# Payday Cash Advance: Loans — Secure Loans, Fast Cash > Connects users with lenders for personal loans and cash advances. (iPhone/iPad app by VINH XUAN GENERAL TRADING COMPANY LIMITED.) - Source: https://appshunter.io/ios/app/payday-cash-advance-loans/id6471409522 (this page in markdown: same URL + `.md`) - Developer: [VINH XUAN GENERAL TRADING COMPANY LIMITED](https://appshunter.io/developer/1714954799) - Category: Finance - Price: Free - Rating: 3.67/5 from 3 App Store ratings · 3 written reviews indexed - Age rating: 17+ - Requires: iOS 15.0 · 7 MB - Languages: English - Released: 2023-12-05 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-cash-advance-loans/id6471409522/reviews.md ## What is Payday Cash Advance? Connect with lenders through Payday Cash Advance: Loans! Discover a reliable way to connect with an extensive network of lenders using Payday Cash Advance: Loans! We understand the urgency and unpredictability of financial needs, and our main mission is to bridge the gap between you and potential lenders. Note: Payday Cash Advance: Loans is not a direct lender. We serve as a portal that connects you with a broad spectrum of lenders available in our app. Why choose Payday Cash Advance: Loans? - Extensive network of lenders: Our platform unites hundreds of lenders, increasing your chances of finding a suitable offer. - User-friendly interface: Navigate with ease and locate potential lenders with just a few taps. - Secure and confidential: Your data security is our top priority. Our robust encryption ensures your information's confidentiality. Key Points: Always make sure you've read and understood the terms offered by the lender. Keep in mind that different lenders may have varying interest rates, terms, and policies. Use our platform responsibly. It's crucial to borrow only what you can repay. Disclaimer: We are a platform designed to connect potential borrowers with lenders. The final lending decision, terms, and conditions are entirely dependent on individual lenders. Payday Cash Advance: Loans does not endorse or guarantee any specific loan product and does not charge users for its services. Ensure you make an informed decision, understanding all terms before entering a loan agreement. Dive into the world of financial opportunities with Payday Cash Advance: Loans. Equip yourself with the right tools and connections to cater to your urgent monetary needs. Download now and take a step towards financial flexibility! Material Disclosure: APR (Annual Percentage Rate) varies from 5.99% to 35.99%, with the highest rate available to qualified consumers. Repayment terms range from 3 to 36 months. The specific rate will be determined by your lender, and you will be notified of the exact figure before finalizing the loan agreement. Note that we are not a lending institution and thus cannot provide an exact APR. Below is an example of how APR might be calculated if you decide to borrow money instantly (all applicable fees included): A loan of $2,000 taken out over 2 years with a 15% APR will cost you: Total charge: $2,000 * 0.15 (15% APR) * 2 (2 years) = $600 Total amount you would have to repay: $2,000 + $600 = $2,600 Monthly loan repayment: $2,600 / 24 = $108.33. Loans Terms - Max. Annual Percentage Rate (APR): 35,99% - Min. Repayment Period: 65 Days - Max. Repayment Period: 3 Year - Payment due date: 90 days ## Key features - Extensive lender network - User-friendly interface - Secure data encryption - Connects borrowers with lenders - Guidance on responsible borrowing ## Recent user reviews (3 of 3) All indexed reviews: https://appshunter.io/ios/app/payday-cash-advance-loans/id6471409522/reviews.md ### 1/5 — SCAMMMM *2024-01-06* Basically they take your information and SELL the CRAP out of it. Never got redirected to any loan sites just continuous 3rd party lenders. Dont download it! ### 5/5 — A Real Lifesaver! *2023-12-23* Cash Advance App is a real lifesaver. It's very convenient when you need funds urgently. The service is top-notch, everything is clear and simple.‍ ### 5/5 — Fast, Easy; Convenient! *2023-12-21* Cash Advance: Loans changed my perception of loans. Getting a personal loan through this app was so simple and quick that I couldn't believe it at first. I recọmmend it to everyone!  ​ ## Frequently asked questions about Payday Cash Advance ### What is Payday Cash Advance: Loans? Payday Cash Advance: Loans is a platform that connects users with a network of lenders. It is not a direct lender itself but serves as a portal to help users find potential loan offers. The app is free to use and has a rating of 3.7 stars. ### How secure is Payday Cash Advance: Loans? The app prioritizes user data security with robust encryption to ensure confidentiality. It is designed for users aged 17 and older and is available on iPhone and iPad. ### What are the typical loan terms with Payday Cash Advance: Loans? Annual Percentage Rates (APR) can range from 5.99% to 35.99%, with repayment terms from 3 to 36 months. The exact terms are determined by the individual lender you connect with. ### Does Payday Cash Advance: Loans charge any fees? Payday Cash Advance: Loans does not charge users for its services. The app acts as a connector, and any fees associated with a loan will be determined by the lender. ### How often is Payday Cash Advance: Loans updated? The app was last updated on January 9, 2024, with version 1.3.2. This indicates a relatively recent update, suggesting ongoing development and maintenance. ### Can I get a loan instantly through Payday Cash Advance: Loans? While the app aims to connect you with lenders quickly, the loan approval and disbursement process depends on the individual lender. The app provides tools to help you find offers, but instant loan disbursement is not guaranteed. ### What is the highest APR I might see with Payday Cash Advance: Loans? The maximum Annual Percentage Rate (APR) offered through the network of lenders is 35.99%. This highest rate is typically available to consumers who meet specific qualification criteria set by the lenders. ### What is the minimum repayment period for loans found on Payday Cash Advance: Loans? The minimum repayment period for loans facilitated through the platform is 65 days. This ensures borrowers have a reasonable timeframe to repay the borrowed amount. ## Version history (last 4 releases) ### 1.3.2 — 2024-01-09 Payday Cash Advance: Loans - Version 1.3.2 We're excited to introduce version 1.3 of the Payday Cash Advance: Loans app, featuring significant optimizations and a series of minor bug fixes to enhance your borrowing experience. What's New: Optimized Performance: We've fine-tuned the app to run more efficiently, ensuring a smoother and faster experience when applying for payday cash advances. Enjoy quicker response times and improved overall performance. Bug Fixes: Our team has diligently addressed minor bugs that might have been affecting your usage. These fixes contribute to the app's stability, providing a more reliable platform for your financial needs. Why Update? Faster Processing: Experience accelerated loan processing times, allowing you to access the funds you need even more swiftly. Improved Stability: We've resolved minor issues to make your interactions with the app seamless and reliable. Enjoy a smoother borrowing process without interruptions. Enhanced User Experience: Your feedback matters to us, and this update reflects our commitment to continually refining the app based on your needs. We strive to make borrowing hassle-free and convenient. Update now to enjoy these improvements and make the most out of the Payday Cash Advance: Loans app. Your financial convenience is our priority! ### 1.3 — 2024-01-08 Payday Cash Advance: Loans - Version 1.3 We're excited to introduce version 1.3 of the Payday Cash Advance: Loans app, featuring significant optimizations and a series of minor bug fixes to enhance your borrowing experience. What's New: Optimized Performance: We've fine-tuned the app to run more efficiently, ensuring a smoother and faster experience when applying for payday cash advances. Enjoy quicker response times and improved overall performance. Bug Fixes: Our team has diligently addressed minor bugs that might have been affecting your usage. These fixes contribute to the app's stability, providing a more reliable platform for your financial needs. Why Update? Faster Processing: Experience accelerated loan processing times, allowing you to access the funds you need even more swiftly. Improved Stability: We've resolved minor issues to make your interactions with the app seamless and reliable. Enjoy a smoother borrowing process without interruptions. Enhanced User Experience: Your feedback matters to us, and this update reflects our commitment to continually refining the app based on your needs. We strive to make borrowing hassle-free and convenient. Update now to enjoy these improvements and make the most out of the Payday Cash Advance: Loans app. Your financial convenience is our priority! ### 1.2 — 2023-12-18 Exciting Update Available: Enhanced App Performance! We're thrilled to introduce the latest update for the "Payday Cash Advance: Loans" app. In this release, we've focused on optimizing the app to provide you with a smoother and more efficient experience: App Optimization: We've fine-tuned the app to optimize performance, making it faster and more responsive. Enjoy a seamless and improved user experience while accessing the features you love. Thank you for choosing "Payday Cash Advance: Loans." We're committed to enhancing your financial journey, and this update is designed to make your interactions with the app even better. Update now to experience the benefits of a more optimized app! ### 1.1 — 2023-12-11 Update Available: Improved Performance and Bug Fixes! We're excited to bring you the latest update for the "Cash Advance: Loans" app. In this release, we've focused on refining your user experience by addressing minor issues and enhancing overall performance: Bug Fixes: We've diligently worked on resolving minor bugs to enhance the stability of the app. Your experience should now be smoother and more reliable. App Optimization: Our team has optimized the app for better responsiveness and speed. Enjoy quicker access to the features you need, making your interactions seamless and efficient. Thank you for choosing "Cash Advance: Loans." We're committed to providing you with the best possible user experience. If you have any questions or suggestions, feel free to reach out to our support team. Update now and make the most of the enhanced features! ## Apps similar to Payday Cash Advance | App | Rating | Price | Category | | --- | --- | --- | --- | | [$250 Cash Advance: Payday Loan](https://appshunter.io/ios/app/250-cash-advance-payday-loan/id6470133545) | 4.7 (194) | Free | Finance | | [$250 Cash Loans - Borrow Money](https://appshunter.io/ios/app/250-cash-loans-borrow-money/id6472367643) | 4.9 (147) | Free | Finance | | [250 Cash Advance - Borrow Now](https://appshunter.io/ios/app/250-cash-advance-borrow-now/id6465361069) | 4.6 (571) | Free | Finance | | [DIG BTCC: Trading & Investing](https://appshunter.io/ios/app/dig-btcc-trading-and-investing/id1557619490) | 5.0 (10) | Free | Finance | | [CoinWallet: BTC Crypto Wallet](https://appshunter.io/ios/app/coinwallet-btc-crypto-wallet/id1631258517) | 4.8 (16) | Free | Finance | | [Cash Loans 300 - Money Advance](https://appshunter.io/ios/app/cash-loans-300-money-advance/id6467152371) | 4.9 (121) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*