# Pay Track: Loan & Bill Tracker — Watch your debt hit zero

> Watch your debt hit zero (iPhone/iPad app by Omar Labib.)

- Source: https://appshunter.io/ios/app/pay-track-loan-and-bill-tracker/id6760031726 (this page in markdown: same URL + `.md`)
- Developer: [Omar Labib](https://appshunter.io/developer/6773124970)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 18 · 31 MB
- Languages: American English, Arabic, French (France), German (Germany), Hebrew, Italian, Japanese, Brazilian Portuguese, European Spanish, Turkish
- Released: 2026-03-18
- Data updated: 2026-10-16

## What is Pay Track?

Pay Track answers one question, and answers it well: what do I owe, and when?

Not a budget app. Not an expense tracker. No bank login, no receipts to photograph, no spending charts telling you what you already spent. Pay Track looks forward — at the rent, the subscriptions, the car installments, the school fees — so nothing lands on you by surprise.

SEE THE YEAR AHEAD
Twelve months at a glance, so you know which months are heavy before they arrive. Tap any month to see exactly what falls in it. Quick cards show what's due in the next 30 and 90 days, so a quarterly installment never slips past a quiet month.

EVERY KIND OF PAYMENT
• One-time — a bill, an invoice, a single due date
• Recurring — weekly, bi-weekly, monthly, quarterly, semi-annually or yearly
• Installments — a plan with its own amount and date per installment, including uneven schedules

A progress ring shows how much of a plan you've actually paid by amount, not just how many payments you've ticked off.

YOUR HOME SCREEN, WITHOUT OPENING THE APP
A widget in three sizes, with countdowns that advance on their own each day. Small leads with your next payment; medium and large show upcoming payments. Dark mode included.

REMINDERS THAT ARRIVE ON TIME
Choose same day, one day, or three days before. Set them per payment or let the default handle it.

STAY ORGANIZED
• Categories with your own emoji and colours
• History grouped by month, quarter or year, each with its own total
• Export what's coming as PDF or CSV
• Attach a receipt to any payment
• Available in English, Arabic, German, Spanish, French, Hebrew, Italian, Japanese, Portuguese and Turkish

PRIVATE BY DESIGN
Your payments sync across your devices through your private iCloud account. No account or sign-up is required.

Terms of use: https://troubled-camp-754.notion.site/Pay-Track-Terms-and-Conditions-319f4defd85b8089968ce4123eaabcd2
Privacy policy: https://troubled-camp-754.notion.site/Pay-Track-Privacy-Policy-319f4defd85b80e19350e1d7e00315f7

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Pro | $2.99 | per month |
| Pro | $17.99 | per year |


## Is Pay Track safe?

Not enough ratings yet to assess Pay Track.

## Is Pay Track legit?

Pay Track: Loan & Bill Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Pay Track is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 5 releases)

### 3.9 — 2026-10-09

Watch what you owe shrink.

• Your installments on Home: every plan now has a progress ring showing what's left and when you'll be done.
• Plan Progress widget: put a plan on your Home Screen and watch its ring fill as you pay.
• Add a plan in seconds: new installments follow your schedule, and you can tick off everything you've already paid in one tap.
• Reminders that show your progress: each installment reminder tells you where you are, like installment 9 of 12, and celebrates the last one.

### 3.7 — 2026-10-06

Thanks for using Pay Track. We always listen to your feedback, and this version is shipped with UI and UX improvements for a smoother experience.

### 3.6 — 2026-09-30

Thanks for using Pay Track. We always listen to your feedback, and this version is shipped with UI and UX improvements for a smoother experience.

### 3.5 — 2026-09-29

Thanks for using Pay Track. We always listen to your feedback, and this version is shipped with UI and UX improvements for a smoother experience.

### 3.4 — 2026-09-27

Thanks for using Pay Track. We always listen to your feedback, and this version is shipped with UI and UX improvements for a smoother experience.

## Apps similar to Pay Track

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [DuePlan: Bills & Installments](https://appshunter.io/ios/app/dueplan-bills-and-installments/id6819266090) | — | Free | Finance |
| [Masareef: Auto Expense Tracker](https://appshunter.io/ios/app/masareef-auto-expense-tracker/id6806735875) | — | Free | Finance |
| [Dinero - Money Manager](https://appshunter.io/ios/app/dinero-money-manager/id6759814312) | — | Free | Finance |
| [Money Door – Expenses & Budget](https://appshunter.io/ios/app/money-door-expenses-and-budget/id6808463768) | 5.0 (1) | Free | Finance |
| [Masareef - Expense tracker](https://appshunter.io/ios/app/masareef-expense-tracker/id6760121459) | 5.0 (2) | Free | Finance |
| [Aksaty](https://appshunter.io/ios/app/aksaty/id6764650820) | 5.0 (1) | Free | Finance |

## More apps by Omar Labib

- [Cartie: Grocery Shopping List](https://appshunter.io/ios/app/cartie-grocery-shopping-list/id6751439693)
- [Odo: Car Maintenance Reminder](https://appshunter.io/ios/app/odo-car-maintenance-reminder/id6775098403)

All apps by Omar Labib: https://appshunter.io/developer/6773124970

## Related topics

[bill pay track](https://appshunter.io/ios/topics/bill-pay-track)

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-16.*