# Pay Up: Buy,Pay,Send & Receive — user reviews

> 14 indexed App Store user reviews of Pay Up by The Bakery Technologies LTD, rated 3.90/5 from 19 ratings.

- Source: https://appshunter.io/ios/app/pay-up-buypaysend-and-receive/id1585636182/reviews
- App overview in markdown: https://appshunter.io/ios/app/pay-up-buypaysend-and-receive/id1585636182.md
- Rating breakdown: 5★ 12 · 4★ 2 · 3★ 0 · 2★ 2 · 1★ 3

## Most critical reviews (10 lowest-rated)

### 1/5 — Terrible Service Currently!

*2025-12-26*

It’s been 5 days and still my virtual card is not created. 
And it takes hours and sometimes days for gift card to be even delivered.

### 1/5 — Verifications

*2025-08-19*

What is wrong with you people with your verification methods. Im used two of my verification cards you keep telling it’s not a Ghanaian Identity card. What is wrong with you people?? My Ghana card and Driving license are not Ghanaian identification cards then what is??

### 1/5 — Don’t let the reviews fool you

*2024-05-20*

Don’t let the reviews fool you. This app will frustrate you. I still have money on there that I cannot use. All attempt to contact customer support failed. I really regret

### 2/5 — Bad charging rate

*2022-07-13*

Your charges are too high, have to pay almost 900 gh sending 1000 pounds, makes no sense

### 4/5 — Good enough

*2024-08-29*

Payup is legit but needs to be faster when delivering gift cards

### 4/5 — Frequent User

*2024-03-27, version 4.6.1*

This app has made life easier and is very efficient, they are always quick to resolve technical issues.

### 5/5 — Efficient

*2024-05-21, version 5.1.6*

Finally found a reliable way to transact without the a hassle. Love this app. Highly recommend

### 5/5 — Excellent App!

*2024-03-28, version 4.6.1*

It’s such a great app. I used it to send money and it was received in seconds! The rates were excellent and so were the charges! It also has so many useful features! 10/10 would absolutely recommend!!!!!

### 5/5 — Easy to use

*2024-03-28*

Pay Up makes sending money extremely easy! I do not have issues using the app because of its clear layout and sending money, at very reasonable rates! Very excited to see what else they have in store!

### 5/5 — AMAZING

*2024-03-27, version 4.6.1*

This app has been very straight forward and easy use. No crazy sign up costs and conditions. Makes it very easy to send money anywhere! This is what we need, nice one!

## Most praised reviews (4 highest-rated)

### 5/5 — Very Good and quick way  to send money .

*2024-03-27*

Loved the service and it was easy to send money without any problems . would highly recommend to people

### 5/5 — Great App

*2024-03-27, version 4.6.1*

The whole process was fast and very convenient

### 5/5 — SO CONVENIENT

*2023-07-30, version 4.0.0*

I have been struggling with sending money till I found this app. Amazing customer support too

### 5/5 — Amazing app

*2021-12-01, version 1.3*

I was impressed at how fast they were able to process my payment. The customer service is top-notch too! Big ups team

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-18.*