# Payday - Instant Cash Advance — Quick Pay Day Personal Loans > Instant cash advance app for payday loans with quick approval and flexible terms. (iPhone/iPad app by MAS BCLICK LTD.) - Source: https://appshunter.io/ios/app/payday-instant-cash-advance/id6444365612 (this page in markdown: same URL + `.md`) - Developer: [MAS BCLICK LTD](https://appshunter.io/developer/1654176906) - Category: Finance - Price: Free - Rating: 4.60/5 from 1,066 App Store ratings · 14 written reviews indexed - Age rating: 17+ - Requires: iOS 13.0 · 11 MB - Languages: American English - Released: 2022-11-24 - Data updated: 2026-06-10 - Monetization: free - User reviews in markdown: https://appshunter.io/ios/app/payday-instant-cash-advance/id6444365612/reviews.md ## What is Payday? Has it ever happened to you that you did not receive a salary on time or did not have enough money to buy something needful? Are you ashamed to take money from friends and relatives? Do not like to stand in line, then fill out a lot of paperwork and provide a stack of documents? Then you should think about our instant cash advance app, where you can get a payday loan without difficulty. You don't have to do complex math or worry about how much money you need to allocate this month for rent, and you can always have a safety stock in case of unexpected expenses. After all, you will always have a loan app that will help! Our instant payday loan app is secure and easy to use. Also, it is important to mention that this app for getting loans is completely free to download and you shouldn`t pay anything for submitting a form via this personal loan app. We care about the data security and privacy of our users. Our instant payday loan app has modern data encryption tools and meets all safety requirements. So, you don't have to worry that something could go wrong. Before each update, we conduct tests to be sure that process will work smoothly and you receive your payday loans on time. If you are still in doubt about whether you should download our payday loan app, then let us tell you about its other benefits: * Quick approval for a payday loan * Easily get payday cash advance * Saving your time, which you can spend on more useful things than standing in line at a banking institution * You can take out and borrow money anywhere and anytime because your smartphone and our personal loan app are all you need * Clear conditions and no hidden fees * It is possible to apply for payday cash advance even if you have a low credit score More details about loans conditions: The loan repayment period varies from 2 to 24 months for this payday loan app. One of the most important terms of the lending transaction is APR (Annual Percentage Rate). It could vary from case to case. Lenders will look at your credit score, salary level, monthly income, and other factors that can affect the level of ARP for your separate case. Our payday cash advance app offers Annual Percentage Rates from 5.99% to 35.99%. All conditions for your instant cash advance will be set by your lender, and you will be notified of them before accepting the offer. Example of total instant cash advance cost: If your payday cash advance is $400 over a term of 4 months with an interest rate of 30%, you will pay $106.33 each month. The total amount payable will be $425.31, with a real interest of $25.31. By submitting your information in this instant cash advance app, you consent to the verification of your data. You can always refuse the conditions offered to you. Using this instant payday loan app is free. You are not required to use this service or take out a money loan. Emergencies can happen anytime. Need money today and you are looking for a reliable service for money borrowing? There is always a way out! Stay calm, download this loan app and get your instant cash advance every time you need it. Use the fastest way of getting payday loans! Try our instant cash advance app now to find out for yourself! ## Key features - Quick payday loan approval - Easy cash advance access - Apply anytime, anywhere - Low credit score accepted - Clear loan conditions - No hidden fees ## Recent user reviews (10 of 14) All indexed reviews: https://appshunter.io/ios/app/payday-instant-cash-advance/id6444365612/reviews.md ### 1/5 — Not lenders *2024-05-27* They are a 3rd party person and will “connect you to lenders” ### 1/5 — sent me to a shady website *2024-05-17* it asked for my debit card to verify my identity….. which i’ve done a few payday loans, but my identity has been verified before that step not a new website asking for my name again and then next step is enter my debit card. well all the same i’ve already given them my phone number can’t wait for 27 calls a day for the next six months of my life jesus. it shouldn’t be this hard to get a loan with not the best credit and just need some help. ### 1/5 — Not lender *2024-02-15* I applied got offers but also got text back to back from others that were not in my offers. It’s too much hassle and the only company I am aware of is OneMain which requires collateral if you have bad credit **Developer response:** Hello! I'm truly sorry to hear about your negative experience with our app. We're very sorry that you didn't achieve the positive outcome you were expecting. We take this feedback seriously and are always looking for ways to improve. Thank you for sharing your experience with us. ### 1/5 — I have not even downloaded the app SCAM *2023-11-08* I’m just here to tell everyone that this app is a phishing scam trying to get you personal info. I mean the dude writes paragraphs like someone straight out of middle school, bet he doesn’t even live in the US and probably used a sock5 to be able go set uo a running app in America. Just look at the reply’s to the reviews lol. Its actually kind of funny **Developer response:** We're sorry to hear that you feel this way about our app. We assure you that our platform is secure and not involved in any phishing activities. Our team is dedicated to providing a safe and trustworthy service. We appreciate your feedback and take it seriously. If you have any specific concerns, please let us know so we can address them directly. Thank you for sharing your thoughts with us. ### 1/5 — SCAM APP TAKE IT OFF APPLE APPS *2023-09-06* Terrible App feels like A SCAM NOT HAPPY WILL BE REPORTING THEM SEEMS LIKE THEY WANT TOG GET YOUR INFO AND SCAM YOU DONT USE IT **Developer response:** Don't worry. We use the information only for the loan application and nowhere else! ### 1/5 — Payday loans *2023-09-02* I wouldn’t recommend this to anyone it’s a scam you gotta jump hoops to get 3rd party lenders to help you get nowhere at all what’s the point of trying to get a loan when they are playing with your personal information anyway no thanks **Developer response:** Hello. We're sorry to hear that. Your trust is important to us. We're partnered with reputable lenders and have hundreds of satisfied customers. ### 1/5 — Same old Same old *2023-08-18* Just like every other loan app it just a game of sending you somewhere else. **Developer response:** Hello. We're sorry you're not satisfied with how the app works. Your feedback is crucial for us to make improvements. ### 5/5 — Bbvv *2023-07-04* Bbvb **Developer response:** 👍👍👍 ### 5/5 — Ivan *2023-06-20* Good. **Developer response:** Hello, we appreciate your review and positive rating. ### 1/5 — Scam *2023-06-17* They spelled money wrong “moey” sketchy and fishy don’t do it **Developer response:** Hello. Could you please specify where exactly you've found the error? We'd appreciate your help in this matter. ## Frequently asked questions about Payday ### What is this app for? This app provides instant cash advances, often referred to as payday loans. It's designed to help users access funds quickly when they face unexpected expenses or when their salary is delayed, offering a convenient alternative to traditional banking or borrowing from friends and family. ### How do I get a payday loan through this app? You can apply for a payday loan by filling out a form within the app. The app is designed for ease of use and aims to provide quick approval. You can borrow money from anywhere and at any time using your smartphone. ### Is there a cost to use this app or apply for a loan? The app itself is free to download and use. There are no charges for submitting a loan application through the app. Any costs associated with the loan, such as interest rates and fees, will be clearly outlined by the lender before you accept the offer. ### What are the loan repayment terms and APR? The loan repayment period can vary from 2 to 24 months. The Annual Percentage Rate (APR) can range from 5.99% to 35.99%, depending on factors like your credit score, salary level, and monthly income. All specific loan conditions will be provided by your lender before you agree to the loan. ### Can I get a loan if I have a low credit score? Yes, it is possible to apply for a payday cash advance through this app even if you have a low credit score. The app aims to provide access to funds for a wider range of users, making it easier to get financial assistance when needed. ## Version history (last 2 releases) ### 1.1 — 2024-01-24 - Bug fix ### 1.0 — 2022-11-24 No release notes. ## Apps similar to Payday | App | Rating | Price | Category | | --- | --- | --- | --- | | [Loan — Instant Cash](https://appshunter.io/ios/app/loan-instant-cash/id6443603860) | 4.9 (441) | Free | Finance | | [Cash Advance - Pink Pig Loans](https://appshunter.io/ios/app/cash-advance-pink-pig-loans/id6443677021) | 4.5 (282) | Free | Finance | | [Fast Loan - Borrow Cash App](https://appshunter.io/ios/app/fast-loan-borrow-cash-app/id1659446941) | 4.7 (1,194) | Free | Finance | | [Payday Loan: $250 Cash Advance](https://appshunter.io/ios/app/payday-loan-250-cash-advance/id1666251536) | 4.6 (930) | Free | Finance | | [Payday Cash Advance: OPS Loans](https://appshunter.io/ios/app/payday-cash-advance-ops-loans/id1627740234) | 4.7 (650) | Free | Finance | | [Instant Cash Advance Loans App](https://appshunter.io/ios/app/instant-cash-advance-loans-app/id6449849805) | 4.6 (2,086) | Free | Finance | --- *Data collected daily from the US App Store and indexed by [AppsHunter](https://appshunter.io/). User reviews are verbatim App Store reviews. Ratings, prices and chart positions refresh continuously; this snapshot is from 2026-06-10.*