# Payday Advance - Cash UP Loan — Borrow Money You Need Fast

> App for borrowing money quickly with instant decisions and no hidden fees. (iPhone/iPad app by CASH - UP LTD.)

- Source: https://appshunter.io/ios/app/payday-advance-cash-up-loan/id1642971756 (this page in markdown: same URL + `.md`)
- Developer: [CASH - UP LTD](https://appshunter.io/developer/1642971758)
- Category: Finance
- Price: Free
- Rating: 4.80/5 from 684 App Store ratings · 52 written reviews indexed
- Age rating: 4+
- Requires: iOS 13.0 · 9 MB
- Languages: American English
- Released: 2022-10-02
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-advance-cash-up-loan/id1642971756/reviews.md

## What is Payday Advance?

Borrow up to $5,000 with an Instant Decision and No Hidden Costs or Fees. Submit your loan request with our Payday Advance App!

Everyone needs emergency funds sometimes, but not everyone can get money quickly. Your car breaks, your pets get sick, or your house needs fixing. There are so many things that can happen suddenly, so you need to be prepared and know where to get the funds you need. You can install our money loan app and apply for extra funds in your pocket whenever you need! 

You don’t have to be a financial guru to fill out our forms, submit the request, and accept the most suitable offer for your situation. We make everything easy and straightforward, so everyone can use our money loan app. 

There are many payday advance apps and personal loan apps out there. However, many of these apps are hard to understand, restrictive, complicated, and unavailable for people with bad credit. Instead of downloading and using these confusing personal loan apps or payday advance apps, why don’t you try Payday Advance - Cash UP Loan instead? Download our personal loan app and see for yourself how simple and fast the process of applying for instant loans from our payday advance app is! 

FEATURES OF Payday Advance - Cash UP Loan:

- Fast Application
- Get $200 - $5,000
- Simple Process 
- Solve Your Financial Problem Without Stress
- Get Several Offers And Choose The Best One For You
- Get The Money To Your Account Quickly. 
- Great Interest Rates 

HOW TO APPLY FOR PAYDAY ADVANCE THROUGH OUR APP:

1. Submit a request – Submit a request for instant loans for an instant cash advance. You only need around 10 minutes to fill out all the forms that we require from you. We only need the most important information to offer the best terms and rates based on your needs.

2. Check the offers – Once you’ve submitted your request, you can check out offers and, when choosing which offer suits you best, sign it with the e-sign.

3. Receive your money – once we receive the form that you’ve signed, the funds will transfer to your account soon. 

Anyone can start applying today! You don’t have to have a good credit score to begin applying for instant loans now. Our instant loan app is a way to get money quickly and solve your problem without stress. Many lenders are waiting for people who apply for payday advance today — no need to worry when you need quick money. Just use our app and apply today. 

Please recommend our money loan app to your friends, family, or even colleagues who now need some loans. Help them solve their financial trouble with our instant loans!

Support our app by leaving us your review and rating! Please let us know if you encounter any problems when using our app and service so we can help you resolve it as soon as possible.
_____________
APR: Annual percentage rate
APRs range in this app from 5.99% minimum to 35.99% maximum (maximum APR for qualified consumers). You will be notified of the final number before accepting the loan terms. Credit decisions are based on the income, credit rating, employment of the borrower, as well as other criteria.

Repayment Period - Loan terms 
App doesn’t charge any fees for loan applications. By submitting your personal and employment details, you agree to get your information checked and verified. You are not obliged to utilize this service or receive a loan. The residents and citizens of particular states may not be eligible to get a loan.
Repayment period (Minimum and maximum period for repayment) - from 90 days to 2 years. You will be notified of the final number before accepting the loan terms.

Representative Example of APR
If you borrow $2500.00 over a term of 12 months with an interest rate of 21.00%, you will pay $232.78 each month (payment frequency: monthly). The total amount payable will be $2793.41, with a total interest of $293.41, APR: 21.00%.

## Key features

- Borrow up to $5,000
- Instant decision
- No hidden costs or fees
- Fast application process
- Simple and straightforward
- Multiple offers to choose from
- Funds transferred quickly

## What do users think of Payday Advance?

Overall sentiment: positive

**Pros**

- 👍 Easy and quick loan process
- 💡 Helpful and responsive customer service
- 🚀 Fast approval and money transfer
- 🔒 Secure and trustworthy application

**Cons**

- 🐛 Redirecting to other sites and apps
- 🐛 Collecting personal information without providing loans
- 🐛 Unreliable and fake app

**Commonly reported bugs**

- Inability to enter email or complete application
- Freezing and crashing issues

**Most requested features**

- Customizable expense tracking and categorization
- Ability to view longer transaction history

## Recent user reviews (10 of 52)

All indexed reviews: https://appshunter.io/ios/app/payday-advance-cash-up-loan/id1642971756/reviews.md

### 1/5 — Work

*2024-05-30*

Can't even put my email in

### 2/5 — No!!!

*2024-04-17*

It says you get approved when you got denied everywhere else but they fail to mention you have to have a co-signer or you won’t get the loan.

### 5/5 — Имба

*2023-08-21*

Крутяк вообще супер воцуукрпр

### 5/5 — U

*2023-07-02*

We oh

### 1/5 — Stay away

*2023-05-01*

Just collected all my person info and then nothing

### 1/5 — Don’t use this app, fake app

*2023-03-20*

I feel like I just gave my information up for grabs…
It doesn’t feel right. I put all my info in and it started loading a fake App Store telling me to download another app to get my loan. This is fake

### 5/5 — good app

*2023-02-03, version 1.0*

Payday Advance has great sync features, and easily able to track individual categories, and it's holistic overview of personal finance is very mint-esque without the annoying advertisements. THE ONE feature I think that's lacking is the ability to group expenses by categories such as housing (under which could be rent, internet, electricity etc.) And the ability to customize the tracking feature for customized periods of time. As it stands currently, you can only look at the last 2 months, and yearly. The ability to customize these types of tracking features would make this an elite app. I think these are some of the biggest issues preventing me from buying the yearly subscription. I really like this app, it's closely behind YNAB, but needs a few tweaks!

### 5/5 — Wow

*2023-01-29, version 1.0*

It was so fast and easy! Great if you need the money right away.It was It was

### 1/5 — Oof.

*2023-01-07, version 1.0*

All I did was open my email and phone to so many calls from lenders.

### 1/5 — Definitely fake

*2023-01-01, version 1.0*

They just keep redirecting you to different sites

## Frequently asked questions about Payday Advance

### What is this app for?

This app allows users to apply for and receive short-term loans, also known as payday advances or cash advances. It aims to provide quick access to funds for unexpected financial needs, with loan amounts ranging from $200 to $5,000.

### How do I apply for a loan?

The application process is designed to be simple and fast. You'll submit a request, which typically takes about 10 minutes to complete. After submitting, you can review and accept suitable offers, and once signed, the funds will be transferred to your account.

### What are the costs and fees associated with these loans?

The app states there are no hidden costs or fees. The Annual Percentage Rate (APR) can range from a minimum of 5.99% to a maximum of 35.99% for qualified consumers. You will be informed of the final APR before accepting any loan offer.

### Do I need a good credit score to apply?

No, you do not need a good credit score to begin applying for loans through this app. The app is designed to be accessible to a wider range of individuals, including those who may have had difficulty obtaining loans elsewhere due to their credit history.

### What are the typical use cases for this app?

This app is intended for situations where you need money quickly to cover unexpected expenses. Common use cases include covering costs for car repairs, veterinary bills for sick pets, or urgent home repairs, providing a financial solution without significant stress.

## Version history (last 1 release)

### 1.0 — 2022-10-02

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*