# Payday Flo — Paycheck budget, bills covered

> Paycheck budget, bills covered (iPhone/iPad app by Neon Path Labs.)

- Source: https://appshunter.io/ios/app/payday-flo/id6793714211 (this page in markdown: same URL + `.md`)
- Developer: [Neon Path Labs](https://appshunter.io/developer/6793714213)
- Category: Finance
- Price: Free with in-app purchases
- Age rating: 4+
- Requires: iOS 16.4 · 47 MB
- Languages: American English
- Released: 2026-08-18
- Data updated: 2026-09-12
- User reviews in markdown: https://appshunter.io/ios/app/payday-flo/id6793714211/reviews.md

## What is Payday Flo?

Payday Flo is built for people who get paid every two weeks and budget one paycheck at a time — not people with a steady monthly salary and a spreadsheet.

Tell it what you earn and what you owe. Every payday, Flo shows you exactly which bills this check has to cover, what's already handled, and what's genuinely free to spend.

PLAN EVERY PAYCHECK
• See what each check must cover before the next one lands
• Bills bucket sizes itself automatically from your real bills
• Add a buffer for variable bills like utilities
• Split the rest across spending, savings and debt

KNOW WHAT'S COVERED
• A running reserve that carries leftover money forward
• Cash you already have counts toward your bills
• Forecast the next several paydays and spot a shortfall early
• Clear warning when bills outrun your income

BILLS THAT KEEP THEMSELVES STRAIGHT
• Weekly, monthly and yearly recurring bills roll forward on their own
• Mark bills as auto-pay and confirm when they post
• Choose which account or credit card each bill is paid from
• Reminders before anything is due

DEBT AND CREDIT
• Avalanche or snowball payoff plans with a debt-free date
• See how much interest an extra payment saves
• Set a credit limit and get warned before a charge goes over it
• Advance heads-up to make a payment before you hit the limit

SAVINGS AND SPENDING
• Savings goals with a realistic finish date
• Buckets by percentage of pay, or a fixed dollar amount per month
• Track spending against what this pay period actually allows
• Accounts and net worth in one place

PRIVATE BY DEFAULT
• Your budget lives on your device
• Optional Face ID lock
• Syncs across your devices through your own iCloud account
• No ads, and we never sell your data

SUBSCRIPTION
Payday Flo Core and Payday Flo Plus are available monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings.

Privacy Policy: https://neonpathlabs.com/privacy
Terms: https://neonpathlabs.com/paydayflo/terms

## Pricing and in-app purchases

Base price: Free.

**Subscriptions**

| Subscription | Price | Period |
| --- | --- | --- |
| Flo Core Monthly | $5.99 | per month |
| Flo Core Annual | $39.99 | per year |
| Flo Plus Monthly | $11.99 | per month |
| Flo Plus Annual | $89.99 | per year |



## Version history (last 1 release)

### 1.0 — 2026-08-18

No release notes.

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*Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-09-12.*