pay Off Debt by Jackie Beck by Parallel Focus LLC, rated 3.60/5 from 34 ratings. - Source: https://appshunter.io/ios/app/pay-off-debt-by-jackie-beck/id308554006/reviews - App overview in markdown: https://appshunter.io/ios/app/pay-off-debt-by-jackie-beck/id308554006.md - Rating breakdown: 5★ 14 · 4★ 7 · 3★ 3 · 2★ 4 · 1★ 6 ## Newest reviews (12 of 91) ### 2/5 — Good app but crashes *2024-11-29, version 3.3.5* Like the straightforward simple app but it crashes when you try to configure the type of snowball and it does not let you scroll through payment history. Glitchy! ### 2/5 — Needs work ... glitchy *2023-07-17, version 3.3.5* Really want to use this app but it stops working after entering only 2 or 3 debts...paid for this. Have to keep deleting and reloading it. I'm sure this would be great if it would work properly. ### 3/5 — Keeps crashing *2021-06-29, version 3.3.5* I love the app but it crashes so much. It crashed yesterday again and it still won’t open. Wish an update could be pushed out to fix it. I’m about to get a different app. ### 4/5 — I love this app but, *2020-07-08, version 3.3.5* This is a great app but it has developed an issue where when I try to configure snowball the app closes down. Also when I scroll through payment history it glitches and takes me back to the top. Please fix. ### 3/5 — Expected More for the $$ *2019-01-10, version 3.3.4* This app is fine as a list of your debts and their corresponding individual amortization tables. I was hoping to have a sum of my minimum payments on all my cards and then have the ability to play around with additional funds to see how much to apply to each card to pay the least interest... you can enter additional funds but you’re on your own to determine the best place to apply them. ### 2/5 — Snowball melted *2018-12-10, version 3.3.4* I love the idea of this app, however after a couple months of recording my payments, NONE of the balances are even close to the real balance. I have even cleared it and reentered the information. Still was incorrect. ### 2/5 — Used to be great *2018-12-05, version 3.3.4* Graph doesn’t work and app keeps shutting down since last update ### 4/5 — Like this app. *2018-11-18, version 3.3.4* I like that I can configure my snowball and use it as a guide to help get out of debt. It also helps me see progress being made. ### 4/5 — Been using for almost three years *2018-11-17, version 3.3.4* It is a great way to keep track of your debt and it is a great motivator to help you get closer to your goal of being debt free. When I am eventually debt free I will miss using the app because it has become a part of my bill paying routine ### 4/5 — Good app, simple & helpful *2018-11-17, version 3.3.4* This app’s simplicity is great to focus purely on the numbers and see your debt payoff progress. It’s helped me stay accountable and pay off credit cards much faster. Some of the features are counterintuitive and a little annoying, but once you get used to it the benefits far outweigh the drawbacks. Highly recommend. ### 3/5 — Some things broken after last update, and missing features. *2018-11-06, version 3.3.4* After updating to the last version, existing graph data is not being displayed properly. Instead of showing the orange bar, it’s completely black. Also, this app is in ios12 but it feels like it’s made for iOS 9. Come on dev. We paid you. Give us biometric locking and cloud sync. ### 4/5 — Great app *2018-01-19, version 3.2.10* I love this app. It could use a few things, live landscape view, smaller text so it fits better on the screen, a graph would be great. Emergency fund at the top of bills list, option would be great. All in all it is the best I have found so far, i have downloaded lots of snowball apps, Best one so far, i really like it. ## Most critical reviews (10 lowest-rated) ### 1/5 — Update Requested. *2023-10-31, version 3.3.5* The App is acting up… crashing when configuring the snowball under settings, not updating payments in the history, not providing a payoof date time when adding new debts… If it works as it’s supposed to I would rate it a five star App!! Please fix it!!! ### 1/5 — Total rip off *2022-08-09, version 3.3.5* I would give it Zero stars if I could. Not worth 6.99 ### 1/5 — Updated & Now Can’t Open *2021-01-03, version 3.3.5* Use to be a good app. But I updated the app on 12/31/20... & now IT WILL NOT OPEN!!!! Not a happy camper. Making this app worthless to me ### 1/5 — REFUNED ME! REFUSES ORIENTATION TO HORIZONTAL ON IPAD *2020-01-10, version 3.3.5* IMPOSSIBLE TO FUNCTION IN HORIZONTAL MODE ON IPAD. THIS WILL BE FIRST APP IN HISTORY TO BE REQUESTED REFUND. SAID COMPATIBLE WITH IPAD BUT DID NOT IDENTIFY REFUSAL TO AUTO OR MANUALLY SWITCH VIEW ORIENTATION. ### 1/5 — Junk *2018-12-10, version 3.3.4* Won’t ever open crashes constantly. Definitely not worth the $6.99 ### 1/5 — Crashes regularly *2018-10-30, version 3.3.2* Ripoff. Please refund ### 1/5 — Crashing with fist use *2018-09-14, version 3.3.2* Started to enter debts and app continue to crash every time. Frustrating! ### 1/5 — Rip off *2017-12-10, version 3.2.8* It keeps crashing ! Reinstalled it couple of time , the same story . You add it first credit card and it wouldn't stay open . Very sad , paid 6.99 CAD for it :( ### 1/5 — Won’t stay open *2017-11-29, version 3.2.7* The app keeps crashing, I can’t get any info entered to save and now it won’t even open! ### 1/5 — Basic App *2016-07-02, version 3.2.3* The app looks and functions as though it was made for iOS 3. Look elsewhere... ## Most praised reviews (10 highest-rated) ### 5/5 — Paid off more than 27k with this app! *2020-04-28, version 3.3.5* I was MORE THAN 27 THOUSAND in debt. I was drowning. This app helped me figure out which debts to pay off first and then roll over my payments so I could pay them off faster. Felt good to add my payments each month and see the estimated time until debt freedom. I still have student loans, but my credit cards and personal loans are gone. Thank you for this app! I used this and Albert to manage my money and escape the clutches of debt. ### 5/5 — Love this app! *2018-11-19, version 3.3.4* Simply said this app helped change my life! I was in a never ending battle with with debt and the simple, straightforward use is this app helped change that. I was able to enter in everything and track my payments as needed. It was easy to modify and sort in the order I wanted to pay them off. Being able to see my progress is very helpful and motivating. If you are looking for a place to start, I highly recommend this app! ### 5/5 — Motivated by seeing my progress! *2018-11-17, version 3.3.4* Love this app. Easy to use and helps me stay motivated to pay off debt, by seeing my progress each month. ### 5/5 — Debt Snowball! *2018-08-22, version 3.3.2* I really like this app; has snowball, customization of the payoff of your debts as well as a calculated debt free date. I have been using it for a while and I really enjoy how easy it is to use. ### 5/5 — Simple and Effective! *2017-07-24, version 3.2.4* We love this app. It is easy to set up, and it is easy to use. It gives us the motivation to keep sacrificing every month to watch our debt disappear. ### 5/5 — Amazing *2017-05-17, version 3.2.3* I hardly ever go out of my way to write a review for an app but I had to make an exception for this app. Almost a year ago, I was looking at 10k in debt. Today I have paid off 3 of my 5 debts, with a little under 5k to go. While it's taken a lot of patience, changes in lifestyle and being wise with extra income, this app has also completed the puzzle. In the beginning, I was using an excel sheet that messed up constantly and didn't account for certain things. I found this app on a financial website and downloaded it immediately. It's worth the money, and I show it to anyone who will let me. It's very user friendly, gives you an estimated date you will pay off, and some days it feels more like a game rather than something scary (I challenge myself sometimes to make the pay off date sooner). The visuals and options are great. Even if I haven't made a payment, I check the app a couple times a week to remind myself how far I've come and to encourage myself to keep going. One day I will pay this off! Thank you so much Pay off Debt, you are helping me reach my goals! ### 5/5 — Fabulous app *2017-01-31, version 3.2.3* As other reviewers have pointed out, this app is a basic, yet terrific app for tracking debt pay-off. It has certainly helped motivate me to pay off debt once and for all. Very intuitive and easy to use! ### 5/5 — Love love love this app *2016-11-24, version 3.2.3* It is so simple to use and so helpful. I don't have to worry about complicated things I just plug in the information plug and what I'm willing to put in extra and adapt it as I need to ### 5/5 — My All time favorite app *2016-03-16, version 3.2.3* I have never before been so motivated to pay off debt! This app makes it a WIN/ WIN! ### 5/5 — Easy and useful! *2016-03-03, version 3.2.3* Very easy app to use and get started. Motivated me to want to see my debt # decline. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-30.*