# Payday Advance - D&J Loans > Connect with lenders for short-term cash advances with transparent terms. (iPhone/iPad app by D & J.P. Loans Limited.) - Source: https://appshunter.io/ios/app/payday-advance-d-and-j-loans/id1596889849 (this page in markdown: same URL + `.md`) - Developer: [D & J.P. Loans Limited](https://appshunter.io/developer/1596889851) - Category: Finance - Price: Free - Rating: 4.60/5 from 234 App Store ratings · 17 written reviews indexed - Age rating: 9+ - Requires: iOS 11.4 · 35 MB - Languages: American English - Released: 2021-12-01 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-advance-d-and-j-loans/id1596889849/reviews.md ## What is Payday Advance? We offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security. Just fill out our smart request form, get connected with a lender and enjoy your extra cash! Material Disclosure: APR rates range from 5.99% to 29.99% (maximum APR for qualified consumers). Repayment terms from 3 months to 36 months. This number will be set by your lender, and you will be notified of the final number before accepting the loan terms. We are not a lender and do not have the ability to disclose exact APR. If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR. Minimum and maximum period for repayment - from 65 days to 7 year. ## Key features - Free request service - No hidden fees - Secure data submission - Connect with lenders - Flexible repayment terms ## Recent user reviews (10 of 17) All indexed reviews: https://appshunter.io/ios/app/payday-advance-d-and-j-loans/id1596889849/reviews.md ### 1/5 — Scam *2024-05-04* You put in all of your personal info get the offers page click it and it says no internet connection. Even though there is no internet issue. They are just phishing for your information. Did not work. Now I’m afraid that these people have all my info ### 1/5 — RIP OFF 780% APR - DO NOT USE THIS APP *2022-09-20, version 1.1* I applied for a loan… cool. Approved for $600 with a 780% APR (so I would be paying them at least $3500). These types of companies are taking advantage of people in need and this type of lending should be illegal and whoever profits from it should be in prison. ### 1/5 — Didn’t work *2022-08-12, version 1.1* Picked up the app as a payday loan app. Filled out the info knowing that id have to mute a number of emails and unsubscribe to several of them…this isn’t a payday loan app, I tried several times to acquire a loan from the app and whatever financial institution backs it….apparently there isn’t any and it’s a platform to gather data and maybe connect you with something that may work…I downloaded a payday loan app not a match maker. Waste of time ### 1/5 — SCAM *2022-06-17, version 1.1* THIS APP IS FAKE DO NOT USE, it’s not secure don’t put your information in. I willl be reporting this app. ### 5/5 — Extremely fast approval and deposit into account *2022-06-04, version 1.1* Wow,the entire process took me less then 2 hours. I am so grateful. Amazing app. ### 5/5 — Loans *2022-05-28, version 1.1* Super 👍👍👍 ### 5/5 — Class *2022-05-27, version 1.1* Class😘🍷🤣✌️😂😃🥲😃😁😁🥲😁🦀😄👋👋😘🥇 ### 5/5 — 👍🏻👍🏻👍🏻 *2022-04-19, version 1.1* Отличное ### 5/5 — Good app *2022-02-16, version 1.1* Recently, my favourite rock band came to my city, and there was no money for a ticket at all. In such cases, I had used the earnin before, but I wanted to try something new. I found out about the cash advance app and decided to take out money there. Everything turned out to be very cool and convenient, now I will use it more often. ### 5/5 — Great *2022-02-03, version 1.1* Beyond my expectations. There is no substitute for this app. I will recommend this app to my friends who definitely need this financial tool ## Frequently asked questions about Payday Advance ### What does this app do? This app provides a service to connect users with lenders for cash advances. Users can submit a request form to be matched with a lender and receive funds. The service is offered without upfront fees from the app itself. ### What are the repayment terms? Repayment terms are set by the individual lender and can range from 3 months to 36 months, or even up to 7 years in some cases. The exact terms, including APR and monthly payments, will be disclosed by the lender before you accept the loan. ### Is there a cost to use this app? The app itself offers its services for free, meaning there are no hidden fees or charges from their end. However, the loans obtained through the app will have associated costs such as interest rates and potential arrangement fees set by the lender. ### How is my data secured? The app emphasizes user comfort and safety, enabling users to submit requests without worrying about data security threats. They aim to protect your information throughout the request process. ### What is the typical APR range? APR rates can range from 5.99% to 29.99% for qualified consumers. The exact APR is determined by the lender and will be communicated to you before you agree to any loan terms. The app is not a lender and cannot disclose the exact APR. ## Version history (last 2 releases) ### 1.1 — 2021-12-04 Fixed bugs and improved performance. ### 1.0 — 2021-12-02 No release notes. ## Apps similar to Payday Advance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Small Loan - Money Borrowing](https://appshunter.io/ios/app/small-loan-money-borrowing/id6444898467) | 4.5 (760) | Free | Finance | | [Payday Advance - Cash UP Loan](https://appshunter.io/ios/app/payday-advance-cash-up-loan/id1642971756) | 4.8 (684) | Free | Finance | | [OTM Loans - Cash Advance](https://appshunter.io/ios/app/otm-loans-cash-advance/id1626304833) | 4.8 (169) | Free | Finance | | [Payday Loans & Money Advance](https://appshunter.io/ios/app/payday-loans-and-money-advance/id1598597654) | 4.7 (216) | Free | Finance | | [Same Day Loans: Cash Advance](https://appshunter.io/ios/app/same-day-loans-cash-advance/id1483826344) | 4.2 (502) | Free | Finance | | [Cash Advance: Provident Loans](https://appshunter.io/ios/app/cash-advance-provident-loans/id1626318063) | 4.8 (2,556) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*