# Payday Advance - Borrow Money — Get Instant Cash Loan Now > Connects users with lenders for quick payday advance loans. (iPhone/iPad app by PAYDAYSAY.) - Source: https://appshunter.io/ios/app/payday-advance-borrow-money/id1542349316 (this page in markdown: same URL + `.md`) - Developer: [PAYDAYSAY](https://appshunter.io/developer/1668741827) - Category: Finance - Price: Free - Rating: 4.40/5 from 5,313 App Store ratings · 51 written reviews indexed - Age rating: 17+ - Requires: iOS 12.0 · 41 MB - Languages: American English - Released: 2020-12-09 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-advance-borrow-money/id1542349316/reviews.md ## What is Payday Advance? Whenever you need to borrow money, Payday Say loan app can be always by hand. Install it once and get a great chance to acquire financing help even on the go. Payday advance - borrow money app - your fast track to financial freedom! Guided by principles, driven by purpose - your responsible money loan provider! Our instant money loan app is your trusted guide to reliable quick payday loan offers that can help you out if you need money now and here. Apply for payday advance loans in a few taps when you have our payday advance - borrow money app installed on your iPhone. Take advantage of the simple, fast, and safe application. If quick cash help is what you are seeking at the moment, Payday Say loan app is your best choice! No more googling for ‘instant cash advance’ options and tedious web surfing that takes much time and effort. Have a chance to apply for a payday advance loan and get the needed money ASAP. The speedy and paperless application process helps to solve your short term money troubles on the go. Money borrowing can be easy and fast because the solution can be right in your pocket. Get our fast money loan app installed on your iPhone and take advantage of its convenience any time you need a paycheck advance. Instant loan processing and a wide network of lenders help you get the money now and here. Getting a loan with the help of the Payday Say money loan app is a great way to save time! It’s convenient and quick. Material Disclosure: The payday advance - borrow money app is not a lender, but a connecting service cooperating with the direct lenders. This instant money loan app doesn’t charge any fees from the customers for connecting them with the lenders. By submitting your information in this borrow money app, you agree to let the participating lenders verify your details. You are not obliged to use this service, apply for any credit options, or accept any offers. The minimum and maximum periods for payday advance loan repayment are typically from 65 days up to 2 years. The terms differ depending on the lender you get connected with. APR (Annual Percentage Rate) is the annualized interest rate charged when you request a payday advance. It combines the nominal interest rate and some fees or additional costs that can be involved when you get a payday loan or other kind of money loan. The APR on quick loan options varies, with lenders offering rates of 5.99% to 35.99% on unsecured personal loans for borrowers with a good credit score. Our payday advance - borrow money app is not involved in the lending process, thus we can’t state any specific APR you will be offered to apply for a cash loan today. The credit decisions and terms depend solely on the lender, based on your credit score, income, credit history, and other factors. The lender is legally required to inform you of the APR and other money loan terms before executing the agreement. Some states have strict laws limiting the APR rates and fees that a lender can charge you. Only the lender you are connected with can inform you of specific rates and terms in accordance with local laws. A representative example of the total loan cost (all applicable fees are included): Loan amount - $2,500; loan term - 12 months; APR - 10%; fee - 3% Your monthly repayment is $219,79. The total amount payable is $2,637. The total interest is $137,48. Instant payday advance can help you solve emergency expenses, pay unforeseen bills, cover urgent costs, or just get money to make ends meet. Regardless of your reason, be responsible and attentive when applying for any financial option, even if it’s just a small loan. Explore the options provided by payday advance - borrow money app if you need quick cash. With a trusted app and reliable loans, you can navigate challenging times with confidence. Remember, knowledge is power when it comes to payday loans, and PayDay Say puts that power right in your hands. Apply today and get money fast! ## Key features - Quick payday advance loans - Fast, paperless application - On-the-go financing help - Connects with multiple lenders - Instant loan processing ## What do users think of Payday Advance? Overall sentiment: mixed **Pros** - 🚀 Instant loan approval - 💰 Convenient way to get cash advance - ⏱️ Fast processing and deposit - 👍 Easy to use application - 🤝 Helpful and responsive lenders **Cons** - 🚫 Leads to spam emails and calls - 🔒 Concerns about personal information security - ❌ Unsuccessful loan applications - 🤔 Confusing and misleading application process - 🙅‍♀️ Lack of transparency about lender details **Commonly reported bugs** - Loan application process getting stuck - Incorrect location and bank information displayed **Most requested features** - Clearer communication about loan terms and conditions - Option to select preferred lenders - Improved customer support for resolving issues ## Recent user reviews (10 of 51) All indexed reviews: https://appshunter.io/ios/app/payday-advance-borrow-money/id1542349316/reviews.md ### 5/5 — Okay it actually does work and I’m a real person *2023-04-04* Yesterday I actually wrote a bad review cause I noticed all I was getting was spam calls and emails… I applied for $200 on Sunday and it said it would be here next business day. Monday comes around and nothing, I for sure thought I got scammed. And then I just woke up right now and opened my bank account and there was the $200 that I applied for 🙃 so maybe it’s just the loan place you’re applying at? I’m not sure. I read so many bad comments and I thought the same thing was happening to me. But I got the $200 today. So there’s that. It actually works ### 1/5 — You will receive spam Texts and Emails for months! *2023-01-22, version 1.1.6* Unless you have perfect credit, STAY AWAY FROM THIS APP!!! They will give your information to random spamming companies and you will receive calls, emails, and texts from their companies for months, maybe even years. Its on a daily basis for me to block multiple texts and spam emails every single day! It’s a nightmare! I wish I never gave this app my phone number or email address. Hopefully this review helps someone to decide NOT to sign up for this absolute scam of a “service” they say they offer. 🙄 ### 5/5 — How to pay back loan *2023-01-01, version 1.1.6* Do they just take it out of your bank account on file or what ? ### 1/5 — Please READ!! *2022-12-23, version 1.1.6* This is a scamming service. The positive reviews are written by paid staff at this fraudulent company. Read them- they all follow the same template. The only Honest reviews are the 1 star reviews calling this company out on their scheme. STAY AWAY. The responses from the “Company” are from the profiting scammers themselves- the grammar and spelling is atrocious… they do not live in this country and group together to make a dishonest living. Please listen and STAY AWAY. ### 5/5 — Has made borrowing money easy. *2022-12-10, version 1.1.6* This is s great way to acquire financial support. This app delivers on its promises. In these times of financial crisis where people need money now and then to make ends meet Payday could prove to be an essential support like it did for me. It is convenient and saves time. ### 1/5 — DONT DO IT *2022-10-31, version 1.1.6* Would give 0 stars if I could kept transferring me page to page asking for my info over and over again! Ive recieved over 60+ spam emails JUST TODAY from “lenders” 😡😡 every hour that I refresh my spam I already have 20 emails from different “lenders” save yourself the trouble!!! ### 1/5 — SCAM!!! *2022-10-26, version 1.1.6* Not real helpful. They ask for your private information to verify and then banking info say you are approved and then shoot you to 3-4 for other sites where you still have to do more applications. SCAM The app developer responded, and again it was not helpful. If you are going to be a simple step application app then I shouldn't have to go to 3 other loan forms to be approved. Like I said ... SCAM. There is no creditable lenders on this app. ### 1/5 — Scam *2022-10-12, version 1.1.6* This app doesn’t help you get anything. It’s the same scam you get when you apply online and it just rangers you over and over and over to different screens to enter the same info and never brings you to an actual lender just brokers who look for lenders and still no results. Worse app ever and waste of time ### 1/5 — Doesn’t work please don’t download this APP!!! *2022-08-31, version 1.1.6* I fill out the loan application and unfortunately the loan does not work and my social security number better not be used or stolen I will report you if this is a fraudulent app! This is what the app says “Hold tight! We're processing your loan! This will only take a few minutes. Do NOT leave this page or you will lose your loan!” It’s stuck and not working! What a big waste of time! ### 1/5 — Quick…No. Easy…No! Convent…NO! *2022-08-21, version 1.1.6* I was told “congratulations, you were approved!” Three times and was never connected to a lender. It just kept asking for my social security number and bank information but as soon as I put my info in they say “congratulations, you were approved” then showed a “processing loan” page that would ultimately lead to the “congratulations, you were approved” page…AGAIN! You are just passing out your personal information. Use Earnin, Dave or other apps. This one is a SCAM! **Developer response:** good afternoon! Sorry, there may have been an error, thanks for your feedback, we tried to fix it) ## Frequently asked questions about Payday Advance ### What does the Payday Advance app do? This app acts as a connecting service between users and direct lenders. It facilitates the application process for payday advance loans, allowing users to quickly find and apply for short-term financing solutions. ### How does the application process work? The application process is designed to be simple, fast, and safe. Once installed, users can apply for a payday advance loan in just a few taps, with a speedy and paperless procedure to help resolve immediate financial needs. ### Are there any fees associated with using this app? The app itself does not charge any fees to customers for connecting them with lenders. However, lenders may charge fees and interest rates, which will be disclosed to you before you agree to any loan terms. ### What are the typical loan repayment periods and APRs? Repayment periods typically range from 65 days up to 2 years, depending on the lender. APRs can vary significantly, with lenders offering rates from 5.99% to 35.99% for unsecured personal loans, based on your creditworthiness. ### Who is this app suitable for? This app is suitable for individuals who require immediate financial assistance to cover short-term expenses or unexpected costs. It's a convenient option for those needing quick cash without extensive web searching. ## Version history (last 5 releases) ### 1.2.4 — 2024-04-12 Improved mobile app. ### 1.2.2 — 2023-12-05 A technical bug has been fixed. ### 1.2.1 — 2023-10-09 - Small bugs fixed - Description ### 1.2.0 — 2023-09-06 small bug fixed ### 1.1.9 — 2023-07-19 - logo design improvements - technical updates ## Apps similar to Payday Advance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Grid Money](https://appshunter.io/ios/app/grid-money/id1473180914) | 4.6 (27,387) | Free | Finance | | [Dayforce Wallet: On-demand Pay](https://appshunter.io/ios/app/dayforce-wallet-on-demand-pay/id1497887283) | 4.9 (52,503) | Free | Finance | | [Instant Cash Loan: Borrow Fast](https://appshunter.io/ios/app/instant-cash-loan-borrow-fast/id1560842615) | 4.5 (1,036) | Free | Finance | | [FloatMe: Fast Cash Advance App](https://appshunter.io/ios/app/floatme-fast-cash-advance-app/id1395667279) | 4.8 (142,415) | Free | Finance | | [OneBlinc Cash Advance](https://appshunter.io/ios/app/oneblinc-cash-advance/id1593417965) | 4.8 (11,836) | Free | Finance | | [Anything Loans: Cash Advance](https://appshunter.io/ios/app/anything-loans-cash-advance/id1577207552) | 4.6 (1,468) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*