# Paycloud > Mobile wallet for rewards, gift cards, discounts, and local loyalty programs. (iPhone/iPad app by Factor4.) - Source: https://appshunter.io/ios/app/paycloud/id436337151 (this page in markdown: same URL + `.md`) - Developer: [Factor4](https://appshunter.io/developer/1081891612) - Category: Finance, Lifestyle - Price: Free - Rating: 2.10/5 from 14 App Store ratings · 19 written reviews indexed - Age rating: 4+ - Requires: iOS 8.0 · 7 MB - Languages: American English - Released: 2011-07-01 - Data updated: 2026-06-05 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/paycloud/id436337151/reviews.md ## What is Paycloud? Paycloud is a mobile wallet app that lets you manage your reward and gift cards, receive exclusive discounts and free coupons and earn points, punches and cash back at local stores and restaurants. Use Paycloud to find area stores that offer exclusive discounts to loyal members and join instantly with a single touch. Connect with the stores and loyalty programs that matter to you without filling out any forms and with no obligation to spend or share your personal information. Download today to start receiving discounts, store coupons and instant rewards. Then simply hold your iPhone to each store’s countertop Paycloud sensor to redeem the rewards you’ve earned. Features: •Replace your plastic gift & loyalty cards •Keep your gift & loyalty cards in a single mobile wallet •View area Paycloud-enabled merchants on a map or in a list •Search for participating merchants by name or location •Join any loyalty program with a single touch •Monitor your loyalty program status in real time •Receive coupons and promotions on your iPhone •Receive rewards for joining, checking in and making purchases •Redeem your rewards by tapping your iPhone to the countertop sensor •Rely on bullet-proof security to protect your personal information Connect with Paycloud at stores nationwide. ## Key features - Manage reward and gift cards - Discover local discounts and coupons - Earn points, punches, and cash back - Join loyalty programs with one touch - Redeem rewards via countertop sensor - Monitor loyalty program status ## Recent user reviews (10 of 19) All indexed reviews: https://appshunter.io/ios/app/paycloud/id436337151/reviews.md ### 1/5 — Never Works *2025-04-07* This app is trash. It won’t let me login on the app, but I can use the same email and password online and it works fine. But that does not help use my rewards. Then when I try to tap “forgot password” on the app, it just sends me to an error page. What a joke. Do not use this. It’s horrible and I may have lost all of my rewards because of it. ### 1/5 — Horrible *2019-07-09* Would love for this thing to work... doesn’t work on my iPhone XS Max ### 1/5 — Doesnt work iphone 8 *2018-11-28* Terrible. Used to work great now the developers dont keep up with Apple updates. Vendors that use service even say its awful. Be nice if it worked again. ### 1/5 — Not working with apple update *2017-10-03* It is not working with the new Apple iPhone update ### 2/5 — Concept is good, app doesn't work... *2016-05-15* App doesn't work on iPhone 6 Plus. Even after deleting app, rebooting, and reinstalling, still does not work properly. Code does not show to scan. Not convenient. Have to carry loyalty card instead. ### 1/5 — DOES NOT WORK PROPERLY!! 😖 *2015-01-11* The concept is great! Unfortunately this app keeps crashing and it won't let me link the paycloud cards I already have! Please fix ASAP! ### 1/5 — Ok *2014-06-30* Mine keeps crashing whenever I select the wallet please fix it ### 4/5 — Good *2013-08-18* Needs iPhone 5 support ### 5/5 — Innovative *2012-11-28* Other companies are trying to do this but Paycloud is ahead. Love the interface, easy to move around in. Download this app! Highly suggested. Within 6 months (places are always being added) I'm sure you'll find yourself saving 15-20% at places I always go to! Thanks Paycloud team ### 2/5 — Not quite what I expected *2012-07-03* This app's description states that the app can "manage your reward and gift cards" and "[r]eplace your plastic gift & loyalty cards." That may be true, but it's only possible to do that at a limited number of retailers -- none of which seem within a day's drive of me. ## Frequently asked questions about Paycloud ### What is Paycloud? Paycloud is a mobile wallet app designed to manage your reward and gift cards, find local discounts, and earn rewards at participating businesses. It allows users to join loyalty programs instantly and redeem rewards by tapping their iPhone to a store's sensor. ### Is Paycloud free to use? Yes, Paycloud is available for free. There are no upfront costs to download or use the core features of the app. ### What devices does Paycloud support? Paycloud is currently supported on iPhone and iPod devices. It is not available for Android or other platforms at this time. ### How secure is Paycloud? The app description states that Paycloud relies on bullet-proof security to protect your personal information. Users can connect with stores without sharing personal data or filling out forms. ### How often is Paycloud updated? The latest version of Paycloud was released on December 15, 2017. The app was initially released on July 1, 2011, indicating a less frequent update cycle in recent years. ### What are the main benefits of using Paycloud? Users can benefit from consolidating all their plastic gift and loyalty cards into a single mobile wallet, discovering exclusive local discounts, and earning rewards for joining, checking in, and making purchases. ### What is the user sentiment for Paycloud? Paycloud has an average rating of 2.1 stars from 14 ratings. This suggests that many users have had a negative experience or found the app to be unsatisfactory. ### Does Paycloud have ads? Based on the provided data, Paycloud does not contain advertisements. The app is free to use and does not rely on ad revenue. ## Version history (last 5 releases) ### 2.1 — 2017-12-15 This app has been updated by Apple to display the Apple Watch app icon. Now compatible with iOS 11. ### 2.0 — 2012-08-01 * New Design - We made Paycloud easier to use! Just tap the "Use Paycloud" button at participating locations to earn and redeem rewards. * QR Code - Aim the QR code toward the Paycloud tablet or sensor to earn and redeem rewards at any Paycloud store. * New Navigation - You can still access the list of nearby stores and the map by tapping the map icon. * Enhanced Menu - You can now access your rewards, wallet, and settings from the menu icon. ### 1.9.1 — 2012-06-06 Bug fixes. ### 1.9 — 2012-04-05 More ways to save and explore! * Share your savings on Facebook and Twitter because it's fun or for the extra punches and points from a growing number of Paylcoud stores. * Find more places to receive loyalty rewards and savings with improved map scrolling. ### 1.8 — 2012-02-27 This update allows you to earn more rewards, in more ways! We've added: - Quick sign up: Register for Paycloud in two taps with your e-mail address or Facebook account. - Check in's: Earn points toward savings and free products just for checking into your favorite stores. - Minor bug fixes: We're always improving the experience. This release improves the map, search, offer scrolling and more. 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User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-05.*