# @Pay

> Buy Now, Pay Later payment protocol for shoppers and merchants. (iPhone/iPad app by @PAY PTY LTD.)

- Source: https://appshunter.io/ios/app/pay/id1636666362 (this page in markdown: same URL + `.md`)
- Developer: [@PAY PTY LTD](https://appshunter.io/developer/1636666364)
- Category: Shopping, Finance
- Price: Free
- Rating: 5.00/5 from 1 App Store ratings
- Age rating: 4+
- Requires: iOS 12.4 · 25 MB
- Languages: English
- Released: 2022-11-22
- Data updated: 2026-06-13
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/pay/id1636666362/reviews.md

## What is @Pay?

@Pay is the first BNPL payment protocol that provides new ways to buy/sell for shoppers and merchants.

## Key features

- Buy Now, Pay Later functionality
- Merchant payment solutions
- Shopper payment solutions
- Innovative payment protocol


## Frequently asked questions about @Pay

### What is @Pay?

@Pay is a Buy Now, Pay Later (BNPL) payment protocol designed to offer new ways for shoppers and merchants to conduct transactions. It aims to streamline the purchasing and selling process.

### Is @Pay free to use?

Yes, @Pay is available for free. The application does not require any upfront cost for users to download and utilize its payment protocol features.

### What devices does @Pay support?

@Pay is compatible with iPhone and iPod devices. It is designed to run on Apple's mobile operating systems.

### When was @Pay last updated?

The latest version of @Pay, 1.2.1, was released on April 26, 2024. This indicates the app receives regular updates from its developer.

### What is the age rating for @Pay?

@Pay has an age rating of 4+. This means it is suitable for users of all ages, with no significant content restrictions.

### Who developed @Pay?

@Pay was developed by @PAY PTY LTD. They are the creators behind this innovative BNPL payment protocol.

### How does @Pay compare to other BNPL services?

@Pay positions itself as the first BNPL payment protocol, suggesting a foundational approach to enabling Buy Now, Pay Later transactions for both consumers and merchants.

## Version history (last 5 releases)

### 1.2.1 — 2024-04-26

Incorporated Buy Now Pay Later (BNPL) Flow in this release.

### 1.2.0 — 2024-01-11

Now you can buy crypto currency through @Pay.

### 1.1.3 — 2023-06-19

Added buy button for pop up modal on wallets page.
Added forgot password functionality.

### 1.1.1 — 2023-04-12

This release include social sites page and help center link for query.

### 1.1.0 — 2023-04-04

Displayed featured categories on app with their merchants.
Displayed affiliate merchants when added by admin.

## Apps similar to @Pay

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Real Innovation Group](https://appshunter.io/ios/app/real-innovation-group/id1551323977) | — | Free | Shopping |
| [Baldwin Financial Services](https://appshunter.io/ios/app/baldwin-financial-services/id1545350341) | — | Free | Shopping |
| [Waivpay](https://appshunter.io/ios/app/waivpay/id1612561086) | — | Free | Shopping |
| [We make a difference](https://appshunter.io/ios/app/we-make-a-difference/id1444996254) | — | Free | Shopping |
| [Needly – Groceries on-demand](https://appshunter.io/ios/app/needly-groceries-on-demand/id1570109164) | — | Free | Shopping |
| [ECQ Rewards](https://appshunter.io/ios/app/ecq-rewards/id1503264713) | — | Free | Shopping |

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-13.*