# PayClarity > Fairly splits shared bills between couples and roommates based on income or custom percentages. (iPhone/iPad app by Joshua Adkins.) - Source: https://appshunter.io/ios/app/payclarity/id6772349956 (this page in markdown: same URL + `.md`) - Developer: [Joshua Adkins](https://appshunter.io/developer/897737861) - Category: Finance, Utilities - Price: Free with in-app purchases - Rating: 5.00/5 from 3 App Store ratings - Age rating: 4+ - Requires: iOS 18.6 · 38 MB - Languages: American English, French (France), German (Germany), Italian, Japanese, Korean, Brazilian Portuguese, Chinese (Simplified, China), European Spanish - Released: 2026-06-10 - Data updated: 2026-08-27 - Monetization: free with in-app purchases - User reviews in markdown: https://appshunter.io/ios/app/payclarity/id6772349956/reviews.md ## What is PayClarity? PayClarity — Fair Bills for Couples & Roommates Shared bills are one of the biggest sources of tension between couples and roommates alike — and usually it's not about greed. It's that nobody ever made a clear plan. PayClarity fixes that. Add what each person takes home, add your shared bills, and the app instantly shows everyone their fair share — split proportional to income, evenly, or however you choose. No spreadsheets. No guesswork. No awkward "who owes what" conversations. HOW IT WORKS ① Add each person's take-home pay — what actually hits the bank after taxes and deductions. ② Add your shared bills — rent, utilities, groceries, subscriptions, anything you split. ③ PayClarity calculates each person's fair share. ④ The Transfer tab shows exactly who should move what, and by when. BUILT FOR HOW YOU LIVE Couples — split bills proportional to income so the higher earner isn't penalized and nobody's over-stretched. Roommates — split evenly and keep your income private. Share the plan, not your paycheck. Families & households — combine income and plan shared costs together. FEATURES Flexible Splitting — Proportional (by income), Equal (50/50), or Custom percentages. Switch anytime. Keep Your Income Private — Want to share the plan but not your exact pay? Keep your income private to your own device. The split still works; everyone else just sees "private," never the number. Split One Bill Differently — Most bills follow your household split, but you can override any single bill (great when one person covers their own car or a personal subscription). Monthly Checklist — A simple checklist each pay cycle: bills transferred, savings moved. Everyone checks off their items as they go. Money Date — A built-in monthly check-in where everyone reviews the plan, adds notes, and confirms together. See who's confirmed and who's still pending. Smart Reminders — Payday transfer reminders, bill due-date alerts, and a monthly Money Date nudge. Set once, runs automatically. Change History — A full log of every income update, bill change, and plan adjustment — no surprises, no "when did that change?" Household Sharing — Invite the people you live with using a 6-digit code. Everyone sees the same plan, in real time, on their own devices. Private by Design — Your data is encrypted and accessible only to your household. PayClarity never sells your data or shares it with advertisers. PAYCLARITY PREMIUM Upgrade to plan with confidence: • Cash Forecast — see your running balance 30, 60, and 90 days out and spot tight weeks before they arrive. • Bill-Risk & Cash-Pressure Alerts — know when bills are due before payday or crowding out everything else. • Scenario Planning — test "what if" changes before they happen. • Ad-Free — a cleaner, distraction-free app. PayClarity Premium is an auto-renewing subscription: • Monthly — $1.99 • Yearly — $19.99 (best value) Payment is charged to your Apple ID at confiscription automatically renews unlessauto-renew is turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the curranytime in your App Store account settings. Privacy Policy: https://jestermedia.app/payc Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Ready to stop guessing and start planning? Download PayClarity free and set up your household in under 5 minutes. ## Key features - Flexible bill splitting (proportional, equal, custom) - Keep income private - Split individual bills differently - Monthly checklist and money date - Smart reminders for payments and due dates - Household sharing with real-time updates - Change history log ## Pricing and in-app purchases Base price: Free. **One-time purchases** | Purchase | Price | Type | | --- | --- | --- | | PayClarity Premium | $3.99 | one-time | ## Frequently asked questions about PayClarity ### How does PayClarity ensure fair bill splitting? PayClarity allows users to add each person's take-home pay and shared bills. It then calculates each person's fair share based on flexible splitting options like proportional to income, equal split, or custom percentages. This ensures transparency and fairness in managing household expenses. ### Can I keep my income private in PayClarity? Yes, PayClarity allows you to keep your income private to your own device. While the split calculations will still work, other household members will see 'private' instead of the exact pay amount. This feature is particularly useful for roommates who wish to share expenses without disclosing personal income details. ### What are the premium features in PayClarity? PayClarity Premium offers advanced features like a Cash Forecast to predict your running balance up to 90 days out, Bill-Risk & Cash-Pressure Alerts, and Scenario Planning to test financial changes. It also provides an ad-free experience. ### How much does PayClarity Premium cost? PayClarity Premium is available as an auto-renewing subscription. Monthly plans cost $1.99, and yearly plans offer the best value at $19.99. Payments are charged to your Apple ID upon confirmation. ### Does PayClarity have ads? Yes, the free version of PayClarity contains advertisements. Users can opt for PayClarity Premium to enjoy a cleaner, distraction-free app experience without ads. ### What devices is PayClarity available on? PayClarity is designed for iOS devices, specifically compatible with iPhones and iPads. The app is built to provide a seamless experience across these platforms. ### How often is PayClarity updated? The latest version of PayClarity is 1.0.3, and it was last updated on July 3, 2026. Updates typically include bug fixes, performance improvements, and new features to enhance user experience. ### Is PayClarity secure? PayClarity is designed with privacy in mind. Your data is encrypted and accessible only to your household members. The app explicitly states that it never sells your data or shares it with advertisers. ## Version history (last 5 releases) ### 1.0.6 — 2026-08-20 Bug Fixes ### 1.0.5 — 2026-08-13 Bug Fixes & UI updates. ### 1.0.4 — 2026-07-21 Bug Fix ### 1.0.3 — 2026-07-03 Bug Fixes only, ### 1.0.2 — 2026-07-02 Our biggest update yet — PayClarity is cleaner, smarter, and now works great for roommates too. NEW • Keep your income private — share the plan, not your paycheck • Split a single bill differently from the rest (e.g. one person's car) • Cash Forecast (Premium) — see your balance 30/60/90 days out and catch tight weeks before they hit • Smart alerts — bills due before payday, uneven spending money, and more • Guided setup checklist to get your household running in minutes • Archive old bills without losing them IMPROVED • More reliable payday & bill reminders (weekly/biweekly fixed) • Mark individual bills paid — and see who paid • Share your transfer plan as a text to your partner or roommate • Cleaner bill categories and a faster, more polished app throughout Thanks for using PayClarity! Have an idea? We'd love to hear it. ## More apps by Joshua Adkins - [Freezy Penguin 2](https://appshunter.io/ios/app/freezy-penguin-2/id6751603417) - [Courantia News](https://appshunter.io/ios/app/courantia-news/id6755076784) - [FeastFlipp](https://appshunter.io/ios/app/feastflipp/id6755310138) - [Scenation](https://appshunter.io/ios/app/scenation/id6760373606) - [Jesters Gambit](https://appshunter.io/ios/app/jesters-gambit/id6761781518) All apps by Joshua Adkins: https://appshunter.io/developer/897737861 --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-08-27.*