# Payday: Global Money Transfer — Send or Request Cash Globally > Global money transfer, virtual accounts, and virtual card payments. (iPhone/iPad app by TalentMatch Inc.) - Source: https://appshunter.io/ios/app/payday-global-money-transfer/id1573895439 (this page in markdown: same URL + `.md`) - Developer: [TalentMatch Inc](https://appshunter.io/developer/1449487685) - Category: Finance, Productivity - Price: Free - Rating: 2.66/5 from 653 App Store ratings · 71 written reviews indexed - Age rating: 4+ - Requires: iOS 13.0 · 84 MB - Languages: English - Released: 2021-07-12 - Data updated: 2026-06-10 - Monetization: ad-supported - User reviews in markdown: https://appshunter.io/ios/app/payday-global-money-transfer/id1573895439/reviews.md ## What is Payday? Looking for a reliable and secure way to transfer money globally? Look no further than Payday! With its innovative features, Payday makes international transactions easier and more convenient than ever before. Whether you need to pay school fees abroad, send money to friends and family in Africa, or exchange funds globally, we have you covered. *International Account: Your Money, Your Way Payday comes with a virtual USD, GBP, and EUR account, which provides you with a secure and convenient way to manage your money globally. With this account, you can store, send, and receive money in multiple currencies and enjoy access to a wide range of financial services. Whether you're making online payments, sending money to friends and family, or exchanging funds with businesses, your international account is the key to a borderless financial world. *Virtual Card Payment: The Future of Online Payments In addition to our instant money transfer feature, Payday also offers virtual card payments. This feature allows you to make online payments without having to reveal your personal banking information. With our virtual cards, you can enjoy secure and borderless transactions no matter where you are in the world. *Instant Money Transfer: No More Waiting for Funds to Arrive Say goodbye to long wait times and high fees – with our instant money transfer feature; you can easily send and receive money without any border restrictions. Whether you're sending or receiving USD, Payday provides a seamless experience for all your global transactions. *Exchange Funds Globally: No More Currency Conversion Headaches With Payday, you can exchange funds globally without any border restrictions and enjoy fair exchange rates. Our borderless transactions ensure that you can easily move money worldwide without having to worry about conversion rates or hidden fees. Whether you need to receive or send money internationally, Payday makes exchanging funds globally easy. *A Universal Money App for All Your Financial Needs Payday is designed to meet all your financial needs. Its innovative features and seamless experience make it the perfect solution for anyone looking to exchange money without borders. Payday is your solution for cross-border transactions. With its advanced technology and user-friendly interface, you can send and receive money, exchange funds, and make online payments with ease. Whether you're moving money from one country to another or from one account to another, Payday provides you with the freedom to receive money internationally without stress. So why wait? Download Payday today and start enjoying the benefits of a world without financial boundaries! Need help? Got some feedback for us? Email us: support@payday.com ## Key features - Virtual USD, GBP, EUR accounts - Virtual card payments - Instant money transfers - Global fund exchange - Borderless transactions ## What do users think of Payday? Overall sentiment: negative **Pros** - 🚀 Fast and seamless transactions - 🔒 Tight security - 👍 User-friendly interface - 💡 Innovative virtual card solution - ✨ Helpful in difficult situations **Cons** - 🐛 Frequent app crashes and login issues - 🕰️ Slow customer service response times - 💰 Unfriendly exchange rates and hidden fees - 🤔 Unreliable bank transfer and withdrawal system - 🔒 Account bans and fund freezes without explanation **Commonly reported bugs** - Inconsistent virtual card functionality - Disappearing account balances and unauthorized fund transfers - Inability to access or withdraw funds from the app - Compatibility issues with older devices and operating systems **Most requested features** - Improve customer service and response times - Introduce more flexible deposit and withdrawal options - Provide transparent and competitive exchange rates - Implement robust security measures to prevent account hacking - Enhance app stability and reduce frequent crashes ## Recent user reviews (10 of 71) All indexed reviews: https://appshunter.io/ios/app/payday-global-money-transfer/id1573895439/reviews.md ### 1/5 — Total scam *2024-04-24* I remember finding this app when I was in dire need to pay some bills with a virtual card and for months I was cautious to put only the money that I would need to finance whatever transaction and left nothing in it. Mind you, I'm a student who hardly earns anything with the prices going up on everything but l put in some money to pay for their outrageous price to get a virtual card The virtual card I did t not get I want to withdraw my fund back I couldn’t get it and that’s not even the problem here the stupid app they claimed to age migrated to are saying they do not recognize my account yall had better refund my money cause I’m sick and tired the school I wanted to use the virtual card to pay for I couldn’t now I need my money back I could y get it back over the months 😡😡😡😡😡😖🤬🤬🤬🤬🤬🤬refund my damnnnnnnnnnn money thieves ### 1/5 — Payday is a Scam App, AppStore please review this app *2023-12-27* Payday is a pure scam company This app has scammed almost 98% of Africans. I have about 570,000 naira in this payday app, I can’t use the money to do transactions, also I’m unable to withdraw my money back to myself, this is pure wickedness This is very bad, go to payday instagram and read the heavy bitter complain from everyone whom they stole their money Funny thing is that their support told me today to update the app, immediately I updated the app, the app can’t open anymore…what a wicked act!!! I will leave this review here and also I urge the legal authorities to find the owner of this app, and push him or her to release our funds. ### 1/5 — Worst app on Earth *2023-11-09* This is the worst app on earth,at first when I started using it,it seems promising later along the line everything halted. I sent money to top up virtual card,it’s 2days i am unable to top up card to pay server bills and they company is on my neck,the balance i have i am unable to withdraw it to my bank account it says “ not enough balance” while the balance is 7k,pls can’t someone withdraw his/her money. Lastly they regularly remove fractions of my money sometimes $1 regularly they thought I won’t know lol. Flee from this App,desist from putting money on it because you will cry more than a baby. ### 1/5 — Terrible service and completely opposite of what they claim to give *2023-08-29* I started using this app from when they started and with each passing update they have gotten worse now they attracted people with free dollar and naira transfers as it stands they no longer offer that now let’s talk about the bare minimum which is fast transactions they can’t even offer that because there is no guarantee a transfer can even be successful with payday the truth is I won’t advise my worst enemy to patronize them if there was anything worse than one star that is payday. ### 3/5 — Always running from one problem to another *2023-08-18* You can’t depend on payday because anytime you want to make urgent transaction you will be disappointed because their services is always down. From on excuse to another. It’s either the card is not working at the moment or you can’t find the card. Not trusted. You just need an alternative source. ### 4/5 — Works Well, but…. *2023-08-12* The app does what it advertises and they are Constantly updating and communicating changes and issues - which I appreciate - but the recent issue with Mastercard services not being available is a total bummer. I got the Visa card and still had issues. Thankfully, customer service was patient enough to see it to a satisfying conclusion. Fix Mastercard. I need my money ### 1/5 — Worst Vitual Payment App *2023-07-21* Firstly, the app automatically logs you out after one week, meaning you have to login back everytime, Terrible customer service, it takes hours for them to reply and days for issues to be resolved I have had this app for over 5 months and there always an issue with the service, from deposit to withdrawal issue and now login issues. Terrible experience once I’m able to use up my funds on the card I’m deleting asap. And if it was possible to not give a star at all I would. ### 5/5 — Super helpful in difficult situations *2023-07-14* I had a hard time making a U.S payment form Nigeria. I tried the Visa card but the web kept rejecting it but PayDay made sure to contact the card issuer to resolve the issue. They responded to my messages even in the middle of the night. Thankfully, in less than a week I was able to make the payment with my PayDay Visa card. I pray their service gets better. Give them a try ### 1/5 — Don't be deceived by the glamour, it's a scam. *2023-06-04* I remember finding this app when I was in dire need to pay some bills with a virtual card and for months I was cautious to put only the money that I would need to finance whatever transaction and left nothing in it. Mind you, I'm a corper who hardly earns anything with the prices going up on everything but I put in some money to pay for their outrageous price to renew my virtual card and be able to make purchases on some things. Only for the purchase to not go through, I contacted their support and they promised me that it would be resolved in 24 hours, never did a check up or tried to do anything aside from their stupid reassurances. For $10 they could not refund my money back for weeks and I'm still soliciting that they return it before I conclude my deal with their application forever. **Developer response:** Hi moushd, we sincerely apologize for this experience and can confirm that this has been resolved. If you are still experiencing any difficulties please reach out to us via the in-app chat or send us an email at support@usepayday.com. Thank you. ### 1/5 — MASTERCARD *2023-05-09* Payday is actually scam. Believe them at your own risk. I had problems finding my account and I complained about it, they sent me messages from another account. Asking me to click on a link, and yes they’ll tell you on their main verified page not to click on any link, I did found out it’s basically same people doing the same scam, the email used in sending otp is the same used when you try to change password on the platform. So if they’re scammers how were they able to use your email to send otps??? ## Frequently asked questions about Payday ### What does Payday do? Payday is a mobile application designed for global money transfers. It allows users to send and receive money internationally, manage funds through virtual accounts, and make secure online payments using virtual cards. ### What are the key features of Payday? Key features include virtual USD, GBP, and EUR accounts for managing money globally, virtual card payments for secure online transactions, instant money transfers without border restrictions, and the ability to exchange funds globally with fair rates. ### How much does Payday cost? The provided information indicates that the app is ad-supported. While there are no explicit mentions of subscription fees or paid features, users should be aware of potential transaction fees or exchange rate markups that may apply to money transfers. ### Is Payday available on my device? The description does not specify compatibility with particular operating systems (iOS or Android). However, as a mobile application, it is designed to be used on smartphones and tablets. ### What are common use cases for Payday? Common use cases include paying school fees abroad, sending money to friends and family in other countries, exchanging funds for international business, and making secure online payments globally without revealing personal banking information. ## Version history (last 5 releases) ### 13.3 — 2024-03-12 - Bug fixes & some improvements. ### 13.2 — 2024-03-05 - Bug fixes & some improvements ### 13.1 — 2024-01-16 - Bug fixes and improvements ### 13.0 — 2023-12-16 - Bug fixes and improvements ### 12.9 — 2023-12-11 Bug fixes and improvements ## Apps similar to Payday | App | Rating | Price | Category | | --- | --- | --- | --- | | [Barter by Flutterwave](https://appshunter.io/ios/app/barter-by-flutterwave/id1378344716) | 3.7 (971) | Free | Finance | | [Access Bank (Ghana) Plc](https://appshunter.io/ios/app/access-bank-ghana-plc/id730325311) | 3.0 (425) | Free | Finance | | [UBA Mobile Banking](https://appshunter.io/ios/app/uba-mobile-banking/id1000669926) | 4.0 (12,137) | Free | Finance | | [Irorun - Fast loans with ease](https://appshunter.io/ios/app/irorun-fast-loans-with-ease/id1511430092) | 3.2 (477) | Free | Finance | | [Zenith Bank eaZymoney](https://appshunter.io/ios/app/zenith-bank-eazymoney/id732850254) | 3.3 (148) | Free | Finance | | [OPay-Beyond Banking](https://appshunter.io/ios/app/opay-beyond-banking/id1463776084) | 4.5 (87,137) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*