# Payday Advance - Loan App — Borrow Money Instantly > Online app for instant payday loans and small money advances. (iPhone/iPad app by PAYDAY ADVANCE LTD.) - Source: https://appshunter.io/ios/app/payday-advance-loan-app/id1636844020 (this page in markdown: same URL + `.md`) - Developer: [PAYDAY ADVANCE LTD](https://appshunter.io/developer/1636844022) - Category: Finance - Price: Free - Rating: 4.60/5 from 582 App Store ratings · 37 written reviews indexed - Age rating: 17+ - Requires: iOS 11.0 · 21 MB - Languages: English - Released: 2022-07-28 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-advance-loan-app/id1636844020/reviews.md ## What is Payday Advance? Are you looking for payday loans to get cash instantly on your account? Do you also want this money lending app to be 100% online and to have a fast approval process? Meet 10 Payday Advance App, your new favorite money advance and small loans app where you can borrow money instantly! No more frustrating visits to the bank or delays, now you can get payday loans quickly and securely from your phone. Material Disclosure: APR rates range from 5.99% to 35.99% (maximum APR for qualified consumers). Repayment terms from 3 months to 36 months. This number will be set by your lender, and you will be notified of the final number before accepting the loan terms. We are not a lender and do not have the ability to disclose exact APR. If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR. ## Key features - Borrow money instantly - Online application process - Fast approval - Secure transactions - Payday loans - Small loans ## Recent user reviews (10 of 37) All indexed reviews: https://appshunter.io/ios/app/payday-advance-loan-app/id1636844020/reviews.md ### 1/5 — FAKE Just finding u lender *2023-08-01* Fake apps take all ur information and not approved fake ### 1/5 — This app fake *2023-06-01* Well i enter all my info and the app starts by asking if i want to do a credit score so i did it once then i put all my banking info address all the stuff than the app takes you to a whole other app after you enter all your information job bank info to much info for a 100 dollar to get food new it was to good to be true ### 1/5 — Beware. *2023-05-18* Most likely scam. Rates up to 850% interest. ??? ### 1/5 — Fake *2023-01-26, version 1.0* This app is a scam it had me put my personal information in and then kept redirecting me to wired sites !! Just to find out later on my Ssn is being used fraudulently! Do not trust this app! ### 1/5 — Do not download this app *2023-01-26, version 1.0* They will flood your email with scam loan company’s all day long 🤦🏿‍♂️ ### 1/5 — Crap App *2022-11-03, version 1.0* Had me fill out all the info which I did. Then took me to a page where none of the options worked when I tapped them. When I closed the app and reopened it now it just says my link is expired. So now they have all my info and there’s nothing I got or anything I could do about it. Nothing better happen with my personal info. ### 2/5 — Process *2022-10-13, version 1.0* Way to many steps to be sent to a lender just to re-enter the same information you just did it’s a waste of time ### 1/5 — :( *2022-10-11, version 1.0* I was tricked ### 1/5 — Don’t do it *2022-10-05, version 1.0* It’s a scam, asks you to provide all of your info and then just scammers call and email to harass you. ### 5/5 — So happy *2022-09-08, version 1.0* Super app ## Frequently asked questions about Payday Advance ### What does this app do? This app allows users to borrow money instantly through online payday loans and small loan options. It provides a secure and fast way to get cash directly from your phone without needing to visit a bank. ### What are the APR rates and repayment terms? APR rates can range from 5.99% to 35.99% for qualified consumers. Repayment terms vary from 3 months to 36 months. The exact APR and terms are set by the lender and will be disclosed before you accept the loan. ### How does the loan approval process work? The app offers a fast approval process for payday loans and money advances. Applications are handled online, allowing for quick and secure borrowing directly from your mobile device. ### Is this app available on all devices? The provided description does not specify compatibility with different operating systems or devices. It is generally assumed to be available on major mobile platforms like iOS and Android. ### What are common use cases for this app? This app is useful for individuals who need immediate cash for unexpected expenses, bridging the gap until their next payday, or covering short-term financial needs with a convenient online solution. ## Version history (last 1 release) ### 1.0 — 2022-07-28 No release notes. ## Apps similar to Payday Advance | App | Rating | Price | Category | | --- | --- | --- | --- | | [Payday Pro - Money Loan App](https://appshunter.io/ios/app/payday-pro-money-loan-app/id1639365810) | 4.4 (504) | Free | Finance | | [Loan Money - Fast Cash Online](https://appshunter.io/ios/app/loan-money-fast-cash-online/id1600274618) | 4.6 (372) | Free | Finance | | [Borrow Money Instant & Fast](https://appshunter.io/ios/app/borrow-money-instant-and-fast/id1667754462) | 4.0 (523) | Free | Finance | | [Payday Advance - D&J Loans](https://appshunter.io/ios/app/payday-advance-d-and-j-loans/id1596889849) | 4.6 (234) | Free | Finance | | [Payday Loans Online](https://appshunter.io/ios/app/payday-loans-online/id1607751113) | 4.8 (404) | Free | Finance | | [Payday Cash Advance: OPS Loans](https://appshunter.io/ios/app/payday-cash-advance-ops-loans/id1627740234) | 4.7 (650) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*