# Payday Advance - Borrow Money — user reviews > 51 indexed App Store user reviews of Payday Advance by PAYDAYSAY, rated 4.40/5 from 5,313 ratings. - Source: https://appshunter.io/ios/app/payday-advance-borrow-money/id1542349316/reviews - App overview in markdown: https://appshunter.io/ios/app/payday-advance-borrow-money/id1542349316.md - Rating breakdown: 5★ 4,186 · 4★ 337 · 3★ 141 · 2★ 92 · 1★ 557 ## What do users think of Payday Advance? Overall sentiment: mixed **Pros** - 🚀 Instant loan approval - 💰 Convenient way to get cash advance - ⏱️ Fast processing and deposit - 👍 Easy to use application - 🤝 Helpful and responsive lenders **Cons** - 🚫 Leads to spam emails and calls - 🔒 Concerns about personal information security - ❌ Unsuccessful loan applications - 🤔 Confusing and misleading application process - 🙅‍♀️ Lack of transparency about lender details **Commonly reported bugs** - Loan application process getting stuck - Incorrect location and bank information displayed **Most requested features** - Clearer communication about loan terms and conditions - Option to select preferred lenders - Improved customer support for resolving issues ## Newest reviews (10 of 51) ### 1/5 — Not good *2022-01-29, version 1.1.5* I tried 3 times nothing it won't let me sign or when I tried again I will not work and the screen would go white also I hope this doesn't affect my credit since I tried 3 times for some reason it didn't work and I'm thinking I might have just gotten lucky from a scam ### 5/5 — Fantastic *2022-01-13, version 1.1.5* Most loan companies either deny you for bad credit or make you answer a million questions before they decide to get you approved, this site was so quick and easy I received my loan the same day with in a few hours. I’m so grateful this app is available.!! **Developer response:** thank you! ### 1/5 — Worst app I’ve ever used!! *2022-01-02, version 1.1.5* DO NOT download this app, you will not get a loan and all they do is sell your info to others so you get hundreds of emails constantly. I’ve received over 300+ emails plus phones calls in the last two days after downloading this, it is not worth it!! And the link they tell you to go to to stop receiving emails does not exist! SCAMMERS ### 1/5 — What happened????😡😡😡 *2021-12-31, version 1.1.5* I was excited for this app I was tired of endless going around in circles from false testimonies to fake adds that I’m approved quick story this is recently happening now I had a perfect credit 740 but things happened and it crashed overnight I lost hope and sleep and today I saw this app I saw why not it won’t hurt so I tried Aand to my suprise I was approved $3000 when I only ask for $600 and a co signer to sign I was so excited and next thing you know it just started over I couldn’t find a way to get it back and I reapplied again it was weak I wanted to find a way to reach someone to fix this because I want to give this app a deserving 5 stars ⭐️ please help ### 5/5 — Great *2021-10-29, version 1.1.5* One of the best lending apps I have ever used. I have wanted to buy a new laptop for a long time and last week I saw a big one-day discount. It was my chance but I didn't have enough money. I borrowed 600 dollars from this app and I think it is fantastic. People can borrow money by spending 10 minutes on their phones. Wow! **Developer response:** Thanks very much for your review! We're glad you've had an easy process using ### 5/5 — Great app *2021-10-29, version 1.1.5* I was in an extreme situation when I needed money that night. I have broken my friend's bike and I had to fix it till my friend came back. I found a professional in fixing bikes but he took twice the price. I was not satisfied, but I had no other variant. So, I turned here to get money immediately. To be honest, I was waiting for 1 day, but it doesn't matter now. I got the whole sum and paid for fixing it. **Developer response:** Thanks very much! We are glad you had a great experience using our app) ### 5/5 — Thanks! *2021-10-17, version 1.1.5* It was the first time I desperately needed money and I understood that the only right way is to ask for advance cash. But my boss refused me. Why? I don't know.. And my saver appeared on my phone - this app! Thanks! ### 5/5 — this is the best way out. *2021-10-16, version 1.1.5* App is for applying for a loan advance. If you need extra money immediately, this is the best way out. ### 5/5 — good *2021-10-11, version 1.1.5* I have found the best money lender here!!! I got an offer after the loan application and I didn't hope I would get such good conditions. I would like to put 10 stars here, but can only 5 ones. ### 5/5 — Great! *2021-10-11, version 1.1.5* Advance payday app helps in complicated monetary situations. Using exactly this app you can solve any money issue. Any! And you don't need to report why you need money and where you spend it. Great! ## Most critical reviews (10 lowest-rated) ### 1/5 — You will receive spam Texts and Emails for months! *2023-01-22, version 1.1.6* Unless you have perfect credit, STAY AWAY FROM THIS APP!!! They will give your information to random spamming companies and you will receive calls, emails, and texts from their companies for months, maybe even years. Its on a daily basis for me to block multiple texts and spam emails every single day! It’s a nightmare! I wish I never gave this app my phone number or email address. Hopefully this review helps someone to decide NOT to sign up for this absolute scam of a “service” they say they offer. 🙄 ### 1/5 — Please READ!! *2022-12-23, version 1.1.6* This is a scamming service. The positive reviews are written by paid staff at this fraudulent company. Read them- they all follow the same template. The only Honest reviews are the 1 star reviews calling this company out on their scheme. STAY AWAY. The responses from the “Company” are from the profiting scammers themselves- the grammar and spelling is atrocious… they do not live in this country and group together to make a dishonest living. Please listen and STAY AWAY. ### 1/5 — DONT DO IT *2022-10-31, version 1.1.6* Would give 0 stars if I could kept transferring me page to page asking for my info over and over again! Ive recieved over 60+ spam emails JUST TODAY from “lenders” 😡😡 every hour that I refresh my spam I already have 20 emails from different “lenders” save yourself the trouble!!! ### 1/5 — SCAM!!! *2022-10-26, version 1.1.6* Not real helpful. They ask for your private information to verify and then banking info say you are approved and then shoot you to 3-4 for other sites where you still have to do more applications. SCAM The app developer responded, and again it was not helpful. If you are going to be a simple step application app then I shouldn't have to go to 3 other loan forms to be approved. Like I said ... SCAM. There is no creditable lenders on this app. ### 1/5 — Scam *2022-10-12, version 1.1.6* This app doesn’t help you get anything. It’s the same scam you get when you apply online and it just rangers you over and over and over to different screens to enter the same info and never brings you to an actual lender just brokers who look for lenders and still no results. Worse app ever and waste of time ### 1/5 — Doesn’t work please don’t download this APP!!! *2022-08-31, version 1.1.6* I fill out the loan application and unfortunately the loan does not work and my social security number better not be used or stolen I will report you if this is a fraudulent app! This is what the app says “Hold tight! We're processing your loan! This will only take a few minutes. Do NOT leave this page or you will lose your loan!” It’s stuck and not working! What a big waste of time! ### 1/5 — Quick…No. Easy…No! Convent…NO! *2022-08-21, version 1.1.6* I was told “congratulations, you were approved!” Three times and was never connected to a lender. It just kept asking for my social security number and bank information but as soon as I put my info in they say “congratulations, you were approved” then showed a “processing loan” page that would ultimately lead to the “congratulations, you were approved” page…AGAIN! You are just passing out your personal information. Use Earnin, Dave or other apps. This one is a SCAM! **Developer response:** good afternoon! Sorry, there may have been an error, thanks for your feedback, we tried to fix it) ### 1/5 — Do NOT download this app *2022-08-01, version 1.1.6* I downloaded this app in hopes of being able to apply for a loan, instead, my email and phone number is overridden with phone calls, text messages and emails from other loan places or spam emails and company’s. Have spent the past 30 minutes deleting 40+ emails that came in. ### 1/5 — DON’T WASTE YOUR TIME *2022-05-24, version 1.1.6* All of the other reviews are so promising, but very misleading. There is nothing great about this app, or even good. It’s the same as any other app of this nature and like any other website that doesn’t have a building you can walk into. It just connects you with “lenders” that end up being more third-party communication services that keep going on and on and on and you’ll never actually get to a lender, however, you will get a bunch of spam emails, so that’s something. If you want a serious loan without having to go in store, I would try Ace Cash Express or CashNet USA. They worked great for me 😊 **Developer response:** Good afternoon! We apologize if something did not suit you, we have been on the market for a long time and we have hundreds of satisfied customers, try again6 if you do not inspire confidence, we hope you can change your mind about our product 😊 ### 1/5 — Email flood *2022-04-10, version 1.1.6* After you sign up expecting to hear from one or at least two lenders your email gets flooded with so many emails from so many different lenders you don’t even know where to begin then they start calling and texting you and you don’t know what is a scam or what is real very disorganized for no reason I feel like I should’ve never signed up. ## Most praised reviews (10 highest-rated) ### 5/5 — Okay it actually does work and I’m a real person *2023-04-04* Yesterday I actually wrote a bad review cause I noticed all I was getting was spam calls and emails… I applied for $200 on Sunday and it said it would be here next business day. Monday comes around and nothing, I for sure thought I got scammed. And then I just woke up right now and opened my bank account and there was the $200 that I applied for 🙃 so maybe it’s just the loan place you’re applying at? I’m not sure. I read so many bad comments and I thought the same thing was happening to me. But I got the $200 today. So there’s that. It actually works ### 5/5 — How to pay back loan *2023-01-01, version 1.1.6* Do they just take it out of your bank account on file or what ? ### 5/5 — Has made borrowing money easy. *2022-12-10, version 1.1.6* This is s great way to acquire financial support. This app delivers on its promises. In these times of financial crisis where people need money now and then to make ends meet Payday could prove to be an essential support like it did for me. It is convenient and saves time. ### 5/5 — Perfect solution)) *2022-07-25, version 1.1.6* This app is a great way to receive an easy loan. And when I say easy, I mean really easy. You have to type your information into the special form and press submit button. That's all! No employment confirmation or something like that is required. What is it if not a perfect solution? **Developer response:** thank you! ### 5/5 — This app is a great! *2022-07-23, version 1.1.6* This app is a great alternative to conventional bank services. But at a bank, you have to stay in line and wait for the approval for up to several days. In the app, you receive a decision almost immediately after filling in the form. It's much faster and more efficient for modern people. **Developer response:** thank you) ### 5/5 — Very comfortably *2022-07-23, version 1.1.6* I liked this idea of advance payday. It's super convenient - if you don't have enough money before payday, you don't have to ask friends or acquaintances to lend you money. I often use this app, especially when I am totally short of money at the end of the month. Therefore, I can afford more than usual. **Developer response:** thanks for your nice words) ### 5/5 — Thank you! *2022-07-22, version 1.1.6* I have enjoyed using this lending application. It has been extremely convenient for me. You don't have to wait long for confirmation; collect a package of documents and write a reason for the loan. These are the key advantages for me. I absolutely freely selected the lender and the terms and am happy with my decision. **Developer response:** thank you) ### 5/5 — 👍👍 *2022-07-22, version 1.1.6* I'm so glad I found such a wonderful application. There are extremely polite money lenders who offer favorable conditions. So I recommend that everyone who has difficulties with money pay special attention to this app! **Developer response:** Thanks for your feedback) ### 5/5 — Awesome app *2022-03-15, version 1.1.5* Quite a good application for loans. I have not met similar organizations. So it is difficult for me to judge without comparison. But I liked the service, and the money was paid right away. ### 5/5 — helpful. *2022-02-14, version 1.1.5* Money borrowing has become so easy and comfortable here. This app allows you to reach numerous lenders. I know they cooperate with a large network of direct creditors which is amazing and helpful. --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*