# paycio.app > Offline fund transfers using recipient's phone number. (iPhone/iPad app by TIRUPATI CAPITALS - FZCO.) - Source: https://appshunter.io/ios/app/paycioapp/id6550918823 (this page in markdown: same URL + `.md`) - Developer: [TIRUPATI CAPITALS - FZCO](https://appshunter.io/developer/1757840107) - Category: Finance - Price: Free - Rating: 5.00/5 from 3 App Store ratings · 4 written reviews indexed - Age rating: 4+ - Requires: iOS 12.4 · 64 MB - Languages: English - Released: 2024-11-06 - Data updated: 2026-06-09 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paycioapp/id6550918823/reviews.md ## What is paycio.app? Simply register your profile with your phone number, Enjoy Instant, Trouble Free Online Fund Transfers. With PAYCIO, you only need to know your recipient’s phone number to send funds. What’s more, you don’t need internet access as you may seamlessly transfer money while staying offline. ## Key features - Instant fund transfers - Use phone number as recipient ID - Offline money transfer capability - Trouble-free registration - Online fund transfers ## Recent user reviews (4 of 4) All indexed reviews: https://appshunter.io/ios/app/paycioapp/id6550918823/reviews.md ### 5/5 — “My Amazing Experience with PAYCIO” *2025-01-09* I've been using PAYCIO for a while now, and I must say, it's been a game-changer! The app is user-friendly, secure, and fast. I've had zero issues with transactions, and the customer support team is always responsive. The features are top-notch, and I love how seamless it is to manage my digital assets. PAYCIO has truly made my crypto journey effortless! Highly recommend it to anyone looking for a reliable and efficient crypto solution. Keep up the fantastic work, PAYCIO team!" ### 5/5 — Best App *2025-01-08* Paycio is best app from my side for Crypto Transactions. Everyone should try this! ### 5/5 — @paycio *2025-01-07* Paycio is a reliable and efficient payment platform that offers seamless transactions and excellent customer support! ### 5/5 — Best wallet app for 2025 *2025-01-07* Paycio has been a game-changer for my crypto transactions! The app is incredibly user-friendly, making it easy to send and receive cryptocurrencies. I especially appreciate the fast and secure transactions, and the wide range of supported cryptocurrencies. Highly recommend! ## Frequently asked questions about paycio.app ### How do I register for paycio.app? Registration for paycio.app is simple and requires only your phone number to create a profile. This allows for quick access to its fund transfer features. ### Can I send money with paycio.app without internet? Yes, a key feature of paycio.app is its ability to seamlessly transfer money while staying offline. This makes it convenient for users without constant internet access. ### What information do I need to send funds with paycio.app? To send funds with paycio.app, you only need to know your recipient's phone number. This simplifies the process of initiating online fund transfers. ### Is paycio.app secure for fund transfers? While the description focuses on ease of use and offline capabilities, specific security protocols are not detailed. Users should exercise standard caution with financial transactions. ### What devices does paycio.app support? paycio.app is currently supported on iPhone and iPod devices. This ensures accessibility for a significant portion of the mobile user base. ### How often is paycio.app updated? The latest version of paycio.app is 1.19 (40), last updated on August 19, 2025. This indicates regular maintenance and potential feature additions. ### What is the user rating for paycio.app? paycio.app has a perfect rating of 5.0 stars based on 3 user reviews. This suggests a highly positive initial reception from its user base. ### Does paycio.app have ads? No, paycio.app is ad-free. This provides an uninterrupted user experience for all its financial transaction features. ## Version history (last 5 releases) ### 1.19 (40) — 2025-08-19 What’s New in Paycio Seamless Merchant Integration – Fully optimized merchant onboarding and payment flow for faster setup and smoother transactions. Enhanced UI/UX – Fresh, intuitive design for an improved user experience. ### 1.18(39) — 2025-07-22 Latest UI/UX changes with small bug fixes. ### 1.14 (35) — 2025-06-16 Bug fixes & UX/UI changes ### 1.12 (31) — 2025-02-05 Fixed login issues. ### 29 — 2025-02-04 New Features Alert: Send Money to Anyone Instantly: Paycio users can send funds to anyone, even without an account. A wallet is created instantly, and an invite to claim the funds is sent to their mobile. QR Code Scanner: Instantly scan QR codes for faster, hassle-free crypto payments. Share & Download QR Codes: Share and download QR codes instantly, making your payments quicker and more convenient. Transaction PDFs: Need records? Now, you can download your transaction history in PDF format—weekly, monthly, or yearly. Wallet UI Update: A sleek, modern design to enhance your wallet experience and improve navigation. Top-Notch Security: Our latest update includes robust security upgrades for enhanced protection of your transactions and wallet details. ## Apps similar to paycio.app | App | Rating | Price | Category | | --- | --- | --- | --- | | [Quantum Multi-Wallet](https://appshunter.io/ios/app/quantum-multi-wallet/id6743420859) | 3.0 (1) | Free | Finance | | [PureWallet](https://appshunter.io/ios/app/purewallet/id6738949168) | 4.5 (56) | Free | Finance | | [Obyte (formerly Byteball)](https://appshunter.io/ios/app/obyte-formerly-byteball/id1147137332) | 4.3 (6) | Free | Finance | | [Superhero Wallet](https://appshunter.io/ios/app/superhero-wallet/id1502786641) | 5.0 (5) | Free | Finance | | [TETRA Mobile](https://appshunter.io/ios/app/tetra-mobile/id6453168712) | — | Free | Finance | | [OWallet](https://appshunter.io/ios/app/owallet/id1626035069) | 4.0 (46) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-09.*