# PAYD

> Mobile point-of-sale app for accepting debit and credit card payments. (iPhone/iPad app by Moneris Solutions Corporation.)

- Source: https://appshunter.io/ios/app/payd/id521272996 (this page in markdown: same URL + `.md`)
- Developer: [Moneris Solutions Corporation](https://appshunter.io/developer/477538492)
- Category: Business
- Price: Free
- Rating: 2.06/5 from 90 App Store ratings · 20 written reviews indexed
- Age rating: 4+
- Requires: iOS 7.0 · 7 MB
- Languages: American English
- Released: 2012-05-07
- Data updated: 2026-09-21
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payd/id521272996/reviews.md

## What is PAYD?

Why limit yourself to cash payments when running your business? Give your customers more ways to pay with PAYD® or PAYD Pro from Moneris PAYD. With PAYD, you can accept credit card payments and with PAYD Pro, you can accept both debit and credit card payments.*


Simple to set up. Easy to use. 

PAYD – Use the PAYD App and Moneris PAYD card reader to accept most credit cards using your smartphone or tablet. With no cancellation fee, no monthly fee, and no charge for the PAYD App, PAYD is easy and affordable. 

PAYD Pro – Turn your smartphone or tablet into a mobile POS solution that accepts debit and credit cards through the PAYD App and the Bluetooth®-enabled Moneris PAYD PIN pad.  

PAYD Pro is Canada’s first smartphone-based mobile debit and credit payment solution. Plus, it offers customers the option to pay with debit and credit cards using Chip & PIN security. All with simple, affordable pricing, and free Interac® Debit transactions. 


More ways to pay. More tools to grow. 

- Help maximize your cash flow with funds deposited directly into your account, usually within 1 to 2 business days**
- Access real-time online reports 24/7 
- Email digital receipts to your customers in a flash


Every PAYD transaction is backed by the security of Moneris®, Canada’s leading payment processor.


* Entry into merchant processing agreements with Moneris Solutions Corporation (Moneris) is required to accept debit and credit card payments. Moneris is under no obligation to approve a merchant for any services and reserves the right to determine a qualified merchant in accordance with its credit adjudication and other policies and procedures.

** You may be subject to a limit on your monthly credit card transaction dollar volume as set out in your merchant agreement. If you exceed this monthly amount, Moneris may begin withholding transaction proceeds for settlement in accordance with your merchant agreement.

## Key features

- Accept credit card payments
- Accept debit card payments (PAYD Pro)
- Mobile POS solution
- Email digital receipts
- Real-time online reports
- Funds deposited quickly

## Recent user reviews (10 of 20)

All indexed reviews: https://appshunter.io/ios/app/payd/id521272996/reviews.md

### 1/5 — Glitch on signing screen

*2026-03-03*

This app has had a glitch on the signing screen since at least 2019.  The customer goes to sign for the payment, but there is no way of exiting the signing screen.  

SINCE 2019.  Good lord get it together.

### 1/5 — Crashes

*2024-02-12*

Ever since iOS 17 came out payd crashes. I try deleting and reinstalling and it opens after a few seconds it crashes again

### 1/5 — Used to work great!

*2024-01-13*

Same as the others. Since the update, I have to uninstall and reinstall to get it to work. My customers have to wait for me to reinstall it every time. They won’t fix the app because they want you to go to a new machine that’s going to cost more per month. An absolute pain. Thankfully somebody wrote a review with a workaround. I’m giving that a try. I think I’m going to start looking for a new company to work with.

### 1/5 — Are you ever going to fix this???

*2024-01-10*

This app has been crashing for so long now, how do you not have it fixed yet?? This is ridiculous!!

### 1/5 — Crashes everyday

*2024-01-05*

Worst app. You have to delete then reinstall. On ios 17

### 1/5 — Crashing

*2023-12-12*

Since a few days the app won’t start up if I clear the app from my iPad or I phone . I need to delete the app and reinstall it . Then it works fine . But same thing happens if I clear the app at the end of the day Update , spoke with moneris they will not fix the app , but the work around is to not use the quick pin sign in , remove this and store your id and shop I’d in the setting then you need to sign in with your password instead of the pin . Everything works fine for me since then . iPhone 12 mini running on iOS 17

### 1/5 — App isn’t working with new Apple update

*2023-11-24*

App isn’t compatible with new iPhone update. Very frustrating

### 1/5 — Bad

*2023-11-23*

Keeps crashing after one transaction

### 2/5 — Crashing constantly

*2023-11-23*

App is not working properly causing me to constantly check reports to make sure clients aren't double charged….seriously you'd think the IT team would be in top of this issue …done this ever since last iphone update.

### 1/5 — App isn’t working with newest IOS update

*2023-11-23*

Had issues with it since new IOS updates

## Frequently asked questions about PAYD

### How do I start accepting payments with PAYD?

To accept debit and credit card payments, you'll need to enter into a merchant processing agreement with Moneris Solutions Corporation. You will then use the PAYD app and a compatible Moneris PAYD card reader or PIN pad with your smartphone or tablet.

### What are the fees associated with PAYD?

PAYD has no cancellation fee and no monthly fee for the app itself. Specific transaction fees will be outlined in your merchant processing agreement with Moneris.

### How quickly will I receive my funds?

Funds from PAYD transactions are typically deposited directly into your account within 1 to 2 business days, helping to maximize your cash flow.

### Does PAYD support Chip & PIN security?

Yes, PAYD Pro, when used with the Bluetooth-enabled Moneris PAYD PIN pad, offers customers the option to pay with debit and credit cards using Chip & PIN security.

### Can I view my transaction history with PAYD?

Yes, you can access real-time online reports 24/7 through the PAYD app, allowing you to monitor your transaction history and business performance.

### What devices are compatible with PAYD?

The PAYD app is supported on iPhones and iPods. It can be used with your smartphone or tablet to accept payments.

### Is PAYD suitable for international businesses?

The provided information indicates that Moneris is Canada's leading payment processor, suggesting PAYD is primarily designed for businesses operating in Canada.

### How often is PAYD updated?

The latest version of PAYD is 3.0.21, and it was last updated on February 6, 2020. This indicates a less frequent update schedule.

## Version history (last 5 releases)

### 3.0.21 — 2020-02-06

This release includes iOS 13 compatibility, improved Bluetooth® and wireless connectivity, and bug fixes to help enhance your user experience.

Download the new PAYD® App today to enjoy the latest features, and visit moneris.com/support for helpful user guides.

### 3.0.20 — 2018-10-04

Bug Fixes

### 3.0.19 — 2017-11-13

Wifi bug fixes

### 3.0.18 — 2017-08-28

This release includes a fresh new look for the PAYD App, as well as some minor bug fixes to help enhance your payment processing experience. Download the new PAYD App today to take advantage of these updates.

### 3.14 — 2017-05-16

Bug Fixes

## More apps by Moneris Solutions Corporation

- [eSelect plus](https://appshunter.io/ios/app/eselect-plus/id477538489)
- [PAYD by Moneris](https://appshunter.io/ios/app/payd-by-moneris/id885270601)
- [Moneris Go App](https://appshunter.io/ios/app/moneris-go-app/id6476801903)
- [Moneris Go](https://appshunter.io/ios/app/moneris-go/id6502605724)

All apps by Moneris Solutions Corporation: https://appshunter.io/developer/477538492

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-21.*
