# Payday Advance: Loan Money — Borrow Cash on the Go

> App for payday advances and credit card comparisons. (iPhone/iPad app by ELM CAPITAL EU, UNIPESSOAL, LDA.)

- Source: https://appshunter.io/ios/app/payday-advance-loan-money/id1669301363 (this page in markdown: same URL + `.md`)
- Developer: [ELM CAPITAL EU, UNIPESSOAL, LDA](https://appshunter.io/developer/1669301365)
- Category: Finance
- Price: Free
- Rating: 4.88/5 from 66 App Store ratings
- Age rating: 17+
- Requires: iOS 12.0 · 42 MB
- Languages: English
- Released: 2023-03-08
- Data updated: 2026-06-10
- Monetization: free
- User reviews in markdown: https://appshunter.io/ios/app/payday-advance-loan-money/id1669301363/reviews.md

## What is Payday Advance?

Do you often have to loan money from friends? Short of paycheck to buy something? Tired of the harsh loan conditions of banks? Looking for an easy way to get a fast payday advance?
Then this simple loan money app is exactly what will help you out. You can take out a loan for any period convenient for you and for any amount convenient for you without fear. Our application will create an individual payment schedule for you and will remind you of the timely deposit of a money loan.
All processes in this loan money app are protected by HTTPS connection and modern encryption technologies. Using it, you shouldn’t be afraid for your money and data. Your money borrowing experience will become positive, and you will forget about complex banking transactions. You don't have to stand in queues because you can loan money now and here. You can be anywhere doing anything and still apply in this app that lets you borrow money. The payday advance loan will be credited to your account as soon as possible.
Loan Money App Advantages
Our payday advance app can perfectly compete with bank borrows and loan money to you. Borrowers do not need to stand in line, fill out tons of paperwork, wait weeks for an answer. You just need to go to the loan app on your phone and enjoy the freedom to manage your finances. And if you are still in doubt, here is a list of the benefits of taking borrows with us:
- Easy navigation, great colorful design
- Possibility to loan money from us 24/7 in any convenient way
- Processing without credit score check
- You don’t need to turn to friends or relatives for help
- A good alternative to going to the bank or physical offices of lenders
- Get your payday advance application approved as quickly as possible
- Convenient payment schedule, which is created for each borrower
Credit Cards Offers
Our loan app also offers a wide range of credit card options from top issuers, making it a one-stop shop for all your credit card needs. We made it easy for users to compare the features and benefits of each card, including rewards, sign-up bonuses, annual fees, interest rates, and more. Here, users can find the perfect credit card based on their lifestyle and financial goals. Our app streamlines the credit card selection process by presenting users with a curated selection of cards in a user-friendly interface. We believe it's much easier than searching through countless websites. Furthermore, this loan app frequently updates its credit card offers with the latest deals, ensuring that users have access to the best ones on the market.

Overall, we wanted to create a convenient app to simplify the process of applying for loans & credit cards, making it an easy and efficient option for anyone.
Loan Money App Material Disclosure
The loan app is providing services to all US residents, regardless of their social and financial status. You do not need to have a high credit score or extensive professional experience, or other financial conditions to apply for an online loan. You can always refuse to accept the conditions of a payday advance that you’ll receive upon confirmation of the application. The decision is always up to the borrower.
The credit repayment period varies from 65 days to 2 years. Interest is charged for each payday advance loan requested. This percentage is called APR. They vary depending on the loan requested. The minimum rate is 5.99%, the maximum loan rate is 35.99%. APR also includes the nominal interest rate and premiums. The value of the latter varies from 16 to 26%.
Since these types of online loans are unsecured, those borrowers who have a good or excellent credit history receive money without a credit check.
Payday Advance Loan Example
Loan Amount: $3,800
Repayment Term: 24 Months
Interest Rate: 34%
Total Interest: $1,488.88
Payment Every Month: $220.37
Total Loan Cost: $5,288.88
Make your life easier by using our payday advance app that loans money online and fast!

## Key features

- Quick payday advances
- Credit card comparisons
- Individual payment schedules
- 24/7 loan availability
- No credit score check
- Secure data encryption


## Frequently asked questions about Payday Advance

### How does Payday Advance help me get a loan?

Payday Advance simplifies the process of obtaining a loan by offering quick access to payday advances. It creates an individual payment schedule and reminds you of due dates, making borrowing easier than traditional bank methods.

### What credit cards can I find on Payday Advance?

The app allows you to compare a wide range of credit card options from top issuers. You can easily review features like rewards, annual fees, and interest rates to find a card that suits your lifestyle and financial goals.

### Is Payday Advance secure for my financial data?

Yes, all processes within the app are protected by HTTPS connection and modern encryption technologies. This ensures your money and personal data are kept safe during your borrowing and credit card comparison experience.

### Do I need a good credit score to use Payday Advance?

No, a significant advantage of this app is the possibility of processing loans without a credit score check. This makes it accessible to a wider range of users who may not have an extensive credit history.

### When was Payday Advance last updated?

Payday Advance was last updated on March 8, 2023, with version 1.0. The app was initially released on the same date.

### What devices support Payday Advance?

Payday Advance is available for iPhone, iPad, and iPod devices. It is designed for users within the Apple ecosystem.

### What is the age rating for Payday Advance?

The app has an age rating of 17+, indicating it is intended for mature users. This is common for financial applications dealing with loans and credit.

### How does Payday Advance compare to banks?

Payday Advance offers a much faster and simpler process than traditional banks. You avoid long queues, extensive paperwork, and lengthy waiting periods for loan approval or credit card applications.

## Version history (last 1 release)

### 1.0 — 2023-03-08

No release notes.

## Apps similar to Payday Advance

| App | Rating | Price | Category |
| --- | --- | --- | --- |
| [Continental Bank](https://appshunter.io/ios/app/continental-bank/id1527526340) | 4.2 (5) | Free | Finance |
| [HOP Remit - Send Money Abroad](https://appshunter.io/ios/app/hop-remit-send-money-abroad/id1526102800) | 4.0 (4) | Free | Finance |
| [Bancovinet](https://appshunter.io/ios/app/bancovinet/id1524741720) | 5.0 (1) | Free | Finance |
| [Ford Credit](https://appshunter.io/ios/app/ford-credit/id1523100320) | 4.5 (1,138) | Free | Finance |
| [Central Liverpool Credit Union](https://appshunter.io/ios/app/central-liverpool-credit-union/id1530792600) | — | Free | Finance |
| [Metro Bank Authenticator](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800) | — | Free | Finance |

---

*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*