# PayAm: Buy & Sell Safely — Never get scammed again

> Never get scammed again (iPhone/iPad app by Betacarry LLC.)

- Source: https://appshunter.io/ios/app/payam-buy-and-sell-safely/id6789821081 (this page in markdown: same URL + `.md`)
- Developer: [Betacarry LLC](https://appshunter.io/developer/993500740)
- Category: Finance, Shopping
- Price: Free
- Age rating: 4+
- Requires: iOS 15.0 · 65 MB
- Languages: American English
- Released: 2026-07-25
- Data updated: 2026-07-31
- User reviews in markdown: https://appshunter.io/ios/app/payam-buy-and-sell-safely/id6789821081/reviews.md

## What is PayAm?

PayAm is escrow for the Nigerian digital economy — you order am, you pay am, we hold am till you get am.

Buying from an Instagram vendor? Selling to a stranger on WhatsApp? PayAm removes the fear from both sides. The buyer's money is held safely by PayAm — not in the seller's pocket — and is released only when the buyer confirms delivery. No more fake receipts. No more vanishing vendors. No more "pay before delivery" wahala.

HOW IT WORKS
1. Buyer pays PayAm — the money is locked in a secure vault.
2. Seller delivers — they ship with confidence, knowing payment is secured.
3. PayAm releases the money — the seller gets paid when the buyer confirms.

FOR BUYERS
• Pay any seller through a secure PayAm link — even if they're not on PayAm yet.
• Your money stays protected until you receive exactly what you paid for.
• Something wrong? Open a dispute and our resolution team steps in.
• Automatic refund if the seller doesn't ship by their promised date.
• Track every order from payment to delivery, with in-app chat per deal.

FOR SELLERS
• Create a payment link in seconds and share it on WhatsApp or Instagram.
• Get your own shop page — perfect for your bio link.
• Get verified, earn a Trust Badge, and let customers buy with confidence.
• Post items to the PayAm marketplace and reach new customers.
• Withdraw your earnings straight to your Nigerian bank account.

MORE PAYAM POWER
• Group deals — split a purchase with friends, everyone pays their share.
• Milestone deals — pay for big projects stage by stage, safely.
• Proof-of-dispatch photos and delivery tracking on every order.
• Ratings and reviews that build every seller's reputation.
• Bank-grade encryption. NDPR compliant. Payments processed by Paystack.

Whether you're buying sneakers from an IG vendor, paying a tailor for asoebi, or selling to customers across Nigeria — with PayAm, if you no see am, you no go lose your money.

Download PayAm and never get scammed again.


## Version history (last 1 release)

### 1.0 — 2026-07-26

No release notes.

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All apps by Betacarry LLC: https://appshunter.io/developer/993500740

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-31.*