# PayCycle: Bills by Payday — Plan bills by payday

> Plan bills by payday (iPhone/iPad app by Yuto Uesugi.)

- Source: https://appshunter.io/ios/app/paycycle-bills-by-payday/id6809831827 (this page in markdown: same URL + `.md`)
- Developer: [Yuto Uesugi](https://appshunter.io/developer/1887044260)
- Category: Utilities
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 26.5 · 8 MB
- Languages: American English, Japanese
- Released: 2026-09-24
- Data updated: 2026-10-13

## What is PayCycle?

PayCycle helps you see whether the income from each payday can cover the bills due before the next payday.

Add your expected salary and recurring or one-time payments. PayCycle organizes them into payday cycles and shows:

• Expected income, registered payments, and the projected difference
• A calendar with salary, extra income and payment titles on each date
• Current-cycle breakdowns and the balance trend across cycles
• One-off income, such as a bonus, in any cycle
• An end for recurring payments, such as a loan or instalments
• Reminders for upcoming payments and items awaiting confirmation

Confirm the actual amount and date after a payment is made. You can also adjust an estimate for one cycle without changing future estimates.

PayCycle stores your planning data on this device and keeps it in sync across your iPhone and iPad through your private iCloud account, which the developer cannot access. You can also export it to a file and import it again. PayCycle does not connect to banks or credit card accounts and does not read transactions automatically.

The free version shows a banner ad. A one-time in-app purchase removes ads. Purchases can be restored, and eligible Apple offer codes can be redeemed from Settings.

## Pricing and in-app purchases

Base price: Free.

**One-time purchases**

| Purchase | Price | Type |
| --- | --- | --- |
| Remove Ads | $0.49 | one-time |



## Version history (last 2 releases)

### 1.1 — 2026-09-30

- Your data now stays in sync across iPhone and iPad with iCloud.
- Set an end for a recurring payment: pick the last payment's date or, for a new payment, the number of payments. Nothing is planned after it.
- A new design, in both dark and light.
- The tabs are now Home, Statistics and Settings. Statistics shows the cycle's calendar and how your balance changes from cycle to cycle.
- Record one-off income, such as a bonus, in each payday cycle.
- Your salary now counts from the cycle you registered it in, and shows as expected until payday.
- Export your data to a file and import it again, for a new device or a backup.
- Rate the app and send feedback from Settings.
- Fixed weekly and every-other-week payments that shifted dates across time zones or counted twice after a mid-cycle schedule change.

### 1.0 — 2026-09-25

No release notes.

## More apps by Yuto Uesugi

- [CafLog](https://appshunter.io/ios/app/caflog/id6760961086)
- [SubLog](https://appshunter.io/ios/app/sublog/id6761677813)

All apps by Yuto Uesugi: https://appshunter.io/developer/1887044260

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-10-13.*