# Paycheck by Paycheck

> Paycheck by Paycheck (iPhone/iPad app by DAVID ANDREW LIVINGSTON.)

- Source: https://appshunter.io/ios/app/paycheck-by-paycheck/id6759883787 (this page in markdown: same URL + `.md`)
- Developer: [DAVID ANDREW LIVINGSTON](https://appshunter.io/developer/1881452633)
- Category: Finance, Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.1 · 65 MB
- Languages: American English
- Released: 2026-06-18
- Data updated: 2026-09-01
- User reviews in markdown: https://appshunter.io/ios/app/paycheck-by-paycheck/id6759883787/reviews.md

## What is Paycheck by Paycheck?

Budget by paycheck, not by month.

Plan bills, savings, and spending around your actual pay schedule. Know what’s safe to spend before payday and give every paycheck a purpose.

• Bill planning
• Spending envelopes
• Savings goals
• Future expense planning
• Safe-to-spend tracking

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Privacy Policy: https://paycheckbypaycheck.com/privacy

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Annual Subscription | $49.99 | per year |
| Monthly Subscription | $5.99 | per month |



## Version history (last 5 releases)

### 1.5 — 2026-08-29

Spending reports
See what you spent by category, by merchant, or over a date range. Tap any total to list the transactions behind it, and change a transaction’s category from there.

Categories
Ten starter categories with subcategories under each. Rename them, drag to reorder, and add emoji. Deleting one moves its transactions somewhere else rather than losing them.

Rules
Assign a transaction to an envelope or bill and you can save that as a rule for the merchant. Rules are listed in two groups: Paycheck, for which budget pays, and Category, for what the spending counts as.

### 1.4 — 2026-07-17

Bug fixes, revamped main navigation and overall performance improvements

### 1.3 — 2026-06-22

Goals page fixes, general bugs, and new debt snowball feature

### 1.2 — 2026-06-20

Bug fixes and updated account net worth dashboard

### 1.0 — 2026-06-19

No release notes.

## Apps similar to Paycheck by Paycheck

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [AVA Receipt Scanner, Organizer](https://appshunter.io/ios/app/ava-receipt-scanner-organizer/id6751443432) | 4.7 (109) | Free | Finance |
| [Budget Planner App・50/30/20](https://appshunter.io/ios/app/budget-planner-app503020/id1462555165) | 4.7 (130) | Free | Finance |
| [Simply Better Budget](https://appshunter.io/ios/app/simply-better-budget/id6756751607) | 5.0 (8) | Free | Finance |
| [Orion Wealth Management Portal](https://appshunter.io/ios/app/orion-wealth-management-portal/id1536754515) | 3.8 (25) | Free | Finance |
| [Orion Financial](https://appshunter.io/ios/app/orion-financial/id1145021938) | 4.6 (2,056) | Free | Finance |
| [Frugal Piggy](https://appshunter.io/ios/app/frugal-piggy/id1627827838) | — | Free | Finance |

## Related topics

[paycheck budget plan](https://appshunter.io/ios/topics/paycheck-budget-plan)

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-01.*