# Payanywhere: Point of Sale POS — Credit Card Reader & Payment

> All-in-one business payments platform with POS, hardware, and payment processing. (iPhone/iPad app by North American Bancard.)

- Source: https://appshunter.io/ios/app/payanywhere-point-of-sale-pos/id404066296 (this page in markdown: same URL + `.md`)
- Developer: [North American Bancard](https://appshunter.io/developer/404066305)
- Category: Business, Finance
- Price: Free
- Rating: 3.60/5 from 657 App Store ratings · 113 written reviews indexed
- Age rating: 4+
- Requires: iOS 17.6 · 74 MB
- Languages: American English, Latin American Spanish
- Released: 2010-11-25
- Data updated: 2026-08-20
- Monetization: free with in-app purchases
- User reviews in markdown: https://appshunter.io/ios/app/payanywhere-point-of-sale-pos/id404066296/reviews.md

## What is Payanywhere?

Payanywhere is the all-in-one payments platform that powers your business. Accept payments and run your business with a point of sale (POS) app, optional hardware, and low rates. 

With Tap to Pay on iPhone and the Payanywhere POS app, you can accept all types of in-person, contactless payments right on your iPhone. 

Connect a Payanywhere 3-in-1 credit card reader to accept all major credit cards using Apple Pay, Google Pay, and other contactless payments, chip cards, or magstripe cards. Track cash, accept gift cards, create open tabs, and send invoices as well. 

Use Terminal theme to quickly enter a transaction amount and accept payment. 

Use Retail theme if your retail business sells inventory, if your quick-service restaurant uses tickets and tabs, if your business needs split payments or sends invoices. 

Payment Features 

- Get funds next day or same day. 

- Accept all major credit cards. 

- Sell and accept gift cards. 

- Track cash payments. 

- Send invoices by email or SMS. 

- Manage refunds or voids. 

- Use Offline Transactions when you need to accept payments without an internet connection.

- Customize your point of sale system with a printer, cash drawer, or barcode scanner.

- Grow your business with a customer directory and built-in loyalty program.*

Add employees, manage and track inventory, accept online payments with a virtual terminal, invoices, or payment links, and track business performance - all through Payments Hub, your dashboard and online portal that syncs with the Payanywhere app. 

Create an account today at payanywhere.com or call 877.387.5640 to discuss custom pricing that works for your business. 

*Payanywhere Loyalty is available at an additional cost to merchants on Payments Hub Premium Plus

## Key features

- Accept contactless, chip, and magstripe payments
- Track cash and gift card sales
- Create and send invoices
- Manage inventory and employees
- Offline transaction capabilities
- Customer directory and loyalty program
- Virtual terminal for online payments

## What do users think of Payanywhere?

Overall sentiment: negative

**Pros**

- 🚀 Quick payments
- 💡 Convenient mobile payments
- 👍 User-friendly app
- 🚀 Fast payouts
- 👍 Easy to use
- 👍 Reliable service

**Cons**

- 🐛 Frequent app crashes
- 🐛 Unreliable card reader connection
- 💰 Unexpected fees
- 🔒 Security concerns
- 🐛 Buggy updates
- 🔍 Poor customer service
- 🐛 Inconsistent performance

**Commonly reported bugs**

- Inability to save modified items
- Forced log-outs and login issues
- Tap-to-pay feature not working
- Incorrect tax calculations

**Most requested features**

- Improved invoicing system
- Better inventory management
- Loyalty/gift card features
- Enhanced reporting and analytics

## Recent user reviews (10 of 113)

All indexed reviews: https://appshunter.io/ios/app/payanywhere-point-of-sale-pos/id404066296/reviews.md

### 1/5 — Major issues

*2026-04-12, version 7.4.2*

I can no longer get our newest card readers to work through the apps. Before most recent iOS update and pay anywhere update they worked. Now nothing will take a payment. 
The only reader we now have is the last one we used before the new white ones. Please resolve this issue.

### 1/5 — Bad bad bad!!!

*2026-03-21, version 7.4.1*

I would not recommend this app it’s been a pain trying to contact the customer service and they have my money on hold. I called and was on the phone for over 2 hours with people who barely spoke English and sent an email and still haven’t been able to get the money I would suggest square or anything else. They say they’ll get back to you and email you just to get you off the phone then never do

### 1/5 — Bad bad bad

*2026-02-28, version 7.4.1*

I would not recommend this app it’s been a pain trying to contact the customer service and they have my money on hold. I called and was on the phone for over 2 hours with people who barley spoke English and sent an email and still haven’t been able to get the money I would suggest square or anything else

### 1/5 — Scammers

*2026-01-15, version 7.4.0*

I used this app/company since 2012. They were great until 2025. They started charging a ridiculous annual fee. I canceled my business with them and they still charged me the annual fee. They refuse to refund it. Worst customer service. Wish I could leave zero stars

### 1/5 — Fraud

*2026-01-02, version 7.4.0*

They are scammers do not use this app stick with square

### 1/5 — Just taking my money

*2025-10-29, version 7.3.0*

I will remove the review once I have my equipment and money I have processed. You are currently holding my money and will not deposit it and you charged me for a reader I never received saying you never charged me. My bank says otherwise. I will not recommend you or proceed with cc payments until this is resolved. Horrible effort and professionalism by your staff as well.

### 1/5 — Doesn’t Work

*2025-08-03*

I been using this app for about 6 months now and all I can say is Thank God I didn’t remove my Square app because I would have been dead in the water with CC sales.  The card reader has only worked once but I had the tap to pay until about month ago the tap to pay would work off and on. I have restarted the app many times update both my iphone16 pro and app. 
Sent 2.5 hours with tech to get Tap to Pay working before a big event this weekend - get to the event and NOT WORKING ! Had a new card reader sent to me bc old one would work ( connected) but would not read cards. New one comes - charge to 100% and still won’t read a card. 

I am done!  Really wanted this to work as I hate paying all the fees with Square.

**Developer response:** Hi there, we're sorry to hear about the issues you've encountered. This does not meet our performance standards and we sincerely apologize for the poor experience. Please contact Tech Support at 877.387.5640 at your earliest convenience so we can gather additional details and ensure these issues are resolved for you. Thanks!

### 5/5 — Good app

*2025-05-05, version 7.1.0*

It does what it’s supposed to!

### 1/5 — Used to ROCK!

*2024-12-12, version 7.0.0*

Last two versions are going downhill FAST…tooo slow…toooo many denials… toooo much work to type in every card!!! Fix it or I switch!

### 1/5 — Backwards company

*2024-11-05, version 7.0.0*

I go through the application process with a sales rep, get approved, they send me the hardware etc. after processing my first two payments, the company closed my account.  Nothing but a huge waste of time and money with this shady company.

## Frequently asked questions about Payanywhere

### What does the Payanywhere app do?

The Payanywhere app is a point-of-sale (POS) system that allows businesses to accept various types of payments, manage sales, track inventory, send invoices, and more. It can be used with optional hardware for enhanced payment processing.

### What types of payments can I accept with this app?

You can accept all major credit cards, contactless payments (like Apple Pay and Google Pay), chip cards, and magstripe cards. The app also supports tracking cash payments and accepting gift cards.

### Is there a cost to use the Payanywhere app?

The app itself is free to download and use as a point-of-sale system. However, there are transaction fees for processing payments, and some features like the loyalty program may incur additional costs. Custom pricing is available for businesses.

### Can I use this app without an internet connection?

Yes, the app offers an 'Offline Transactions' feature, allowing you to accept payments even when you don't have an internet connection. These transactions will be processed once your connection is restored.

### What kind of businesses is this app suitable for?

This app is designed for a wide range of businesses, including retail stores, quick-service restaurants, and service-based businesses. Its customizable themes and features cater to different operational needs like inventory management, ticket tracking, and split payments.

## Version history (last 5 releases)

### 7.6.0 — 2026-08-13

This update includes general maintenance and improvements to keep up with your payment processing needs. 

For optimal performance, update to the latest version. Please email any comments or suggestions to feedback@payanywhere.com

### 7.5.5 — 2026-06-30

This update includes general maintenance and improvements to keep up with your payment processing needs. 

For optimal performance, update to the latest version. Please email any comments or suggestions to feedback@payanywhere.com

### 7.5.0 — 2026-05-18

This update includes performance improvements for your Payanywhere 3-in-1 Bluetooth Credit Card Reader.

This update also includes general maintenance and bug fixes to keep up with your payment processing needs. 

For optimal performance, update to the latest version. Please email any comments or suggestions to feedback@payanywhere.com

### 7.4.2 — 2026-03-25

Bug fixes and improvements

### 7.4.1 — 2026-02-26

Reminder: If you accept tips on a paper receipt, make sure to enter tips before your transactions close. 

Every business has different needs so we’ve added some highly requested features. 

In Retail and QSR themes, disable tax per transaction as needed. Go to Settings → Taxes and toggle on Enable Tax Per Transaction. 

If you sell items by a metric, such as in lbs, go to Edit Mode to turn on sell by Fractional Quantity on an item. 

For optimal performance, update to the latest version. Please email any comments or suggestions to feedback@payanywhere.com

## Apps similar to Payanywhere

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Square Point of Sale (POS)](https://appshunter.io/ios/app/square-point-of-sale-pos/id335393788) | 4.8 (602,703) | Free | Business |
| [Square Invoices: Invoice Maker](https://appshunter.io/ios/app/square-invoices-invoice-maker/id1405254630) | 4.8 (92,637) | Free | Business |
| [Square: Retail Point of Sale](https://appshunter.io/ios/app/square-retail-point-of-sale/id1200091899) | 4.7 (14,370) | Free | Business |
| [PayPal Business](https://appshunter.io/ios/app/paypal-business/id1053148887) | 4.2 (29,365) | Free | Business |
| [GoDaddy Commerce: POS Payments](https://appshunter.io/ios/app/godaddy-commerce-pos-payments/id1152717397) | 4.7 (15,963) | Free | Business |
| [Intuit QuickBooks for Business](https://appshunter.io/ios/app/intuit-quickbooks-for-business/id584606479) | 4.7 (259,490) | Free | Business |

## More apps by North American Bancard

- [PhoneSwipe - Merchant Services](https://appshunter.io/ios/app/phoneswipe-merchant-services/id405364611)
- [Payments Hub: Business Manager](https://appshunter.io/ios/app/payments-hub-business-manager/id1480713549)
- [Sales Partner Hub](https://appshunter.io/ios/app/sales-partner-hub/id1482286001)
- [North POS](https://appshunter.io/ios/app/north-pos/id6479910171)

All apps by North American Bancard: https://appshunter.io/developer/404066305

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-20.*