# Pay Up: Buy,Pay,Send & Receive — Buy, Pay, Send & receive money > Global finance platform for remittances, currency exchange, virtual cards, and gift cards. (iPhone/iPad app by The Bakery Technologies LTD.) - Source: https://appshunter.io/ios/app/pay-up-buypaysend-and-receive/id1585636182 (this page in markdown: same URL + `.md`) - Developer: [The Bakery Technologies LTD](https://appshunter.io/developer/1813454466) - Category: Finance, Shopping - Price: Free - Rating: 3.90/5 from 19 App Store ratings · 14 written reviews indexed - Age rating: 4+ - Requires: iOS 15.0 · 72 MB - Languages: American English - Released: 2021-10-08 - Data updated: 2026-08-18 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pay-up-buypaysend-and-receive/id1585636182/reviews.md ## What is Pay Up? Welcome to Pay Up, where financial empowerment knows no borders! Experience financial liberation with Pay Up—your go-to platform for seamless cross-border remittances, effortless currency conversions, secure virtual card transactions, and access to digital gift cards for leading platforms. With Pay Up, you can maximize the potential of your local currency on a global scale, making transactions simpler, faster, and more convenient than ever before. Join us today and unlock a world of financial possibilities! ## Key features - Cross-border remittances - Currency conversions - Secure virtual card transactions - Digital gift cards - Local currency maximization - Financial empowerment ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/pay-up-buypaysend-and-receive/id1585636182/reviews.md ### 1/5 — Terrible Service Currently! *2025-12-26* It’s been 5 days and still my virtual card is not created. And it takes hours and sometimes days for gift card to be even delivered. ### 1/5 — Verifications *2025-08-19* What is wrong with you people with your verification methods. Im used two of my verification cards you keep telling it’s not a Ghanaian Identity card. What is wrong with you people?? My Ghana card and Driving license are not Ghanaian identification cards then what is?? ### 4/5 — Good enough *2024-08-29* Payup is legit but needs to be faster when delivering gift cards ### 5/5 — Efficient *2024-05-21, version 5.1.6* Finally found a reliable way to transact without the a hassle. Love this app. Highly recommend ### 1/5 — Don’t let the reviews fool you *2024-05-20* Don’t let the reviews fool you. This app will frustrate you. I still have money on there that I cannot use. All attempt to contact customer support failed. I really regret ### 5/5 — Excellent App! *2024-03-28, version 4.6.1* It’s such a great app. I used it to send money and it was received in seconds! The rates were excellent and so were the charges! It also has so many useful features! 10/10 would absolutely recommend!!!!! ### 5/5 — Easy to use *2024-03-28* Pay Up makes sending money extremely easy! I do not have issues using the app because of its clear layout and sending money, at very reasonable rates! Very excited to see what else they have in store! ### 5/5 — AMAZING *2024-03-27, version 4.6.1* This app has been very straight forward and easy use. No crazy sign up costs and conditions. Makes it very easy to send money anywhere! This is what we need, nice one! ### 5/5 — Very Good and quick way to send money . *2024-03-27* Loved the service and it was easy to send money without any problems . would highly recommend to people ### 4/5 — Frequent User *2024-03-27, version 4.6.1* This app has made life easier and is very efficient, they are always quick to resolve technical issues. ## Frequently asked questions about Pay Up ### What is Pay Up's rating and how many users have rated it? Pay Up has a rating of 3.9 stars from 18 ratings. This indicates a generally positive user reception, though the small number of ratings means it may not represent a broad user base. ### Is Pay Up free to use? Yes, Pay Up is available for free. There are no upfront costs to download or use the core features of the application. ### What devices does Pay Up support? Pay Up is compatible with iPhone, iPad, and iPod devices. This ensures a wide range of Apple users can access its financial services. ### How secure is Pay Up for financial transactions? The app description highlights secure virtual card transactions, suggesting a focus on security for its financial operations. Users can expect robust measures to protect their data and funds. ### What types of transactions can I perform with Pay Up? With Pay Up, you can perform cross-border remittances, currency conversions, and use secure virtual cards. It also provides access to digital gift cards for various platforms. ### How often is Pay Up updated? The latest version of Pay Up was updated on March 26, 2026. This indicates a recent update, suggesting the app is actively maintained and improved. ### What is the age rating for Pay Up? Pay Up has an age rating of 4+. This means it is suitable for users aged 4 and above, making it accessible to a broad audience. ### Does Pay Up have ads? No, Pay Up does not contain advertisements. Users can enjoy a seamless experience without interruptions from promotional content. ## Version history (last 5 releases) ### 6.3.15 — 2026-08-12 - Bug fixes ### 6.3.14 — 2026-08-06 - Bug fixes ### 6.3.13 — 2026-08-04 - Bug fixes ### 6.3.12 — 2026-06-26 - Bug fixes ### 6.3.10 — 2026-05-25 - Bug fixes ## Apps similar to Pay Up | App | Rating | Price | Category | | --- | --- | --- | --- | | [PayPal - Pay, Send, Save](https://appshunter.io/ios/app/paypal-pay-send-save/id283646709) | 4.8 (6,298,862) | Free | Finance | | [Revolut: Send, spend and save](https://appshunter.io/ios/app/revolut-send-spend-and-save/id932493382) | 4.7 (71,041) | Free | Finance | | [Accrue: Send. Spend. Sell.](https://appshunter.io/ios/app/accrue-send-spend-sell/id1604973055) | 4.6 (1,570) | Free | Finance | | [Kredete Send Spend Save Credit](https://appshunter.io/ios/app/kredete-send-spend-save-credit/id1660925127) | 4.1 (96) | Free | Finance | | [OhentPay - A Global Money App](https://appshunter.io/ios/app/ohentpay-a-global-money-app/id1457423786) | — | Free | Finance | | [PayAngel: Fast Money Transfers](https://appshunter.io/ios/app/payangel-fast-money-transfers/id1191372961) | 4.6 (668) | Free | Finance | ## More apps by The Bakery Technologies LTD - [RideMe: Affordable Car Rentals](https://appshunter.io/ios/app/rideme-affordable-car-rentals/id6714450955) All apps by The Bakery Technologies LTD: https://appshunter.io/developer/1813454466 ## Related topics [sling money](https://appshunter.io/ios/topics/sling-money) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*