# PayBy – Mobile Payment — Mobile Payment > Secure mobile payment app with facial recognition and discounts. (iPhone/iPad app by Botim Money Technology LLC.) - Source: https://appshunter.io/ios/app/payby-mobile-payment/id1513907527 (this page in markdown: same URL + `.md`) - Developer: [Botim Money Technology LLC](https://appshunter.io/developer/1513907526) - Category: Lifestyle, Utilities - Price: Free - Rating: 2.55/5 from 11 App Store ratings · 20 written reviews indexed - Age rating: 17+ - Requires: iOS 11.0 · 139 MB - Languages: English - Released: 2020-05-27 - Data updated: 2026-07-26 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payby-mobile-payment/id1513907527/reviews.md ## What is PayBy? As an Abu Dhabi-based Fintech company, PayBy is dedicated to meet your various payment needs with the world-class facial recognition and fingerprint technology that guards the security of your funds. Free from the cash-and-carry disorder. Have you ever used QR Code to pay? It’s a cashless, contactless, easy and convenient way to make online and offline payments. All you need is a smartphone and PayBy. Enjoy multiple Coupons & Discounts. Covering high-frequency payment scenarios, including supermarkets, pharmacies, hotels, we offer latest discounts, coupons and exclusive loyalty benefits. Be the first to know and save more with PayBy. More secure and faster access to shop. Guard the security of your shopping with the world-class technology. Only a few simple steps and you are ready to use PayBy. Manage your wallet & finances with higher security. Manage your Bank Card, Mobile Top-up and Cash In & Out without visiting the bank. Save yourself the time, hassle, and cost when managing your finances. ## Key features - Facial recognition and fingerprint security - QR code payments - Cashless and contactless transactions - Access to coupons and discounts - Loyalty benefits - Manage bank cards and mobile top-ups - Cash in and out functionality ## Recent user reviews (10 of 20) All indexed reviews: https://appshunter.io/ios/app/payby-mobile-payment/id1513907527/reviews.md ### 1/5 — Bad *2025-03-04* Update please ### 1/5 — Very bad customer service *2025-02-28* Not trust for transactions and bad customer service ### 1/5 — Spam *2024-10-25* I made a transaction before one weak And till now not credited my account Pls don't trust this app ### 1/5 — Dont use this App.It is Very BAD APP *2024-10-07* I made transaction 1500AED on before 4 days and till now i didnt get my cash in my bank account.. They are saying it will take 5 working days to credit.. Dont use this **** App 🙏🏻🙏🏻🙏🏻🙏🏻 ### 1/5 — Never use for money transfer *2024-09-10* Slow-mo really work here I lose once 21 aed Now again, it’s been a one day I send some amount to my account till now I didn’t receive yet. The funny thing is they charge as same bank instead transfer charge for this Instead of pay by it must called slow-mo Same botim same company same platform just different apps. I didn’t use to give review but I don’t want someone get trouble like me in the future I can understand the feeling when you get stuck with ur own money because of this kinda apps. ### 1/5 — Scam service *2024-01-07* I will do the case about this scam! My 1500 aed still at the wallet! ### 1/5 — Service is too bad *2023-11-15* Delayed response and late service ### 1/5 — Bad customer support *2023-11-03* I've tried to verify my account but when i press on verify it shows me that there is an error and can't enter the page which i can upload my id for verification, two years of waiting and there is no help, bad customer support, and they didn't even try to help me, i told them about this issue and the only thing they tell me that i should update the app to the latest version and try again, but the fact that the app is up to date and when i tell them that they stop responding, i have a balance in my account and i can't use it because my account is not verified. ### 3/5 — To - The developers *2023-10-27* Hello dear developer, Please update the app and fix the issue where we click "Apply for physical card" and it freezes and the app crushes. ### 1/5 — Scam *2023-10-22* I use this cheating app one week now the money was deducted from unknown person, I didn’t make any payments ita scam don’t use this ## Frequently asked questions about PayBy ### How secure is PayBy? PayBy utilizes world-class facial recognition and fingerprint technology to guard the security of your funds. This biometric authentication aims to provide a secure environment for all your transactions. ### What kind of discounts can I expect with PayBy? PayBy offers the latest discounts, coupons, and exclusive loyalty benefits at high-frequency payment scenarios like supermarkets, pharmacies, and hotels. You can save more by staying updated on these offers. ### Can I manage my bank card with PayBy? Yes, PayBy allows you to manage your bank card directly within the app. This includes capabilities for mobile top-up and cash in & out, saving you time and hassle. ### Is PayBy available on all devices? Based on the provided data, PayBy is supported on iPhone and iPod devices. It is not specified if it is available on Android or other platforms. ### How often is PayBy updated? The latest version of PayBy is 4.2.0, and it was last updated on November 26, 2025. This indicates regular updates to improve functionality and security. ### What is the user sentiment for PayBy? PayBy has a rating of 2.5 stars from 11 ratings. This suggests that user satisfaction may be mixed, with potential areas for improvement based on user feedback. ### Is PayBy free to use? Yes, PayBy is available for free. There are no upfront costs to download or use the core payment and financial management features of the application. ### What age is PayBy appropriate for? PayBy has an age rating of 4+. This indicates it is suitable for users aged 4 and above, suggesting a broad accessibility for younger users with parental guidance. ## Version history (last 5 releases) ### 4.3.0 — 2026-04-22 Bug fixes and performance improvements. ### 4.2.0 — 2025-11-26 Bug fixes and performance improvements. ### 4.1.0 — 2024-04-02 Bug fixes and performance improvements. ### 4.0.0 — 2024-02-07 Bug fixes and performance improvements. ### 3.9.0 — 2024-01-08 Bug fixes and performance improvements. ## Apps similar to PayBy | App | Rating | Price | Category | | --- | --- | --- | --- | | [DubaiNow](https://appshunter.io/ios/app/dubainow/id619712783) | 4.8 (1,501) | Free | Lifestyle | | [Sparklo Rewards Club](https://appshunter.io/ios/app/sparklo-rewards-club/id6449780478) | 4.7 (82) | Free | Lifestyle | | [Wasl: Buy & Rent in Dubai](https://appshunter.io/ios/app/wasl-buy-and-rent-in-dubai/id6468029153) | 2.3 (6) | Free | Lifestyle | | [Justlife (Home Services)](https://appshunter.io/ios/app/justlife-home-services/id1107705982) | 4.6 (6,737) | Free | Lifestyle | | [Blue Rewards](https://appshunter.io/ios/app/blue-rewards/id1503337179) | 3.7 (159) | Free | Lifestyle | | [nol Pay](https://appshunter.io/ios/app/nol-pay/id1541976471) | — | Free | Lifestyle | ## Related topics [botim pay](https://appshunter.io/ios/topics/botim-pay) · [mipermit](https://appshunter.io/ios/topics/mipermit) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-26.*