# PayAnchor: Paycheck Budget — Spend Between Paychecks > Budgeting app to manage spending between paychecks and track bills. (iPhone/iPad app by PayAnchor LLC.) - Source: https://appshunter.io/ios/app/payanchor-paycheck-budget/id6761031837 (this page in markdown: same URL + `.md`) - Developer: [PayAnchor LLC](https://appshunter.io/developer/1887410642) - Category: Finance, Productivity - Price: Free with in-app purchases - Rating: 5.00/5 from 1 App Store ratings - Age rating: 4+ - Requires: iOS 15.1 · 47 MB - Languages: American English - Released: 2026-05-24 - Data updated: 2026-08-13 - Monetization: freemium - User reviews in markdown: https://appshunter.io/ios/app/payanchor-paycheck-budget/id6761031837/reviews.md ## What is PayAnchor? PayAnchor helps you know what you can spend between paychecks. See your cushion, what's left after bills and upcoming expenses, as soon as your paycheck hits. Plan spending around your real pay schedule and stop second-guessing everyday purchases. No bank connection required. FEATURES - See what's left after bills for every paycheck - Track bills by paycheck cycle - Know your daily safe-to-spend amount - Plan around weekly, biweekly, semi-monthly, or monthly pay schedules - Track savings goals and debt payoff progress - View spending insights and payment history - Support for multiple income sources with PayAnchor Pro Whether you're paid weekly, biweekly, semi-monthly, or monthly, PayAnchor helps you stay ahead of bills and understand your real spending power before you swipe your card. Free to start. PayAnchor Pro unlocks unlimited bills, multiple income sources, savings buckets, advanced tracking, and more planning tools. Subscription pricing: $4.99/month or $39.99/year (auto-renewing). Cancel anytime in your Apple ID subscription settings. Terms of Use (EULA): http://www.apple.com/legal/itunes/appstore/dev/stdeula Privacy Policy: https://payanchor.app/privacy ## Key features - View spending cushion after bills - Track bills by paycheck cycle - Daily safe-to-spend amount - Support for various pay schedules - Track savings goals and debt - Spending insights and history ## Pricing and in-app purchases Base price: Free. **Subscriptions** | Subscription | Price | Period | | --- | --- | --- | | PayAnchor Pro | $4.99 | per month | | PayAnchor Pro | $39.99 | per year | ## Frequently asked questions about PayAnchor ### What is PayAnchor? PayAnchor is a finance app designed to help you understand how much you can safely spend between paychecks. It visualizes your available funds after accounting for bills and upcoming expenses. ### Does PayAnchor require a bank connection? No, PayAnchor does not require any bank connections. You can track your finances and plan your spending without linking your bank accounts. ### What are the subscription options for PayAnchor Pro? PayAnchor Pro offers two subscription options: $4.99 per month or $39.99 per year. These subscriptions auto-renew but can be canceled anytime through your Apple ID settings. ### What features are unlocked with PayAnchor Pro? PayAnchor Pro unlocks unlimited bill tracking, support for multiple income sources, savings buckets, advanced tracking features, and additional planning tools. ### How often is PayAnchor updated? The latest version of PayAnchor is 1.04, and it was last updated on June 9, 2026. Updates typically address bug fixes and feature enhancements. ### What devices is PayAnchor compatible with? PayAnchor is available for iPhone and iPod. It is designed for users who need to manage their finances on the go. ### What is the age rating for PayAnchor? PayAnchor has an age rating of 4+, making it suitable for a wide range of users interested in personal finance management. ### How does PayAnchor help with savings goals? PayAnchor allows you to track your savings goals and debt payoff progress. This feature helps you stay motivated and on track with your financial objectives. ## Version history (last 5 releases) ### 1.2.0 — 2026-07-30 Improved notification controls with per-category settings and quiet hours, savings goal insights with projected completion dates, and a clearer Pro subscription experience. ### 1.1.0 — 2026-07-26 Improved onboarding with quick-add bill options, better guidance when setting up your first cushion, faster loading on payday, and accuracy fixes for paycheck calculations. ### 1.07 — 2026-07-13 • Home auto-refreshes on payday + pull to refresh • Push notifications open your dashboard • Faster tab switching • Smoother mark paid and bill editing • Stability improvements ### 1.04 — 2026-06-09 Improved income management Clearer side income setup and labels Bug fixes and performance improvements ### 1.0.3 — 2026-06-07 Faster tab switching and settings loading Goals and Insights now load instantly on return visits Bill adding is now instant with no delay Income improvements Performance improvements and bug fixes --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-13.*