# Payconiq – BGL BNP Paribas > Mobile payment and money transfer app linked to bank accounts. (iPhone/iPad app by BGL BNP PARIBAS.) - Source: https://appshunter.io/ios/app/payconiq-bgl-bnp-paribas/id965192532 (this page in markdown: same URL + `.md`) - Developer: [BGL BNP PARIBAS](https://appshunter.io/developer/347819442) - Category: Finance - Price: Free - Rating: 1.00/5 from 1 App Store ratings · 9 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 43 MB - Languages: English, French, German - Released: 2015-03-24 - Data updated: 2026-07-07 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payconiq-bgl-bnp-paribas/id965192532/reviews.md ## What is Payconiq? PAYCONIQ MOBILE PAYMENT: FAST, CONVENIENT, SECURE & FREE Payconiq is a free App that enables you: - to pay in stores, your bills, in other Apps, in online shops across the Benelux, - to send, receive and request money to and from any phone number, with transfers via the underlying bank account(s). - Quick & convenient - Free (except mobile operator charges) - Transfers and payments from € 0.01 up to € 2,500 - Highly secure & set your own payment limits - Send and request money to/from any mobile number - with underlying bank transfer - Works for most Luxembourg bank accounts/customers - Available in hundreds of stores and with many (utility) bill issuers * A BANK PAYMENT APP The BGL BNP Paribas Payconiq App is linked both to your phone number and your bank account(s). It meets banking-grade security standards; all payments are authorised with your biometrics or your PIN Code. You can set your security limits according to your preferences (default: EUR 2,500). Payments are made using (SEPA) bank transfer (funds may only be available the next working day). * QUICK ACTIVATION To start using the App right away, all you have to do is to link it to your bank account. Launch the App and you’ll be guided through the process, it’s fairly easy. * SEND, RECEIVE & REQUEST MONEY Payconiq is by far the fastest way to transfer money between two people. Choose the recipient’s phone number from your address book, type in the amount, authorise the payment and a SMS/push message is sent to the recipient. If the recipient has already activated Payconiq, the operation is triggered immediately, and if not, a SMS message is send out inviting the recipient to subscribe. Once he/she has activated Payconiq, funds will be transferred into the recipient’s bank account. Request money from any phone number: the most convenient way to get paid back by your friends, family or colleagues. Simply choose their phone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment. * IN STORE PAYMENT WITH PAYCONIQ QR CODES Truly contactless payments with Payconiq QR codes: launch the Payconiq App, scan the Payconiq QR code and the amount to pay is automatically displayed on your phone. Validate the payment with your biometrics/PIN Code and you’re done. * BILL PAYMENT WITH QR CODES The quickest way to pay the bills: launch the App, scan the Payconiq QR Code on the bill, confirm the payment and you’re done, typically in less than 10 seconds. It works with your insurance and energy bills, with your telecom and public sector/municipality invoices provided Payconiq payments are accepted. Feel free to use it at Payconiq partner restaurants as well: no need to wait for the payment terminal, just scan the QR Code on the bill. You may even add a tip and then just leave right away. * PAYMENT IN OTHER APPS & IN ONLINE STORES Top up your kid’s Restopolis account or use Payconiq on selected web sites: it is the most secure and the most convenient way to pay by clicking on the Payconiq button in the App/web site or in the web store. No card or bank data is transferred and nobody else can use your Payconiq App as all payments are authorised via fingerprint/PIN Code. ## Key features - In-store payments via QR codes - Bill payments with QR codes - Send, receive, and request money - Online and in-app purchases - Bank-grade security - Set custom payment limits ## Recent user reviews (9 of 9) All indexed reviews: https://appshunter.io/ios/app/payconiq-bgl-bnp-paribas/id965192532/reviews.md ### 1/5 — No homescreen widget *2024-11-19, version 7.3.4* Still no homescreen widget to quickly go to camera to pay on terminal. Lame ### 1/5 — FISHING! Scam! *2024-01-17, version 7.2.3* After not working for 5 times , i called bnp paripas support and they couldn’t understand! Then I went to my bank and my manager told me she didn’t recognize the page i was redirected! ### 1/5 — Doesn’t work! *2023-09-10* activation code is not sent by SMS - thus cannot use the app! ### 1/5 — App is not working *2023-08-12, version 7.2.3* Was working a long time ago but bug has not been fixed. Message error « JWTerror:… » ### 1/5 — JWTError:RSAPrivateKey Is invalid *2022-10-21, version 7.2.0* Some problem with the encryption… Can‘t make any transactions ### 1/5 — Update missing *2020-02-24, version 6.1.6* Really ? still no update to make the f....ng app work on the new iPhone XS MAX ... how long is this gonna take ### 3/5 — Kein iPhone X XR XS oder XS Max Support *2019-03-12, version 6.1.2* Die App ist noch nicht an die aktuelle Geräte angepasst. Bitte Update. Ansonsten ist die App funktionsfähig. ### 1/5 — Ne marche pas! *2016-10-25, version 5.0.1* L'application se ferme directement après ouverture... ### 5/5 — Très pratique ! *2015-03-27, version 1.0.0* Paiement rapide et pratique. ## Frequently asked questions about Payconiq ### Does Payconiq have ads? No, Payconiq is free and does not contain advertisements. ### What is the minimum and maximum transfer amount for Payconiq? Transfers and payments can be made from €0.01 up to €2,500. Users can also set their own payment limits for enhanced security. ### How secure is Payconiq? Payconiq meets banking-grade security standards. All payments are authorized with biometrics or a PIN code, and users can set their own payment limits. ### How long do Payconiq transfers take? Payments are made using SEPA bank transfer, which means funds may only be available the next working day. ### What devices does Payconiq support? Payconiq is available on iPhone and iPod devices. ### How often is Payconiq updated? The latest version of Payconiq is 7.3.6, and it was last updated on August 19, 2025, indicating regular updates. ### What is the age rating for Payconiq? Payconiq has an age rating of 4+, making it suitable for a wide range of users. ### What do users think of Payconiq based on its rating? Payconiq has a rating of 1.0 stars from 1 rating, suggesting potential user dissatisfaction or a very limited number of reviews. ## Version history (last 5 releases) ### 7.3.6 — 2025-08-19 Minor improvements designed to enhance the user experience. ### 7.3.4 — 2024-01-19 Minor improvements designed to enhance the user experience. ### 7.2.3 — 2023-05-19 Minor improvements designed to enhance the user experience. ### 7.2.2 — 2023-01-26 Minor improvements designed to enhance the user experience. ### 7.2.0 — 2022-06-20 Minor improvements designed to enhance the user experience. ## Apps similar to Payconiq | App | Rating | Price | Category | | --- | --- | --- | --- | | [Beobank Mobile](https://appshunter.io/ios/app/beobank-mobile/id1008666594) | 4.6 (133) | Free | Finance | | [BIL Payconiq](https://appshunter.io/ios/app/bil-payconiq/id830569595) | 2.0 (4) | Free | Finance | | [KBC Brussels Mobile](https://appshunter.io/ios/app/kbc-brussels-mobile/id1167892993) | 4.8 (286) | Free | Finance | | [POST Payconiq](https://appshunter.io/ios/app/post-payconiq/id669984940) | — | Free | Finance | | [Hello bank! Belgium](https://appshunter.io/ios/app/hello-bank-belgium/id642897716) | 4.5 (93) | Free | Finance | | [BILnet](https://appshunter.io/ios/app/bilnet/id455960649) | 4.7 (147) | Free | Finance | ## More apps by BGL BNP PARIBAS - [Web Banking](https://appshunter.io/ios/app/web-banking/id781456280) All apps by BGL BNP PARIBAS: https://appshunter.io/developer/347819442 ## Related topics [bgl bnp paribas](https://appshunter.io/ios/topics/bgl-bnp-paribas) · [bnp paribas fortis](https://appshunter.io/ios/topics/bnp-paribas-fortis) --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-07-07.*