# PayClear: Subscription Tracker — Bill Reminder & Trial Alerts

> Bill Reminder & Trial Alerts (iPhone/iPad app by MATEUSZ KOZŁOWSKI.)

- Source: https://appshunter.io/ios/app/payclear-subscription-tracker/id6780266678 (this page in markdown: same URL + `.md`)
- Developer: [MATEUSZ KOZŁOWSKI](https://appshunter.io/developer/1891665055)
- Category: Finance, Productivity
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 15.0 · 69 MB
- Languages: American English
- Released: 2026-07-16
- Data updated: 2026-10-31

## What is PayClear?

Never pay for a free trial you forgot. PayClear reminds you before every trial, renewal and bill charges you — without ever asking for your bank login.

Most trackers hand you a list. PayClear shows you what needs a decision this week: the trial that converts on Friday, the yearly renewal you forgot about, the shared plan nobody has paid you back for.

NO BANK LOGIN. NO ACCOUNT. NO CLOUD.
Your subscriptions live in a local database on your iPhone. PayClear never asks for bank credentials, card numbers, an email address or a password, and never uploads your data.

FREE TRIALS, HANDLED
Add a trial the day you start it. PayClear tracks the end date and the first charge, then reminds you in time to keep it or cancel it yourself. Once you decide, the trial moves to paid tracking or to canceled — nothing sits in limbo.

A REMINDER BEFORE EVERY CHARGE
Choose how far ahead you want to hear about each payment. Works for subscriptions, yearly renewals, rent, utilities and any other recurring bill.

RENEWALS AT A GLANCE
See what renews next, what's due this week, and the whole month in a payment calendar. A Home Screen widget keeps your next charge and monthly total in view.

SEE WHAT YOU REALLY SPEND
Monthly and yearly totals, broken down by category and by profile — personal, family, business. Track in USD, EUR, GBP, PLN, JPY or KRW.

SET A SPENDING LIMIT
Pick a weekly, monthly or yearly limit. PayClear alerts you at 80% and again if your recurring costs go over it.

SPLIT SHARED SUBSCRIPTIONS
Family plan or roommates? Turn on bill split, set how many people share the cost, and PayClear works out each person's share. Send a share card or copy a ready-made message with the amount, who to pay and how.

PRIVATE BY DESIGN
• Your data stays on your device
• Encrypted, password-protected backup (AES-256)
• Spreadsheet export whenever you want your data out
• App lock with Face ID or your passcode (Lifetime)

PAY ONCE — NOT ANOTHER SUBSCRIPTION
Free: up to 5 active services with reminders, dashboard, calendar, backup and export. The free version may show light ads.
Lifetime: one optional purchase unlocks unlimited services, no ads, app lock, the Savings Simulator and Premium Reports. No monthly fee.

A subscription tracker shouldn't be another subscription.

PayClear is a manual tracker. It doesn't connect to your bank, detect subscriptions automatically or cancel anything for you. You add what you pay for — PayClear makes sure you see every charge coming.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| PayClear Lifetime Unlock | $7.99 | one-time |


## Is PayClear safe?

Not enough ratings yet to assess PayClear.

## Is PayClear legit?

PayClear: Subscription Tracker appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for PayClear is 65 out of 100 points across 7 verification signals from App Store and developer data.


## Version history (last 3 releases)

### 1.3.0 — 2026-10-27

New look on the App Store, same PayClear. This update improves reminders and fixes small bugs. Enjoying PayClear? A rating helps other people find it.

### 1.0.0+14 — 2026-08-04

bug fixing, ui improvements

### 1.0 — 2026-07-16

No release notes.

## Apps similar to PayClear

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Vault: Budget, Bills & Goals](https://appshunter.io/ios/app/vault-budget-bills-and-goals/id6760942966) | — | Free | Finance |
| [Nido — Money, Together](https://appshunter.io/ios/app/nido-money-together/id6790176346) | — | Free | Finance |
| [Budget Radar: Expense Tracker](https://appshunter.io/ios/app/budget-radar-expense-tracker/id6797282087) | — | Free | Finance |
| [Savvy Wealth](https://appshunter.io/ios/app/savvy-wealth/id6642694010) | 4.5 (8) | Free | Finance |
| [Billwise: Bill Reminder](https://appshunter.io/ios/app/billwise-bill-reminder/id6748648630) | 5.0 (1) | Free | Finance |
| [Bank Independent Treasury Mgmt](https://appshunter.io/ios/app/bank-independent-treasury-mgmt/id6745802571) | 2.3 (15) | Free | Finance |

## More apps by MATEUSZ KOZŁOWSKI

- [Calma: Sleep Sounds & Noise](https://appshunter.io/ios/app/calma-sleep-sounds-and-noise/id6761824923)
- [Calma Color: Color by Number](https://appshunter.io/ios/app/calma-color-color-by-number/id6797218195)

All apps by MATEUSZ KOZŁOWSKI: https://appshunter.io/developer/1891665055

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-31.*