# Pay with Sublime — Split up and save on bills > Split bills, earn cash back, and automatically negotiate lower expenses. (iPhone/iPad app by Sublime Payments Company.) - Source: https://appshunter.io/ios/app/pay-with-sublime/id6753262106 (this page in markdown: same URL + `.md`) - Developer: [Sublime Payments Company](https://appshunter.io/developer/1843249098) - Category: Finance - Price: Free - Rating: 4.70/5 from 157 App Store ratings · 14 written reviews indexed - Age rating: 17+ - Requires: iOS 18.5 · 61 MB - Languages: American English - Released: 2025-10-02 - Data updated: 2026-08-29 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews.md ## What is Pay with Sublime? Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid. ## Key features - Split bills into smaller payments - Earn 5% cash back on timely payments - Automatic bill negotiation - Finds hidden savings - Subscription tracking and management - Due date alerts ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/pay-with-sublime/id6753262106/reviews.md ### 1/5 — Disappointed *2026-07-27* I was quite disappointed that I was not able to pay my utility bill with the app. It will take you all the way through putting your bill in, downloading, and once you press to pay your bill, you will either be denied or approved. Even after going through all the steps. ### 5/5 — do not download *2026-07-23* only writing 5 star so it shows up. this app is a scam, they give you a card that does not work and then refuse to give you a refund. i’m taking my case to small claims court and you should 100% prevent yourself from this hassle by not downloading this app. ### 5/5 — Great app *2026-07-13* Love this app ### 5/5 — Sublime ***** *2026-07-09* Sublime is new for me and so far I am so pleased with their services, products and offers. A great way to save money, time and energy. Who wants to be on the phone with your creditors for hours just to save a few bucks here and there. This app does all the work for you and without the hassle and toggle back and forth between companies, industry and etc. Thank you @Sublime!!! ### 1/5 — Horrible *2026-06-16, version 4.3* It declined every bill I entered. This app sucks. ### 5/5 — Firee 🔥 *2026-04-24* Sublime nails the problem of subscription sprawl! It gives clear visibility into recurring spend, makes subscription cancellations effortless directly in the app, and offers 5% cash back on subscriptions using their payment method - already covered a free month of Netflix for me!! ### 5/5 — A hidden gem *2026-04-23* So glad that I found this app today! Needed to split a bill owed to a business that wasn’t included in their list of merchants so, I sent a msg to support and within 40 minutes I had a msg saying they had added my merchant to their app. 👍🏻❤️ ### 5/5 — Finally!! *2026-04-16* An amazing app that saves me money! My phone bill is definitely high but this saves me money until I can get a new plan! Thanks! ### 5/5 — Such a blessing *2026-04-15* Thank you so much for helping me pay large bills. Its really helping me on my budget ### 5/5 — Love this app *2026-02-12* I have been looking for an app to slip my bill and luckily found Sublime! It was really convenient and helpful in the moment I needed it the most. Now my bill is all paid and I feel relieved. ## Frequently asked questions about Pay with Sublime ### How does Sublime help lower my bills? Sublime automatically negotiates your bills and scans for potential savings, aiming to reduce your monthly expenses without you needing to contact customer service directly. ### What is the cash back offer with Sublime? You can earn 5% cash back on your bills when you pay them on time through the Sublime platform. ### Does Sublime track subscriptions? Yes, Sublime allows you to track and manage all your subscriptions, providing alerts for upcoming due dates to help you stay organized. ### Is Sublime free to use? Sublime is free to download and use, meaning there are no upfront costs associated with accessing its bill management and savings features. ### What devices does Sublime support? Sublime is available on iPhone and iPad devices, allowing users to manage their finances across Apple's mobile ecosystem. ### How secure is Sublime? While specific security measures are not detailed, the app is categorized under 'Finance' and has a high rating, suggesting a focus on user data protection. ### When was Sublime last updated? The latest version of Sublime was released on March 27, 2026, indicating regular updates to improve functionality and reliability. ### What is the age rating for Sublime? Sublime has an age rating of 17+, which is common for finance applications that handle sensitive personal and financial information. ## Version history (last 5 releases) ### 5.0 — 2026-08-21 Bug Fixes and Updates ### 4.9 — 2026-07-31 Bug Fixes and Updates ### 4.8 — 2026-07-19 Bug Fixes and Updates ### 4.7 — 2026-07-09 Bug Fixes and Updates ### 4.6 — 2026-06-27 Bug Fixes and Updates ## Apps similar to Pay with Sublime | App | Rating | Price | Category | | --- | --- | --- | --- | | [Elevault – Interest Paid Daily](https://appshunter.io/ios/app/elevault-interest-paid-daily/id1555735007) | 3.5 (84) | Free | Finance | | [2UFi](https://appshunter.io/ios/app/2ufi/id6505031309) | 4.7 (15) | Free | Finance | | [Musicow US](https://appshunter.io/ios/app/musicow-us/id6744491181) | 4.8 (6) | Free | Finance | | [easyBitcoin](https://appshunter.io/ios/app/easybitcoin/id6746941684) | 3.1 (12) | Free | Finance | | [Yell Payment](https://appshunter.io/ios/app/yell-payment/id6450948489) | 3.6 (34) | Free | Finance | | [Fido: 10% APY Savings](https://appshunter.io/ios/app/fido-10-apy-savings/id6502919720) | 4.6 (48) | Free | Finance | ## Related topics [pay bills](https://appshunter.io/ios/topics/pay-bills) · [pay later bills](https://appshunter.io/ios/topics/pay-later-bills) · [help pay bills](https://appshunter.io/ios/topics/help-pay-bills) · [buy now pay later bills](https://appshunter.io/ios/topics/buy-now-pay-later-bills) · [pay in 4 bills](https://appshunter.io/ios/topics/pay-in-4-bills) · [pay bills now pay later](https://appshunter.io/ios/topics/pay-bills-now-pay-later) · [split pay bills](https://appshunter.io/ios/topics/split-pay-bills) · [split bills in 4](https://appshunter.io/ios/topics/split-bills-in-4) · [pay in four bill](https://appshunter.io/ios/topics/pay-in-four-bill) · [bill pay in 4](https://appshunter.io/ios/topics/bill-pay-in-4) · [pay bills over time](https://appshunter.io/ios/topics/pay-bills-over-time) · [pay with sublime](https://appshunter.io/ios/topics/pay-with-sublime) · [bill payment app](https://appshunter.io/ios/topics/bill-payment-app) · [apps to pay phone bills](https://appshunter.io/ios/topics/apps-to-pay-phone-bills) · [sublime](https://appshunter.io/ios/topics/sublime) · [bill pay](https://appshunter.io/ios/topics/bill-pay) · [defer bills](https://appshunter.io/ios/topics/defer-bills) · [pay in four bills](https://appshunter.io/ios/topics/pay-in-four-bills) · [bill paying app](https://appshunter.io/ios/topics/bill-paying-app) · [bill pay help](https://appshunter.io/ios/topics/bill-pay-help) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-29.*