# Payday Advance & Borrow Money — Loan App Fast Cash Borrowing

> AI-powered app for fast cash loans from $100 to $5,000. (iPhone/iPad app by YETER PROPERTY HOLDING LTD.)

- Source: https://appshunter.io/ios/app/payday-advance-and-borrow-money/id6740910497 (this page in markdown: same URL + `.md`)
- Developer: [YETER PROPERTY HOLDING LTD](https://appshunter.io/developer/1792178903)
- Category: Finance, Reference
- Price: Free
- Rating: 4.43/5 from 304 App Store ratings · 5 written reviews indexed
- Age rating: 17+
- Requires: iOS 12.0 · 34 MB
- Languages: English
- Released: 2025-06-05
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-advance-and-borrow-money/id6740910497/reviews.md

## What is Payday Advance & Borrow Money?

Our App leverages the power of artificial intelligence to streamline the loan application process, providing you with a seamless and efficient way to access funds when you need them most. With our App, you can submit your loan application within minutes and receive a prompt response, allowing you to access the funds you require without unnecessary delays.

Using this service, applying for any credit options, or accepting offers is not obligatory. Please be informed that due to local low restrictions, the residents and citizens of particular states may not be eligible to get a payday loan. You must be at least 18 years old to apply for a loan.

Representative example of the total cash loan cost (all applicable fees are included): 
Loan amount - $400; term - 2 months; APR - 25%. Your monthly repayment in this case will be $206,27. The total amount payable is $412.54. The total interest is $12,54.

Credit decisions are based on income, credit rating, and employment of the borrower, as well as other criteria. From the lender side, you will be notified of the money loan terms, APR, and other credit conditions so please read them before accepting the cash loan offer.

This particular money advance app allows you to borrow $100 - $5,000 and get instant money every time you need it, the minimum and maximum periods for money loan repayment are from 65 days up to 2 years. APR (Annual Percentage Rate) could vary from 5.99% to 35.99% maximum.

If you need more information on how to use our app - please check our Privacy Policy - https://prophold.uk/security-statement.php

If any questions arise, feel free to drop us a line - https://prophold.uk/#contact
We will do our best to give you the best borrowing experience!

## Key features

- AI-powered loan application
- Fast cash borrowing
- Borrow $100 - $5,000
- Repayment terms 65 days - 2 years
- Prompt response to applications

## Recent user reviews (5 of 5)

All indexed reviews: https://appshunter.io/ios/app/payday-advance-and-borrow-money/id6740910497/reviews.md

### 1/5 — Waste of time

*2025-07-17*

This company act like it’s going to give you a loan, but at the end of the day tell you that you need a cosigner

### 1/5 — Scam

*2025-07-07*

This app is a total scam. They just want your info.

### 1/5 — Trash

*2025-07-01*

Misleading

### 1/5 — Scam app

*2025-06-29*

Scammer app to get your info and spam 490% payday loans

### 1/5 — Garbage company

*2025-06-21*

Only gives an error after you apply and steals your information

## Frequently asked questions about Payday Advance & Borrow Money

### What does this app do?

This app uses artificial intelligence to streamline the loan application process, allowing users to quickly apply for and access funds. It facilitates borrowing between $100 and $5,000 with repayment periods ranging from 65 days to 2 years.

### What are the key features of this loan app?

Key features include an AI-powered application process for speed, the ability to borrow amounts from $100 to $5,000, and flexible repayment terms from 65 days up to 2 years. Users can expect prompt responses to their loan requests.

### How much does it cost to use this app?

The app itself is free to download and use. The cost associated with borrowing money comes from the lender, including interest rates (APR) and fees, which will be clearly outlined before you accept any loan offer.

### Who is eligible to apply for a loan through this app?

To apply for a loan, you must be at least 18 years old. Eligibility for credit decisions is based on factors such as income, credit rating, and employment status. Please note that residents of certain states may not be eligible due to local regulations.

### What are the typical repayment terms and costs?

Repayment periods range from a minimum of 65 days to a maximum of 2 years. The Annual Percentage Rate (APR) can vary from 5.99% to a maximum of 35.99%. A representative example shows a $400 loan over 2 months with a 25% APR results in a total repayment of $412.54.

## Version history (last 2 releases)

### 1.1 — 2025-07-02

Title and subtitle - changed.
Overall stability and performance improvements.

### 1.0 — 2025-06-05

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*